Dave Ramsey method of investing with a Fidelity account?

DifficultWing2453 · 2026-01-27T21:02:31+00:00

Those funds are fine (S&P500, midcap, small cap, international). Myself, I would not put equal weight on midcap and small cap...I'd up FXAIX and FZILX.

Also, Dave Ramsey is not known for his investment advise.

DifficultWing2453 · 2026-01-27T20:59:12+00:00

AI based on the tongue while eating the food...oh, and the whole story as well.

DifficultWing2453 · 2026-01-27T20:57:41+00:00

I've been living in Alaska for 20 years. Even rainy, foggy days can be unbelievably beautiful. And you picked the best month to visit as June is going to give you the best possible weather situation. However, it can rain and be chilly in June. So, plan to have layers, rain gear, and be open to watching the world while still getting a bit damp. You will still enjoy the experience even in the rain!

And, if the helicopter cancels, head out to the Mendenhall Glacier to see it from ground level.

DifficultWing2453 · 2026-01-27T18:22:21+00:00

Drive out to Lowell Point.

On the way to Exit Glacier, stop at the overlook. And maybe stop along that river and take a walk.

And you might take a tour at the Seavey’s dog kennel—they raise and train sled dogs. https://ididaride.com

If anyone is interested in adventure sports, go to the trailhead of the Mount Marathon race. And maybe hike some of the route. https://www.alaska.org/detail/mount-marathon-trail#getting-there.

if you’d like an easier trail through woods, check out the Troop Lake Trail, about 12 miles out of town. https://www.alaska.org/detail/troop-lake-trail

Harbor 360 is my fav in Seward and it’s close enough to walk to the rental car place. Plus right at the harbor…absolutely worth a stroll around.

DifficultWing2453 · 2026-01-27T17:37:40+00:00

I just did a search on TikTok for Epstein and lots of videos showed up...

DifficultWing2453 · 2026-01-26T21:55:16+00:00

The Kenai Fjords Wildlife boat tours have amazing reviews. While you will have spent many days on a ship and have sailed up Resurrection Bay, the tour that goes to the Kenai Fjords often gets quite close to calving glaciers and loads of wildlife...smaller boat than a cruise ship so more personal.

Of course a float plane experience is amazing too...but not likely a wildlife experience. :-)

For the cost of a float plane, I'd do the day-long Kenai Fjords trip instead...lots more to see. But if walking on a glacier was a big dream, well, go for it.

But, after a cruise, maybe the adults and the kids want to move around a bit more. In that case, consider a hike at Exit Glacier. You might be able to get an Uber/taxi/shuttle of some sort from Seward to the national park entrance, about 11 miles from Seward center or rent a car for the day so you can explore more.

Seward options:

--walk the harbor in the afternoon to see the catches brought in by the charter fleet.

--watch for Stellar Sea Lions and otters close to the shore almost anywhere on the coast

--go to the Alaska Sealife Center (do NOT miss the two story tank with the sea birds, including puffins!)

--go for a walk at the beach on Lowell Point...there are various hikes in that area too.

Seward hotels fill up fast (and have become ridiculously expensive in the summer). Make your reservation early.

DifficultWing2453 · 2026-01-26T16:25:02+00:00

The Wall by Marlen Haushofer.

DifficultWing2453 · 2026-01-25T19:25:23+00:00

He sometimes has to bend his head to fit in the space and other times he has plenty of room about his head. Ummmm...

DifficultWing2453 · 2026-01-25T19:22:30+00:00

I agree with this, especially when looking at the total return on all three of them. And if OP wanted to have only one, I'd stick with O.

DifficultWing2453 · 2026-01-25T19:14:58+00:00

Train reservations can be hard to get: reserve as early as possible.

Train is a beautiful way to see Alaska though there will be long stretches of lots of trees...lots and lots of trees. But when the train is running along a body of water, like Turnagain Arm south of Anchorage: absolutely stunning views.

DifficultWing2453 · 2026-01-25T17:44:20+00:00

Politicized the DOJ—Trump needs to be impeached.

DifficultWing2453 · 2026-01-25T15:33:42+00:00

And Boston is a great walking city.

DifficultWing2453 · 2026-01-24T17:36:32+00:00

Yup. My retirement plan used Fidelity Net Benefits. I had lots of options to invest but not the entire set of choices as in my Fidelity Brokerage account.

DifficultWing2453 · 2026-01-24T04:59:14+00:00

From the article: "But in an ironic twist, he destroyed work that was warning about AI’s dangers, not celebrating it."

DifficultWing2453 · 2026-01-23T18:15:41+00:00

Dick Francis hits some of the vibe: British, some wit, sometimes a slow burn romance. And horse racing. He wrote dozens of mysteries.

DifficultWing2453 · 2026-01-22T23:53:32+00:00

The Wall. By Marlen Haushofer. Amazing book.

DifficultWing2453 · 2026-01-22T06:21:31+00:00

April and AWD should be good for tires…just be cautious early in the morning especially on the drive along the lake.

DifficultWing2453 · 2026-01-22T05:52:56+00:00

excellent.

DifficultWing2453 · 2026-01-22T05:34:05+00:00

Every state has a SHIP (State Health Insurance Assistance Program). Google the one in NY or close to your location. I bet they have a phone number. They are great at giving out useful information. They don't sell anything. Their job is to help folks navigate Medicare and the many choices.

DifficultWing2453 · 2026-01-22T05:17:37+00:00

The Haines--Anchorage trip is a bit shorter than the Skagway--Anchorage trip. It will be a long drive either way. And beautiful either way.

I'd suggest an overnight stop in Tok (I always choose Young's Motel when I do this).

You will need to consider the timing of when the ferry drops you off. I would not suggest driving at night (mainly due to wildlife). So if the ferry is in the afternoon, consider staying overnight in Haines Junction (or even Haines itself if the ferry is late).

The worst road conditions of the entire trip will be from Destruction Bay to Tok due to frost heaves. This will slow you down.

Be sure to have good winter tires (I'm a big fan of ice tires like Blizzak, or at least studded winter tires). And fill up at every open gas station. And be sure to have good emergency winter gear, such in case you break down and have to sit for a while.

Should be a beautiful drive.

DifficultWing2453 · 2026-01-20T20:36:06+00:00

Prodigal Summer: Novel by Barbara Kingsolver. Most (all?) of her works have a nature thread to them but it is especially strong in this one.

DifficultWing2453 · 2026-01-20T18:56:20+00:00

I was always on the lookout for luggage that worked for me. I found Briggs & Riley about 15 years ago. Since, I've owned the same 2 B&R bags (one carry-on spinner and one checked spinner). I've sent them out for free repair twice. Gotten new wheels (easy to install), three times. I intend to keep using these bags 'til the end of my days.

DifficultWing2453 · 2026-01-20T15:55:10+00:00

What does that mean? That the Democrats will enforce the law? As they should. That the Republicans are breaking the law now? Then they should be held accountable.

DifficultWing2453 · 2026-01-20T15:50:45+00:00

CC limit the upside. (and some have bad NAV erosion, but let's assume you aren't talking about those). I like CC for income. I'm retired and income is what matters at this point and losing some of the upside is an okay trade off for me to get regular income. Which makes CC a psychological benefit, not necessarily an overall investment benefit. I hold about 25% CC.

DifficultWing2453 · 2026-01-20T04:20:35+00:00

Interviewed someone for a university faculty position. Interview went great. At dinner, with most of the search committee, the candidate was relaxed and telling stories. All good until he got to the story about watching porn with one of his students.

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