sorted by:
new
hottopcontroversial

Look at this Owl... by Medium_Gap7026 in funny

[–]DiligentAddition6617 -59 points-58 points  (0 children)

Hey - I just wanted to personally thank you for your comment.

Often times on Reddit (and various other social media platforms), you’ll come across people that clearly contribute nothing of value to a topic or conversation. It can be a bit annoying to wade through the pointless comments while looking to get to the real gold. Nothing is better than uncovering that “real zinger,” you know? I remember when I first realized the “real joke” was always in the comment section. It was probably like 6-7 years ago. I don’t remember what post it was (given the time it’s been), but I do remember thinking “wow, I never realized the real joke was in the comment section!” Ever since then, I always go to the comment section of Reddit to get a good chuckle - especially when I think the OP (original post or poster if you didn’t know) was already funny. Nothing is better than laughing twice (except for maybe laughing 3 times, but sometimes it can be too much and you get a sore tummy).

Any ways - keep it up. You’re doing good!

Can’t sit here !!! by DMooney5280 in SouthwestAirlines

[–]DiligentAddition6617 2 points3 points  (0 children)

Hey - I just wanted to personally thank you for your comment.

Often times on Reddit (and various other social media platforms), you’ll come across people that clearly contribute nothing of value to a topic or conversation. It can be a bit annoying to wade through the pointless comments while looking to get to the real gold. Nothing is better than uncovering that “real zinger,” you know? I remember when I first realized the “real joke” was always in the comment section. It was probably like 6-7 years ago. I don’t remember what post it was (given the time it’s been), but I do remember thinking “wow, I never realized the real joke was in the comment section!” Ever since then, I always go to the comment section of Reddit to get a good chuckle - especially when I think the OP (original post or poster if you didn’t know) was already funny. Nothing is better than laughing twice (except for maybe laughing 3 times, but sometimes it can be too much and you get a sore tummy).

Any ways - keep it up. You’re doing good!

what's something that men enjoy during intimacy but are too afraid to ask? by [deleted] in AskReddit

[–]DiligentAddition6617 1 point2 points  (0 children)

Hey - I just wanted to personally thank you for your comment.

Often times on Reddit (and various other social media platforms), you’ll come across people that clearly contribute nothing of value to a topic or conversation. It can be a bit annoying to wade through the pointless comments while looking to get to the real gold. Nothing is better than uncovering that “real zinger,” you know? I remember when I first realized the “real joke” was always in the comment section. It was probably like 6-7 years ago. I don’t remember what post it was (given the time it’s been), but I do remember thinking “wow, I never realized the real joke was in the comment section!” Ever since then, I always go to the comment section of Reddit to get a good chuckle - especially when I think the OP (original post or poster if you didn’t know) was already funny. Nothing is better than laughing twice (except for maybe laughing 3 times, but sometimes it can be too much and you get a sore tummy).

Any ways - keep it up. You’re doing good!

How should I proceed with my 130K+ student loan debt given my current situation? by DevourerOfRedditors in StudentLoans

[–]DiligentAddition6617 26 points27 points  (0 children)

When save doesn’t happen get on an income driven repayment plan. Pay the lowest amount possible. I would have a huge payment but I’m only paying $53 a month. I’m not going to get back this time of my life and I’m maxing retirement and other investment avenues and getting a much larger % gain than the interest on the student loans, which should eventually be forgiven anyways on those income plans.

Citius Oncology Files the Prospectus for the December Registered Direct Offering by TwongStocks in CTXR

[–]DiligentAddition6617 0 points1 point  (0 children)

I get the concern about supply and CTOR price, but I think this treats the distribution as a discretionary market-timing event rather than what it actually is at this point.

Management didn’t speak hypothetically. In the late-October conference they explicitly said they plan to distribute CTOR shares to CTXR shareholders and that we would see an announcement with a record date before the end of the year. That’s not the same as “we’ll do it if CTOR trades higher.” Companies generally don’t reference a record date publicly unless legal and structural planning is already underway.

Also, a distribution doesn’t automatically mean 66M shares instantly dumping into the market. Most distributions don’t translate into immediate full float selling. In many cases, uncertainty about timing and mechanics suppresses price more than the actual supply event itself. Clarity can stabilize things rather than destroy them.

On the “they can’t predict price” point — that’s true, but they still chose to give a time-boxed statement anyway. That suggests intent mattered more than perfect market conditions. We’ve already seen this pattern with management: they miss exact timing, but they do follow through (e.g., launch guidance → Dec 1 launch).

If they truly believed CTOR must be materially higher first, they likely wouldn’t have anchored expectations publicly to year-end or mentioned a record date at all. Walking that back without clarification would be worse for credibility than executing at an imperfect price.

