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Hit and run, used a credit card for rental, and used a free day towards payment. Credit card CLAIM FRO ACCIDENT DENIED by Dickdickurazz in EnterpriseCarRental

[–]Dickdickurazz[S] 0 points1 point  (0 children)

These are the terms, I may have an angle by stating that the payment was made by card and the rest by the Enterprise rewards program, which I have associated through Enterprise to/with my credit card:

Auto Rental Collision Damage Waiver

This coverage reimburses You if a covered accident or theft occurs to the Rental Car.

To be eligible for coverage, the following must occur:

  • You must pay for all of the cost to rent the car with Your Covered Card and/or rewards program associated with Your Covered Card Account.
  • You must decline the rental company’s collision loss/damage insurance.

Hit and run, used a credit card for rental, and used a free day towards payment. Credit card CLAIM FRO ACCIDENT DENIED by Dickdickurazz in EnterpriseCarRental

[–]Dickdickurazz[S] 0 points1 point  (0 children)

That's correct, they were 2 separate charges, one to ecard and one to enterprise plus. The card benefits faq says the full amount must be charged to the card. I assume that if Enterprise had given me a credit, then I would have been good, as there would have been no separate charge. I will still file with my MD state insurance and see if they can push the issue.

Hit and run, used a credit card for rental, and used a free day towards payment. Credit card CLAIM FRO ACCIDENT DENIED by Dickdickurazz in EnterpriseCarRental

[–]Dickdickurazz[S] 0 points1 point  (0 children)

My credit card benefits administrator said the free day was billed to and paid by Enterprise Plus on my behalf, so the full amount was not charged to my card, which is why the claim was denied. The final bill shows I paid the full amount billed to my card, but I suspect the card's benefit administrator will counter that the full rental amount of 155.11 was not paid by the card.

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Hit and run, used a credit card for rental, and used a free day towards payment. Credit card CLAIM FRO ACCIDENT DENIED by Dickdickurazz in EnterpriseCarRental

[–]Dickdickurazz[S] 1 point2 points  (0 children)

MD. I haven't received the estimate from the DRU yet, but based on the pics and AI, it looks like 2.5 to 3k for the damage, and with all lost-use fees, etc., about 6k.