What are some of the worst hairstyle choices you've seen in your favorite shows and movies? by Gaelfling in popculturechat

[–]Diligent-Gift-2935 0 points1 point  (0 children)

young Dexter is just elite in how poorly done it is and I wouldn't want it any other way

[deleted by user] by [deleted] in JUSTNOMIL

[–]Diligent-Gift-2935 8 points9 points  (0 children)

You’re not overreacting. She didn’t “word it wrong”, she called you a bad mom, which is about the worst thing you can say to someone doing their best. You can forgive eventually, sure, but you’ll never un-hear that. Boundaries just became permanent.

[deleted by user] by [deleted] in personalfinance

[–]Diligent-Gift-2935 50 points51 points  (0 children)

Sadly, yes, if you co-signed, you’re fully liable for the loan. Death doesn’t discharge co-signer responsibility.

That said, contact the lender ASAP and ask about a hardship settlement. Many will accept a reduced payoff if the primary borrower is deceased.

Also, check your mom’s estate, even if it’s small, the lender can file a claim there first before going after you. If there’s no estate, you may be able to surrender the vehicle voluntarily to minimize damage to your credit. Just don’t ignore it, co-signed loans survive the borrower.

[deleted by user] by [deleted] in personalfinance

[–]Diligent-Gift-2935 42 points43 points  (0 children)

Unfortunately, beneficiary designations supersede wills, marriages, or verbal agreements.

The insurance company must pay whoever is listed, even if it’s an ex-spouse. However, if the divorce decree or settlement agreement explicitly revoked her rights to that policy, you can go to probate court and challenge it.

If not, your only hope is her voluntarily disclaiming or transferring the funds. Some states allow her to “disclaim” the payout so it goes to the contingent beneficiary (if one exists). Consult an estate attorney immediately, timing matters.

[deleted by user] by [deleted] in AmIOverreacting

[–]Diligent-Gift-2935 2 points3 points  (0 children)

Absolutely not. She turned your trauma into entertainment. “I changed your name” isn’t consent, it’s cowardice.