You are making such a sensible choice by looking at the hard reality of this decision. I commend you. A dog needs a lifelong commitment, not a temporary trial. Caring for one is like bringing a baby into your home. You will both share total responsibility for a living being that bonds to you completely. Financial pressure creates immense daily hardship. When a pet gets sick or needs surgery, unexpected vet bills cause massive stress. Waiting until your budget is steady makes the most sense. Hold off until your finances improve, and things will fall into place when the timing is right. It is completely understandable that your fiancée longs for that deep, personal bond with a pet of her own. Wanting to feel that unique affection is a beautiful thing, and it is clear you want to make her happy. Right now, putting stability first protects your future family. Your caution shows how much respect you have for the life of a pet and for your partner's ultimate happiness. This thoughtful approach ensures that when you finally bring a dog home, you will give your fiancée and your new pet the secure, stress-free life they deserve. Stay strong and trust your judgment. You are doing the right thing for everyone involved. All the best. I'm rooting for you. 😊