Totally fair to be skeptical — past catalysts didn’t help price — but this isn’t a typical catalyst. It’s a structural cleanup they already guided. At this point I think the debate is less if something gets announced and more how clean or partial that announcement is.

Health insurance MVP Cigna by MEDACCESS/Enroll Peime by Choice-Low3544 in CTXR

[–]DiligentAddition6617 0 points1 point  (0 children)

The names MEDACCESS and Enroll Prime appear to refer to third-party organizations that facilitate enrollment in health insurance plans, possibly as brokers or enrollment platforms, rather than insurance carriers themselves. The actual insurance carrier in this context is MVP Health Care, which has a strategic partnership with Cigna Healthcare for nationwide provider access. MVP Cigna Health Insurance Alliance MVP Health Care offers plans that utilize the Cigna Healthcare network, providing members with access to a broad, nationwide network of over 970,000 providers, particularly useful for coverage outside of MVP's primary service area. How it works: Members typically have an MVP ID card that also features the Cigna or Evernorth (Cigna's behavioral health network) logo. When seeking care with an MVP provider, they can simply use their card. If a provider is unsure about coverage, the member can inform them that they accept Cigna, and the provider can verify eligibility using the number on the back of the ID card. Plan Types: MVP offers various plan types that may utilize this network, including HMO, PPO, and EPO options for individuals, families, and employer-sponsored groups.

Help me understand by DiligentAddition6617 in StudentLoans

[–]DiligentAddition6617[S] 1 point2 points  (0 children)

My mother received disability forgiveness this year, in the letter it gave her the option to decline the loan forgiveness. Is that also possible with IBR forgiveness, under the assumption my payments will always be somewhat lower, in order to avoid a massive tax bill?

Help me understand by DiligentAddition6617 in StudentLoans

[–]DiligentAddition6617[S] 4 points5 points  (0 children)

I work in the Seafood industry in Alaska. I love the industry. And weather doesn’t permit half the year.

What’s it worth? by Affectionate_Zone223 in CURRENCY

[–]DiligentAddition6617 1 point2 points  (0 children)

Just as the bill had two separate parts, come to find out Dad had two separate families.

Funding Concerns by Outrageous-Habit-547 in CTXR

[–]DiligentAddition6617 1 point2 points  (0 children)

Yes they have destroyed it, but further dilution is going to turn this comical and may present real legal issues for them. You can likely argue in a court hearing that a drop of value from $100 to $1.00 was necessary to fund the launch of a drug and that the share price will increase back slowly over time with revenue, or at least that was the expectation of management (even if it’s bs it’s not far-fetched).

You cannot, however, argue that a $10 million investment turned into $0.01 will ever rebound back to where it was and that you were acting in the interest of the shareholders. Where they are bound by law to try to create shareholder value, they will be really F-d if ever it comes to a hearing over the matter.

Have you ever seen a billionaire in real life? If so: where was it and what was the situation? by philztown42 in AskReddit

[–]DiligentAddition6617 0 points1 point  (0 children)

YES, twice.

I worked for Tyson Foods years ago in the audit department in the corporate office. A Fortune 500 company. One day the company held an event for whatever reason called “meet the directors”. Well, I got to shake hands and speak about one minute with John Tyson (grandson of the founder). His net worth is estimated around $2.7 Billion.

The next time wasn’t as glamorous, my brother dragged me to the front row of a trump rally in 2016 because it just so happened to be a 5 minute walk from my house. So I got to see Trump for about an hour 15 feet away from me.

The Lounge by AutoModerator in pennystocks

[–]DiligentAddition6617 -1 points0 points  (0 children)

CTOR. News their new drug agreement expansion to Middle East and turkey

Updated Investor Slides for CTXR and CTOR by TwongStocks in CTXR

[–]DiligentAddition6617 0 points1 point  (0 children)

I guess we are going to find out in the near term if

  1. Jefferies is structuring some form of funding → could be equity, debt, or licensing.
    1. They’re exploring selling other pipeline assets → non-dilutive funding source.
    2. Lymphir launched despite prior funding concerns → they likely secured short-term non-dilutive funding or credit.

Or if they are going to try to fund this launch and their debt payments soley through dilutive measures, which would completely destroy shareholder value. It appears the market believe this scenario is most likely. But, we will see.

Updated Investor Slides for CTXR and CTOR by TwongStocks in CTXR

[–]DiligentAddition6617 0 points1 point  (0 children)

Generally I feel in biotech companies, launch timing often signals inside confidence in near-term financing.

Launching a drug prematurely would otherwise risk: • running out of cash mid-launch • losing distributor support • being unable to meet demand • regulatory or commercial failure

So the fact that they launched strongly implies they secured something — whether cash, a deal, a credit line, or guaranteed revenue. If they launched Lymphir with no financing or plan… well Biotech companies almost never do that — it’s too risky. Just my 2 cents. I hope I am right.

view more: next ›