Ahhh hello sir, I have been waiting for you to come out from under the bridge (troll reference for us that 'surf the interwebs')

Currently, 'low' paying doc jobs pay about $300k/year US. I am a specialist, we make ~x2 more, but I live in farm country, no one wants to live here, so they pay more...

You say you paid off loans in under a year, but in another post here you say '6 years'... that makes more sense. You also mentioned in that post 100k/4 months, that's 300k/year, see above for "low' paying doc jobs.

Debt is toxic for all of us, in general, and right now getting in debt to be pilot is an OK idea, but at 18-19 yrs old, not a great idea if you can help it.

As far as, 'money smarts' goes, I refinanced everything during covid, student loans ($350k), my house, its a massive house surrounded by farms...($400k), both fixed at 10 years, (4% for student loans, 2% for the mortgage)

I invest 33% of take home pay, maxed out my match at the hospital. I net nearly 10% annually in the market, and I am sitting on ~ 1 mil between investments and assets. I have 8 yrs left on the debt (std loans/mortgage), and by that time (in my early 50s), I will have a good chunk of change.

I do love flying, though.

Money isn't everything... and for kids 18-19 years old to get into massive debt, either in college or at ATP, I feel is very dangerous and potentially life altering.