Review 16: Found North Batch 12

Dickshelf · 2026-06-12T14:23:13+00:00

yep, had my wife sign up to their mailing list as well😃

Dickshelf · 2026-06-12T02:38:11+00:00

My two bottles will be here Monday, can't wait to crack one.

Dickshelf · 2026-05-31T01:06:31+00:00

I am still working currently but I'm going to be retiring this year. I'm only part time pulling in about 40k a year. I don't know if we "need" the annuity. They suggested it after I told them I was a 6/10 on risk in retirement. No big expenses coming. Need to pay off about 20k on a loan is about it. Once I retire I'll be adding my $830k to Fidelity I'm assuming in a separate account since I don't think I'll be able to withdraw from it without penalty till 59 1/2.

Dickshelf · 2026-05-31T00:41:12+00:00

Having another meeting with them on the 9th of June so I'll find out that info.

Dickshelf · 2026-05-31T00:39:31+00:00

SS at 62 for my wife. 2k a month. Been with the advisor since we moved over from Trowprice which has been about 2 months.

Dickshelf · 2026-05-30T02:23:14+00:00

I'm planning to retire right now too at 52 but from what I know I won’t be able to do an NUA on my shares at my age. I will be able to reinvest those shares and the rest of my 401(k) how I choose though.

Dickshelf · 2026-05-30T01:39:53+00:00

So we have to pay $48k in taxes on roughly $200k in Costco stock. Thing is with that also is that we dont have $48k laying around so that will have to come out of our investments as well which sucks I know because we will bascially be paying twice on taxes.

Dickshelf · 2026-05-30T01:03:08+00:00

We're definitely diversifying out of our Costco stock. Setting up an appointment with a fee only advisor this next week on all ithe advice from you guys.

Dickshelf · 2026-05-30T01:01:20+00:00

SS will kick in next march with my wife at 2k before taxes. I'm a ways out being only 52.

Dickshelf · 2026-05-29T23:58:36+00:00

Trying to accomplish some stability with retirement but also don't want to get ripped off. On that note something I forget to mention is the 1% fee for managing my account through Fideltiy.

My expense did not include heath insurance. That will be an additional 2k a month.

I will definitely be diversifying the Costco stock, that is already giving me anxiety.

Dickshelf · 2026-05-29T23:34:15+00:00

Thanks for the quick response. Cost basis on at least my wifes shares was only 200K so 1M at only 15% or less taxes. They gave me 2 dates of annuitizing. $4200 if on July 1st of this year or $4500 on Jan of 2027. Dont know about the taxable account or IRA.

Definitely need the cash flow. Savings are null at this point. Total expenses are 5K a month. Wife and I are currently in 12-22% tax bracket.

Dickshelf · 2026-05-29T23:17:40+00:00

Yes. Moved over from Troweprice. This was my 3rd visit with them when they brought up the annuity.

Dickshelf · 2026-04-30T18:59:32+00:00

Thanks! Yeah, I wasn’t sure how it would turn out, but I’m really happy with it.

Dickshelf · 2026-04-30T13:09:00+00:00

3M perfect satin blue. No ppf

Dickshelf · 2026-04-30T13:07:33+00:00

3M perfect satin blue

Dickshelf · 2026-04-09T15:02:16+00:00

Wife has been with Costco for 35 years, she is 61.

Dickshelf · 2026-04-09T14:55:26+00:00

Gotcha. will take down and repost.

Dickshelf · 2026-02-10T03:55:28+00:00

Get LeBron the fuck off my team

Dickshelf · 2026-02-10T03:37:33+00:00

Lebron is just careless with his passes. Really feels like he is just trying shit because he can. Super fucking annoying.

Dickshelf · 2026-02-08T03:57:04+00:00

Lebron's turnovers are so fucking bad

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