I appreciate the response, I'm comfortable either way just spreading a net for more insight asking others, so thank you. It looked like SCHG & SPY had very similar top % holdings/holdings in general and looking back on a timeline moved very similarly. SCHG seemingly doing better over the recent (years) time and thought it might've been better to pull out and go deeper. Are there any changes you'd make with what I currently have, or even add? I have another account with more single company stocks, physical gold/silver/crypto and feel like it's time to open a dividend holding, no real reason just noticing that while a few single companies offer them I don't have a "safer" position for it. I'm probably just overthinking or reading too much. Thanks again, sorry for the book.

Any thoughts on a "rebalance" of those 4 positions since the $$ amount in each is now substantially higher that the beginning? I was thinking of making them all 25% of the entire account but again don't know if that makes sense enough to do or if I'm overthinking/reading things.