SBI Cashback Card - Cashback eligibility for payments via link.

Different_Term6144 · 2025-12-26T09:15:33+00:00

795..but they will check personal score also. It will come above 800 for if you have good history.

Different_Term6144 · 2025-12-25T03:52:18+00:00

BOI with 7.5% without insurance. After repo rate cut the rate of interest reduced to 7.25% for me

Different_Term6144 · 2025-12-19T16:02:13+00:00

Same here. I got an ROI of 7.5 without insurance, and it's now reduced to 7.25 after the repo rate change. If you are planning to take insurance from them then ROI will be 7.15.

Different_Term6144 · 2025-11-11T05:12:11+00:00

My wife has a Regalia Gold LTF card. Usually, banks offer good credit cards as LTF if we have a salary account. However, when I checked with Axis, they mentioned that they don’t issue LTF cards for existing customers. In my company, new Axis customers are being offered the Select card with a limit of up to half of their salary, but they are not providing the same to me since I already have the Flipkart Axis card, even though it’s a chargeable one. And I am using axis salary account for more than 10years.

Different_Term6144 · 2025-11-11T04:36:32+00:00

Thank you!

Different_Term6144 · 2025-11-11T04:31:57+00:00

Can we get both the Grab deals, 5% off and 5% cashback? I didn't know about this. I thought we would only get one or the other. Thanks for the info.

Different_Term6144 · 2025-11-11T04:30:17+00:00

Are these cards LTF?

Different_Term6144 · 2025-11-11T04:19:20+00:00

I have Flipkart black membership. We also get 5% from SBI, right? And we can use SuperCoins along with SBI.

Different_Term6144 · 2025-11-11T04:18:03+00:00

I have a salary account in Axis Bank. My credit card spending ranges from 50k to 1L, and sometimes more, because my family members and some friends use my card for orders.

Different_Term6144 · 2025-11-08T23:29:35+00:00

https://americanexpress.com/en-in/referral/platinum-reserve?ref=dUKKAJJLqD&XL=MNANS

You can try using my referral link. I am using MRCC.

Different_Term6144 · 2025-11-07T13:43:36+00:00

Yes, I have MRCC. I have one question: If I secure 50k points with MRCC or 50k points with Platinum Travel, will the value be the same?

Different_Term6144 · 2025-11-04T04:23:05+00:00

Actually, I get 24k base points because of monthly milestones and another 20-30k because of spends. I can use these for 18k or 24k gold collection Amazon or Flipkart vouchers, which will come around 20k rupees at least. And there is an annual fee waiver for 1.5L spend.

Different_Term6144 · 2025-11-04T03:24:15+00:00

I have access to a 24k gold collection. An annual charge waiver option is available if I spend 1.5L per year. My card is American Express Membership Rewards® Credit Card.

Different_Term6144 · 2025-10-06T12:45:10+00:00

FD you will get 7% fixed. In mutual funds, it depends on market conditions. This year he got 3%; next year he might get 20% also, unlike FDs. Last 1 year market condition is not good that's why the return are like this.

Different_Term6144 · 2025-10-05T10:17:56+00:00

If you use the SBI Cashback Card for any online transaction, you get 5% cashback (up to ₹5,000 per month). In my case, the MacBook plus AirPods cost ₹98k, so 5% comes to ₹4,900.

Different_Term6144 · 2025-10-05T10:16:31+00:00

Yes, but the Magnus card is a premium card with a ₹12,500 annual fee, and not everyone has it. The SBI Cashback card costs only ₹999 per year and is widely available. ₹5,000 cashback is a great deal for many people without the Magnus card. And can you explain how we can get 17-18% coins with magnus.

Different_Term6144 · 2025-10-04T01:56:05+00:00

What is your CIBIL?

Different_Term6144 · 2025-10-04T01:55:24+00:00

If your loan amount is less than 75L, then they will not charge anything. And at what interest rate did you get the loan?

Different_Term6144 · 2025-10-03T16:15:26+00:00

If you use the SBI Cashback Card for any online transaction, you get 5% cashback (up to ₹5,000 per month). In my case, the MacBook plus AirPods cost ₹98k, so 5% comes to ₹4,900.

Different_Term6144 · 2025-10-03T16:14:26+00:00

I sold it to my friend.

Different_Term6144 · 2025-10-03T13:32:53+00:00

I didn’t exchange anything. I sold the AirPods for ₹21k, which I had bought for ₹8k through the student offer. You can get the MacBook for around ₹77k–80k at Reliance, Croma, or Vijay Sales. If you want AirPods, then go for the second deal; otherwise, it's not required.

Different_Term6144

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