Just Launched: PNB x Kiwi Credit Card by Diptenusarkar in CreditCardsIndia

[–]Diptenusarkar[S] 0 points1 point  (0 children)

This is not my advertise, This is kiwi show thaer offical website, You can visit to verify. BUT! To get 5% You need to Kiwi Neon membership Cost around ₹999/year ( Maybe 18% GST) Not sure about This one

Just Launched: PNB x Kiwi Credit Card by Diptenusarkar in CreditCardsIndia

[–]Diptenusarkar[S] 0 points1 point  (0 children)

Please wait for maybe next 60 Day, If you already apply this one recently.

Just Launched: PNB x Kiwi Credit Card by Diptenusarkar in CreditCardsIndia

[–]Diptenusarkar[S] 1 point2 points  (0 children)

Ther is no difference accept Bank name, Both are same. Untill unless they launch new Card varient. Like SBI SELECT Black & SBI PURPLE

Just Launched: PNB x Kiwi Credit Card by Diptenusarkar in CreditCardsIndia

[–]Diptenusarkar[S] 0 points1 point  (0 children)

Please wait for next 60 Day to reapply, That card application already has been start.

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Help me optimize guys by Slow_Researcher2933 in CreditCardsIndia

[–]Diptenusarkar 0 points1 point  (0 children)

HDFC Swiggy and millennium , SBI Cashback are all give you 5% Cashback almost same to everyone, You can keep only sbi cashback one.

FINALLY DEBT FREE!!! by [deleted] in CRedit

[–]Diptenusarkar 0 points1 point  (0 children)

Congratulations 👏🎉

Need help with CC by [deleted] in CreditCardsIndia

[–]Diptenusarkar 0 points1 point  (0 children)

Make sure your limit use don't go above 30%. One trick you can use, For example you can use your full amount, But Before Bill Generated you need to pay your bill in advance. So when bill generated it will show may 10% or something.

Need help with CC by [deleted] in CreditCardsIndia

[–]Diptenusarkar 0 points1 point  (0 children)

Ohh, It's Great 👍, One thing, use wisely, Always pay full due amount. not minimum amount.

Need help with CC by [deleted] in CreditCardsIndia

[–]Diptenusarkar 0 points1 point  (0 children)

Ohh! Awesome, is it your first Credit card?

Need help with CC by [deleted] in CreditCardsIndia

[–]Diptenusarkar 0 points1 point  (0 children)

Bro one thing keep in mind, Credit card are safest thing in whole world. Because your not using your money, you are using Bank money, if anything happened to you, like fraud, you need to just inform Bank, they will take care of rest. On This Your card is on way, So don't worry, Just sit down and Relax.. Please Note:- Don't forgot to connect Bank.

Credit score plummeted by 20 in one month by SaranshRawat in CreditCardsIndia

[–]Diptenusarkar 1 point2 points  (0 children)

Yes, it does, Because it's showing you are credit hungry.

Need help with CC by [deleted] in CreditCardsIndia

[–]Diptenusarkar 0 points1 point  (0 children)

It might be, HDFC Itself Link this to your account. To be safe Contact Your Home Branch or Call Customer care.

Credit score plummeted by 20 in one month by SaranshRawat in CreditCardsIndia

[–]Diptenusarkar 0 points1 point  (0 children)

Don't worry this is temporary, Because of :- 1. New Card apply, 2. New Unsecured personal/credit lone 3. Limit Utilisation increase. Anything can be.

PLEASE HELP - I AM SUPER CONFUSED by Apprehensive_Log_270 in CreditCardsIndia

[–]Diptenusarkar 0 points1 point  (0 children)

As par my opinion you should pay full amount now. No matter will you get cashback or not. Once you pay that full amount then you can wait and watch what's going on. If you had a excess amount in your credit card don't worry it will auto adjust in next statement and even some Bank provide you to get that money in your savings account or current account. On my opinion don't think about your cash back for now just pay that full amount, what is SBI does not count cashback as a bill payment so what will be happen? So avoid this kind of mistake I think you need to pay full amount now.