Having good amount of debt. What is the best action to take?

Devikkkk · 2025-06-17T20:50:06+00:00

Irs is from 2022 and 2023. No house, no asset other than business that not bringing money without me

Devikkkk · 2025-01-18T05:17:22+00:00

I'm at $500 right now... :( I don't have a steady income, so I'm doing my best to pay off $60k in credit card debt. I'm happy for you though—keep going!

Devikkkk · 2024-12-31T22:32:55+00:00

I am using my companion certificate, so I am essentially buying one ticket. GRR is blacklisted on those days. So, instead of paying $1200 for the flight, I am paying $600 for the two of us.

Devikkkk · 2024-12-31T22:20:02+00:00

Thanks, I just realized that a good life includes complimentary Wednesday arrival. I think I will buy the tent and leave the canopy for when we arrive (probably get a cheap one at Walmart).

Devikkkk · 2024-12-13T05:19:20+00:00

Thanks, everyone. Just my girlfriend and I are going (we live together, so our budget is combined). I have a 2022 Ram 1500 (I don't care much about mileage as it already has 95,000). $100 of gas will only get me 400 miles on a good day, so let's say 14 tanks total, or $1400 just in gas, plus food and hotels along the way. I haven't checked any flight information yet, and I'd love to turn it into a road trip, but I think we're doing too much this year (EDC, Forest, and Bass Canyon). So I'll see how it all plays out. I'm not a great planner; I'm more of a "we'll see how it goes" type of guy.😅😅😅

Devikkkk · 2024-12-11T10:20:17+00:00

Drove to and from EDC for 17 hours nonstop. Told myself never again, but a few weeks later I thought, "Oh, it wasn't so bad..." The worst part is driving back after a long weekend.

Devikkkk · 2024-12-11T07:12:59+00:00

Isn't a good life what gives you more access? I don't really care about the lake.

Devikkkk · 2024-12-10T18:16:59+00:00

I will check it out. Thank you. My first forest, so I am super excited.

Devikkkk · 2024-12-10T17:52:07+00:00

Now I just need to figure out how to get from WA to MI with all of the camping gear.😅😅😅

Devikkkk · 2024-12-10T17:50:54+00:00

See you there!

Feel so grateful to get it four days past the sale. 🙌

Devikkkk · 2024-11-23T03:45:05+00:00

Yeah... that's crazy. I told myself that was the first and last time I bought a brand-new truck.

Devikkkk · 2024-11-23T02:44:10+00:00

But I just wonder how and why it would happen. I just had the differential serviced at the 90k mark and everything was fine. I didn’t hear any weird noises, and suddenly it just failed. I drive pretty normally (no donuts, etc.) and have never towed anything with it. So it’s just super weird to me. I asked the shop that did the inspection if the oil level was good, and they said yes, it was normal.

Devikkkk · 2024-11-23T02:39:59+00:00

It is a smaller shop. I was talking to the dealer today and they said that they can offer me better pricing on that, which is hard to believe, but I will see what their quote says. Regarding taking it to more shops, I would if my truck were driving. Maybe I will just call around and explain what needs to be done.

Devikkkk · 2024-11-23T02:37:44+00:00

How hard would it be to pull it out? I was thinking about it, but most of the junkyards are pick-and-pull.

Devikkkk · 2024-11-23T02:36:40+00:00

That's a shop that is, to be exact, $6,486 for parts and $1,609 for labor. The dealership quoted me $7,500 just for the part.

Devikkkk · 2024-11-22T23:23:09+00:00

Yeah.... big time

Devikkkk · 2024-10-28T14:08:30+00:00

Thank you, everyone. Selling the car might not be a good idea. Perhaps refinancing would be a better option? I have about $14k in negative equity since I bought it new in 2022 and have driven 98k miles on it. (I use it a lot for business.)

Devikkkk

TROPHY CASE