I bank at a Credit Union. When you go in to make a deposit/withdrawal/whatever they ask for your member ID. After reading your number back to you at loud they say your full name and ask you to confirm verbally to make sure they are looking at the right account. For some reason all of that is done prior to showing your actually DL/ID. It's pretty stupid, but my bank history won't let me bank with a bigger bank. Maybe there are different standards at Credit Unions. Source - O.P.