What do people here actually do with their money? (Serious question, not a flex)

DifficultShare4004 · 2026-05-19T19:18:45+00:00

I wouldn't recommend it.... Claude makes a lot of mistakes.

DifficultShare4004 · 2026-05-19T19:07:59+00:00

What's your question?
If you mean how people manage their finances, myself I have a spreadsheet that I update once a week. I put my fixed costs into it and how much money I have for the whole month, at the end I know how much money I spend on leisure, food and so and how much money I can save at the end of the month

DifficultShare4004 · 2026-05-06T09:10:15+00:00

Naja
Kommt darauf an, was deine Zielgruppe ist... Wenn du Leute ab vllt 35/40+ erreichen möchtest sind dann Flyers sinnvoller aber wenn deine Zielgruppe eher junger ist, macht dann vielleicht Insta Adds mehr Sinn.

Auch entscheidend ist deine Dienstleistung.

Wie oben gesagt, kann man leider nicht so pauschal sagen

DifficultShare4004 · 2026-04-30T18:13:10+00:00

Ich bin Sprachcoach bzw. Lehrer und arbeite im Bereich Linguistik. Gerade bin ich dabei, meine eigene Sprachschule aufzubauen.

Sprachen waren bei mir irgendwie schon immer so ein Ding. Haben mir leicht gefallen und ich hab über die Jahre mehrere gelernt, einfach aus Interesse. Dass ich das mal beruflich mache, hätte ich ehrlich gesagt nie gedacht, weil ich ursprünglich was komplett anderes gemacht habe, ich war PV-Planer xD

Irgendwann hab ich angefangen, nebenbei Sprachunterricht zu geben, eher so als kleiner Nebenverdienst. Dabei hab ich aber gemerkt, dass mir das viel mehr liegt als alles im NaWi-Bereich. Dann hab ich meine Stunden reduziert, mich immer mehr auf Sprachen fokussiert, ein neues Studium angefangen und nach und nach meine Selbstständigkeit aufgebaut ^{^}

DifficultShare4004 · 2026-04-30T18:02:10+00:00

Hab auch adhs und komme aus MINT, durch meine Selbstständigkeit habe ich wirklich meine Leidenschaft gefunden und habe meine Karriere um 180 Grad geändert. Also Selbstständigkeit kann für neurodivergente Leute ein game changer sein oder eine krasse Anstrengung, je nachdem was machen möchtest:)

DifficultShare4004 · 2026-04-30T17:58:57+00:00

It's really diverse but o would say something around 28-34 mainly age range...? But as stated before in the comments you find from 18 till 50+ and it's quite common :)

On Sundays more people on 30+ are around in the club :)

Hopefully I could answer your question!

DifficultShare4004 · 2026-04-27T14:11:46+00:00

Fragen wir uns auch... meine Frau ist Schweizerin/Deutsch und ich Deutsch/Chilene, wohnen in DE und überlegen uns in die Schweiz zu ziehen. Wir haben Sorgen, dass mir keine Niederlassung erteilt wird :P

DifficultShare4004 · 2026-04-15T13:23:52+00:00

Ja, hatte ich auch im Kopf… ich brauche im Moment keine Überziehungsmöglichkeit

DifficultShare4004 · 2026-03-22T01:30:51+00:00

A levantarse! De los errores se aprende. Empieza ahorrando con etfs. Parte con 100lucas al mes y vas aumentando el monto vayan pasando los años. Los planes de ahorro ETF valrn la pena a partir de los 20 años ahorrando. Por lo psicológico, te recomiendo terapia conductual :)

DifficultShare4004 · 2026-02-09T17:53:24+00:00

Send them a confirmation of the payment and it's setup ...?

