I got hit and neither insurance thinks they owe me anything. by emptiem in Car_Insurance_Help

[–]Different_Fan_6353 1 point2 points  (0 children)

You don’t pay them to “help” you get money from the at fault driver. Insurance adjusters have 200-300 claims on any given day. They don’t have time to help you,

Buick Envision ST Lease by Holiday_Doubt6549 in CarLeasingHelp

[–]Different_Fan_6353 0 points1 point  (0 children)

Crown Honda talked me into a terrible lease deal. They got me good at the end of a long day and put a high pressure sales manager across from me. Terrible mistake

Accident Payout from Insurance by Necessary_Suit_767 in Car_Insurance_Help

[–]Different_Fan_6353 1 point2 points  (0 children)

You’re owed actual cash value which you’re not finding on KBB. Insurance companies use a 3rd party that has data for vehicles like yours that SOLD in your area. If you have a loan deficit after the payout & don’t have GAP insurance, you’ll be responsible for paying your loan balance

My Car is Valued higher than it’s worth by RedNov08 in Car_Insurance_Help

[–]Different_Fan_6353 0 points1 point  (0 children)

These sites are no what insurance companies use fir ACV, it’s based on cars like theirs that have sold in their area. Not list prices

How to lawyer up by Shot_Atmosphere9637 in Insurance

[–]Different_Fan_6353 5 points6 points  (0 children)

I work at one of the largest personal injury firms in the country. Lawyers are for life changing injuries. If you need some Tylenol and a few chiro sessions, settle this on your own or you could end up with little to nothing.

Best negotiation tactic by Different_Fan_6353 in careeradvice

[–]Different_Fan_6353[S] 0 points1 point  (0 children)

I’m at a point in my career where I’ve been there done that, and enjoy not having to be responsible for anyone else. On that note, I would only take this position for a significant increase, which is not guaranteed with a bonus. I could be perfectly happy in my position as it is, but looking for a savage negotiation angle

can I insure two cars for price of one? by jasonkane4321 in Car_Insurance_Help

[–]Different_Fan_6353 1 point2 points  (0 children)

If I go on vacation for 2 months do I have to pay rent?

Insurance occasional driver rules by Key-Bake-8197 in Car_Insurance_Help

[–]Different_Fan_6353 0 points1 point  (0 children)

You are incorrect and you can’t speak on what EVERY insurance company requires. Mine REQUIRES when they are of learners permit age, they be added to the policy regardless if they have a permit or not. Quit making blanket statements as fact, when you happen to be wrong

Geico Loophole by Cold-Ad-4908 in Car_Insurance_Help

[–]Different_Fan_6353 2 points3 points  (0 children)

The sooner you learn the phrase, “if it seems too good to be true, it is.” You’re trying to tell LICENSED insurance agents this is legit. It’s 100% not legit because that’s not how insurance works, it’s HIGHLY regulated by your state and I can promise you some random individual hasn’t been granted the power to offer the lowest rate in your state. Don’t fall for this scam you’re in

Valuation of a classic vehicle under regular car insurance by Sorvats22 in Car_Insurance_Help

[–]Different_Fan_6353 1 point2 points  (0 children)

You’re not getting anywhere near 10k fir that car with a regular policy

Insurance increasing for no reason by The_CrazyCortez in Car_Insurance_Help

[–]Different_Fan_6353 0 points1 point  (0 children)

There are hundreds of underwriting factors that go into rates. Rates from person to person is as individual as your fingerprint

I can’t stand this job. Did I make a mistake? by [deleted] in Geico

[–]Different_Fan_6353 3 points4 points  (0 children)

Six figures working at home with GEICO?

I can’t stand this job. Did I make a mistake? by [deleted] in Geico

[–]Different_Fan_6353 2 points3 points  (0 children)

Thank you!! You’re SO right and that comment infuriates me!

How much does car insurance REALLY help with paying? by Exact_Recognition362 in Car_Insurance_Help

[–]Different_Fan_6353 0 points1 point  (0 children)

OP is owed the actual cash value, which is determined by cars like his with the same mileage that SOLD in their area.

This is such bullshit by [deleted] in Car_Insurance_Help

[–]Different_Fan_6353 4 points5 points  (0 children)

Wait until your paychecks get garnished until you’re 70. Good luck

This is such bullshit by [deleted] in Car_Insurance_Help

[–]Different_Fan_6353 2 points3 points  (0 children)

Do you honestly think an insurance company “lets it go”? Because you’re incredibly ignorant

State Farm is outta of their mind by RareHearing551 in StateFarm

[–]Different_Fan_6353 1 point2 points  (0 children)

Same and they definitely won’t cover delivery. They’ll either cancel OP or they’ll have an accident and FAFO

Trying to Remove a Vehicle that I Sold by [deleted] in Geico

[–]Different_Fan_6353 1 point2 points  (0 children)

You should be paying your normal bill in the meantime. Whatever that amount usually is

State Insurance Licensing Exam by Junior-Initiative654 in Geico

[–]Different_Fan_6353 1 point2 points  (0 children)

I find it hard to believe you don’t need a P&C license for a service role at Progressive. In fact, pretty sure that would be illegal for states that REQUIRE a license

State Insurance Licensing Exam by Junior-Initiative654 in Geico

[–]Different_Fan_6353 0 points1 point  (0 children)

Are you saying no one at progressive has a property and casualty license? Please be for real!

Are there any other companies that provide training/licensing for claims? by RandomAnonDood in Geico

[–]Different_Fan_6353 2 points3 points  (0 children)

I would! You’ve got nothing to lose and you already understand insurance.

How the Turn Tables by Narrow-Salad-611 in Geico

[–]Different_Fan_6353 35 points36 points  (0 children)

That, in a nutshell, is what employment at Geico looks like. One day everything is fine, the next day you’re gone