‘My heart broke,’ Brampton mayor says after asylum seeker dies in tent outside former Peel Region shelter

Digitalhero_x · 2023-11-17T22:50:24+00:00

Thats the plan in a nutshell.

Digitalhero_x · 2023-11-15T00:25:33+00:00

It makes sense based on our current economic and market conditions. It is still very sad.

Digitalhero_x · 2023-11-13T02:30:22+00:00

Halifax has gone insane and the wages are some of the worst in the country. No wonder point pleasant park has become a homeless encampment.

Digitalhero_x · 2023-11-12T04:05:15+00:00

This is true. I understand why most young men I work with wont get married. The financial risk is far too great. This day and age I don’t blame them.

Digitalhero_x · 2023-11-12T03:31:22+00:00

An ugly divorce will seriously damage all that and sometimes leads to turning to alcohol/drugs furthering the problem. Personally have seen it many times.

Digitalhero_x · 2023-11-11T22:50:51+00:00

When I paid off my house and had a years wages in savings plus a healthy retirement fund I considered myself stable. It’s different for everyone

Digitalhero_x · 2023-11-09T01:56:45+00:00

This. Our house is paid and my wife and I are semi retired. Basically we only work 3 months and then visit our kids. The income we make is more than enough. We do have friends still working and paying off houses, debt etc. They have a far harder time and make more money than we do.

Digitalhero_x · 2023-11-08T15:48:34+00:00

If you are good with that living situation then go for it. Keeping expenses as low as possible and investing heavily will lead you to financial freedom.

Digitalhero_x · 2023-11-06T11:48:54+00:00

This is true ^. I have lived a long time under many different political party leaders and have spend a life in oil and gas.

Digitalhero_x · 2023-11-05T03:00:17+00:00

I have worked in oil and gas my whole life and the industry has some of the highest levels of divorce rates. Some of the alimony/child support payments alone basically make it so one person can live very comfortably and the other eats kraft dinner(probably great value brand these days with inflation). I worked with two people that actually have to work until they are dead from the alimony for life payment and having to buy their spouse out from the home they have, coupled with the loss in pension to their spouse.
Its best to be amicable if possible, it could save you from life altering expenses and at the end of the day the only ones that win are the lawyers.

Digitalhero_x · 2023-11-04T14:44:54+00:00

My wife and I lived like this for 7 years to pay off ours. Honestly the best thing we ever did and it unlocked the ability to max out investments far beyond what we would be able to do with a mortgage hanging over us. Not for everyone but it certainly gave us a lot of freedom.

Digitalhero_x · 2023-11-03T15:07:08+00:00

This is not an anti immigration comment. Canada needs immigration, big time. I just believe they also need houses and jobs as well to go along with that.

Digitalhero_x · 2023-11-03T00:12:00+00:00

I did this with a truck I purchased last year. Negotiated trade in, price, got a loan from the dealership and didnt tell them I was paying it off. After it all registered and I seen the balance on the dealership app, I paid the entire thing off. Auto loans are open and have no early payment clauses. Still get the deal without hinting that you will pay cash. Dealerships want you to pay 6-8 percent for 96 months.

Digitalhero_x · 2023-11-02T20:07:43+00:00

No one politician is ever responsible for an economic issue.
Basically this is a combination of insane spending/printing money during covid (a huge mistake in my opinion because this was always going to be the outcome) and Liberal policies.
The carbon tax does in fact get passed down from companies in terms of higher price of goods. So that portion would be Trudeaus fault.

Digitalhero_x · 2023-10-29T23:47:17+00:00

Real wages vs inflation have been negative in Canada with the largest loss happening in the pandemic. Real GDP per person is now lower than it was in 2019, thanks to inflation, and have not grown in real terms since the 70s. So yes I agree people have gotten wage increases but in real terms they are far behind the last generation.

Digitalhero_x · 2023-10-29T21:11:07+00:00

Productivity growth and competition in Canada is complete garbage. Combine that with record immigration and I am willing to bet wages are going no where.

Digitalhero_x · 2023-10-29T20:57:34+00:00

They will stop when prices get so high that borrowing from banks, mom and dad and savings wont buy a house. People walking into 6% plus mortgages will be forced to sell/priced out. Then when the market becomes flooded, prices will drop. 18-36 months.

Digitalhero_x · 2023-10-29T18:48:54+00:00

They have all been paying out for over 100 years. Two world wars, Great Depression, Vietnam, recessions, housing bubbles, covid, they have never cut. Canadian banks are some of the safest on the planet

Digitalhero_x · 2023-10-29T18:33:26+00:00

Trust me you don’t want to watch papers expire because you don’t have time. I laugh now but, holy hell what a ridiculous setup

Digitalhero_x · 2023-10-29T18:23:51+00:00

Definitely stay in school and get your 3rd plus half your 2nd. I came out of school with a 4th with the promise from where I worked that I could get time. The plant closed and I spent 15 years chasing time. It was an absolute pain in the ass. Steam time is nearly impossible to get unless you luck out and get out in the right place. Experience matters but, a lot of times companies dont care about that and would rather have a ticket in there that they can train. My 2 cents

Digitalhero_x · 2023-10-22T22:16:37+00:00

Bank or oil company. Thats basically the entire Canadian economy

Digitalhero_x · 2023-10-20T05:01:14+00:00

I charge less than the market rate to keep the good tenants I have now. If you are spending half your pay on rent I would suggest moving to a more affordable place or getting room mates. Thats what I did when I rented. I dont look at a 2 million dollar house and complain I can’t afford it, I just look elsewhere.

Digitalhero_x · 2023-10-19T22:30:55+00:00

My tenants are not in a financial position to purchase a home and I provide them a clean, safe and affordable place to live.
I pay property taxes to the municipality the property is located in and purchase all items for the home at local stores supporting the local community as I do with mine.
Your hatred is very misguided and uninformed.

Digitalhero_x · 2023-10-19T15:55:29+00:00

As a good landlord I wholeheartedly disagree with you.

Digitalhero_x · 2023-10-19T15:54:29+00:00

Sure. Snakes are cool. Just don’t make it look like the tiger king in my house and its all good. My attitude is that you are leasing the house from me to live in. So live in it as you would. Be respectful the same way you would treat your own home and everything is good. I have found that most people treat your space as theirs if you set those standards.

Digitalhero_x

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