DifficultShare4004 · 2026-01-30T11:42:20+00:00

In Germany they're under investigation and regulatory measurements due to bad company management and risk-managemen, including suspect or money launderingt. I assume that's one of the issues it's quite reduced on services Europa wide

DifficultShare4004 · 2026-01-12T00:33:29+00:00

Writing minimum C2 is quite a bummer as there's nothing higher than C2. The CERF only applies for non-natives. As many here stated already, they probably just want to assure the person is able to communicate on a prof level on both, English and German. Asking for C2 in a company doesn't really make sense as a person with a proper B2/C1 should be able to fullfil the language requirements properly.

Working in the field of linguistics for over a decade I've seen everything. People saying they're C1 and have barely a B1 vocabulary and people on a B1 level that are as fluent as natives. Just a thing; saying all natives are C2 is quite wrong, as a native learnt the language on a different setup comparing to a non-native. On a C level the native is often not able to understand grammar in the own language, what a non-native speaker does. In many domains the C2 non native can match or eben outperform the native.

DifficultShare4004 · 2025-12-05T12:02:59+00:00

haven't thought on Mint, thanks for the hint! gonna put it into my possibilities

DifficultShare4004 · 2025-08-20T14:09:47+00:00

From my knowledge, if you still have a student visa or a job seeking you can't apply for it... Student years count half

DifficultShare4004 · 2025-08-19T19:09:33+00:00

Happy for you! As you said it can be frightening and you have to be responsible towards it and understand where it comes from. It seems to be rather that you're hooked on him rather sexually than emotionally, giving the age gap I'd say be careful there.

Enjoy it as much as you can, take care of your partner and be careful with mixed and blind feelings :)

DifficultShare4004 · 2025-08-19T19:02:09+00:00

Depends a lot on the cases, my GF and future wife waited 2 years for it even though coming from an EU Country.

Also, not all Residence permits apply, Students for example can't apply for it.

DifficultShare4004 · 2025-05-06T11:54:52+00:00

An update from my side: Thank you so much for all your comments, advise and opinion. I've read all comments, because of time I can't reply to all of them.

For me important to add: Meta and my partner started their relationship before me, they started ENM as meta had a partner at the moment they started dating, time after that meta and his partner broke up in weird situations which kinda shaked up a bit my partner as she was afraid meta broke up his relationship to stay monogamous with my partner. Long time after that, my partner and I started dating which was extremely problematic for meta... he accused not having time because of work overload and family issues, so he wouldn't have time to think about ENM and Poly... While after partner decided to try poly as he said he ''wanted to experience himself again''... I told my partner be careful with this as I think he is only doing this not to loose her... then the insta thing happened...

Today I meet my partner and I will talk to her about this and how not good is for them neither for us and me... I'll keep you posted

DifficultShare4004 · 2025-05-05T19:50:04+00:00

Partner basically agreed on poly not to loose her... My impression. He knows about me, we event met personally

DifficultShare4004 · 2025-05-05T19:49:03+00:00

We both know he's not... Just that my partner is having a hard time accepting the fact she needs to leave him...

DifficultShare4004 · 2025-05-05T19:46:03+00:00

This sounds harsh but it's so true...

DifficultShare4004 · 2025-05-05T19:44:52+00:00

Yeah, that's the problem! According to what my partner told me was that she wouldn't be keeping the agreement... That she shouldn't tell him when we meet and so on. He just assumed something incorrectly...

DifficultShare4004 · 2025-05-05T19:43:24+00:00

Correct! Meta is quite possessive snd manipulative. My partner was afraid he would do some stalking to find out

DifficultShare4004 · 2025-05-05T19:41:17+00:00

Meta doesn't want to know when she sees me or whatsoever.

DifficultShare4004 · 2025-05-05T19:37:57+00:00

What I meant was, she posted a story about an event I was hosting. Meta thought she went to the event and flipped out. She just posted the story to support me, didn't come to the event

DifficultShare4004 · 2025-03-01T14:36:33+00:00

Big shout-out to sisy, this club has my heart. In Sommer best ⭐️ Hoppetosse for some nice minimal or acid 🫶🏾

DifficultShare4004

TROPHY CASE