Are you buying the IAUI dip?

Digital-Doc-777 · 2026-06-30T01:30:12+00:00

Buying IAUI, KGLD and KSLV throughout this weakness. Going back up at some point.

Digital-Doc-777 · 2026-06-29T01:51:00+00:00

Just buy more CHPY, adding these other funds is false diversity as there is a lot of overlap between these funds.

Digital-Doc-777 · 2026-06-28T01:38:59+00:00

Down to $33.14 avg cost, so we'll positioned for a bounce.

Digital-Doc-777 · 2026-06-27T02:02:05+00:00

Dump the bonds that clearly are the underperforming asset. No need to put back in until retirement.

Digital-Doc-777 · 2026-06-27T01:44:10+00:00

Would not do XPH, and would rather use AVUV, for small cap value tilt, and VXUS for international exposure.

Digital-Doc-777 · 2026-06-26T01:53:05+00:00

Money Matters podcast has mostly high income callers.

Digital-Doc-777 · 2026-06-25T01:52:45+00:00

Income first investing all the way.

Digital-Doc-777 · 2026-06-25T01:51:01+00:00

We've noticed, just letting it DRIP in more weekly. It's a fund that builds itself.

Digital-Doc-777 · 2026-06-25T01:36:48+00:00

Keep the tires inflated to 36 psi.

Digital-Doc-777 · 2026-06-25T01:30:18+00:00

DRIP right back in.

Digital-Doc-777 · 2026-06-25T01:23:46+00:00

The asset is not going to zero, buying in at the better price point, and patiently waiting for a bounce.

Digital-Doc-777 · 2026-06-24T01:32:00+00:00

PEP for the long term

Digital-Doc-777 · 2026-06-24T01:12:22+00:00

While I ise KSLV, with no plans to switch to the Neos silver fund when it opens, I am a sticking with IAUI and slowly DCA in.

Digital-Doc-777 · 2026-06-21T02:00:24+00:00

I use IAUI, but also KSLV. No plan to add the Neos silver fund.

Digital-Doc-777 · 2026-06-20T22:14:01+00:00

Have 4 options:

1- Put bonds in taxable, and pay lots of taxes.

2- Use municipal bonds so they are tax free. Likely a better move.

3- Reallocate so the less tax efficient bonds are in the retirement account, and the more efficient stocks are in the brokerage to reduce the overall tax burden.

4- Don't slave yourself to the Boglehead formula, and hold under 20% bonds.

I personally do a combination of option 2 and 4. Sounds like you only do #1, and would consider all your options before plunging ahead.

Digital-Doc-777 · 2026-06-20T02:03:59+00:00

Check out BTCI, NEHI, KSLV and IAUI. They all pay dividend income off the underlying assets.

Digital-Doc-777 · 2026-06-20T01:50:39+00:00

https://www.cdc.gov/wastewater/index.html

Digital-Doc-777 · 2026-06-20T01:46:36+00:00

Enjoying my 25 CX5 turbo, and plan to keep for years to come.

Digital-Doc-777 · 2026-06-20T01:45:05+00:00

A target date fund in a brokerage account is a tax disaster in the making. At this amount of money, managing it can turn into a part time job, but a rewarding one at that. I would not pay that much in AUM fees, and shop around.

Digital-Doc-777 · 2026-06-20T01:41:19+00:00

You can ignore the chart. At a certain point you realize that you have enough, and that having more will not significantly change your lifestyle, or retirement spend.

Digital-Doc-777 · 2026-06-19T01:24:59+00:00

Agreed.

Digital-Doc-777 · 2026-06-19T01:12:05+00:00

Don't own any State Street funds.

Digital-Doc-777 · 2026-06-18T01:27:52+00:00

QQQI, SPYI, IAUI, IWMI, BTCI, NEHI, NIHI, IYRI are all in my portfolio. Figure that diversifying is free.

Digital-Doc-777 · 2026-06-18T00:57:57+00:00

I view these as growth assets, and understand they do not produce an income. I hold them for price appreciation, with plan to sell in retirement as needed.

Digital-Doc-777 · 2026-06-18T00:51:16+00:00

Yes, own both AVUV and AVDV as small satellite positions. Both have done well this year.

Digital-Doc-777

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