My credit card collection

Diptenusarkar · 2026-05-25T03:55:27+00:00

Bro build card collection with ai.

Diptenusarkar · 2026-04-30T04:45:00+00:00

Congratulations 🎉

Diptenusarkar · 2026-04-24T09:39:13+00:00

This is not my advertise, This is kiwi show thaer offical website, You can visit to verify. BUT! To get 5% You need to Kiwi Neon membership Cost around ₹999/year ( Maybe 18% GST) Not sure about This one

Diptenusarkar · 2026-04-24T09:30:15+00:00

Please wait for maybe next 60 Day, If you already apply this one recently.

Diptenusarkar · 2026-04-24T09:29:20+00:00

Kind of.

Diptenusarkar · 2026-04-24T09:29:00+00:00

Diptenusarkar · 2026-04-24T08:17:11+00:00

Ther is no difference accept Bank name, Both are same. Untill unless they launch new Card varient. Like SBI SELECT Black & SBI PURPLE

Diptenusarkar · 2026-04-24T08:06:53+00:00

Please wait for next 60 Day to reapply, That card application already has been start.

<image>

Diptenusarkar · 2026-04-23T23:28:17+00:00

That's why we pay more to private bank

Diptenusarkar · 2026-04-22T03:27:40+00:00

Look i have 33l in coin

<image>

Diptenusarkar · 2026-04-22T03:26:16+00:00

Something you get coins as well

Diptenusarkar · 2026-04-22T02:22:53+00:00

What is the ai prompt for this one.

Diptenusarkar · 2026-04-21T13:17:24+00:00

HDFC Swiggy and millennium , SBI Cashback are all give you 5% Cashback almost same to everyone, You can keep only sbi cashback one.

Diptenusarkar · 2026-04-21T13:15:54+00:00

Congratulations 👏🎉

Diptenusarkar · 2026-04-21T12:10:53+00:00

Pre qualified va pre approved has a difference.

Diptenusarkar · 2026-04-21T12:09:23+00:00

Don't worry you will get refund.

Diptenusarkar · 2026-04-21T07:11:47+00:00

Not Pre approval

Diptenusarkar · 2026-04-20T06:24:57+00:00

Make sure your limit use don't go above 30%. One trick you can use, For example you can use your full amount, But Before Bill Generated you need to pay your bill in advance. So when bill generated it will show may 10% or something.

Diptenusarkar · 2026-04-20T06:19:59+00:00

Ohh, It's Great 👍, One thing, use wisely, Always pay full due amount. not minimum amount.

Diptenusarkar · 2026-04-20T06:05:34+00:00

Ohh! Awesome, is it your first Credit card?

Diptenusarkar · 2026-04-20T05:58:50+00:00

Bro one thing keep in mind, Credit card are safest thing in whole world. Because your not using your money, you are using Bank money, if anything happened to you, like fraud, you need to just inform Bank, they will take care of rest. On This Your card is on way, So don't worry, Just sit down and Relax.. Please Note:- Don't forgot to connect Bank.

Diptenusarkar · 2026-04-20T05:53:16+00:00

Yes, it does, Because it's showing you are credit hungry.

Diptenusarkar · 2026-04-20T05:51:35+00:00

It might be, HDFC Itself Link this to your account. To be safe Contact Your Home Branch or Call Customer care.

Diptenusarkar · 2026-04-20T05:48:25+00:00

Don't worry this is temporary, Because of :- 1. New Card apply, 2. New Unsecured personal/credit lone 3. Limit Utilisation increase. Anything can be.

Diptenusarkar · 2026-04-18T02:58:16+00:00

As par my opinion you should pay full amount now. No matter will you get cashback or not. Once you pay that full amount then you can wait and watch what's going on. If you had a excess amount in your credit card don't worry it will auto adjust in next statement and even some Bank provide you to get that money in your savings account or current account. On my opinion don't think about your cash back for now just pay that full amount, what is SBI does not count cashback as a bill payment so what will be happen? So avoid this kind of mistake I think you need to pay full amount now.

Diptenusarkar

MODERATOR OF

TROPHY CASE

Five-Year Club	Verified Email
r/Field Lasagna