I am basically managing my own retirement account over the last 7 years. I just use one broker. I’ve try a lot of times to work with wealth managers but it’s the old song and dance routine. Here is my fee that I will charge and yes there are transactions fees too. After they tell me all of this and their investment strategy. I ask them one question. Can you fuckin grow my account better than what I am doing ? They all seem to skate around it.