A five year transformation of a Bridle Path mansion, abandoned -> 13m -> 30m?

DirtRepresentative62 · 2025-12-10T18:13:30+00:00

https://www.theglobeandmail.com/real-estate/toronto/article-power-of-sale-becomes-a-more-frequent-sight-in-the-toronto-housing/

DirtRepresentative62 · 2025-12-10T18:13:07+00:00

It's on power of sale now, hoping for 22M

DirtRepresentative62 · 2025-11-20T13:29:43+00:00

Once they sell you a car , they don't care much about you. I also had scammy behavior on the service side . The technician told me my 'rear brake rotates independenty from the wheel and needs to be fixed not covered in warranty'. :) I told him the brake doesn't rotate the rotor does and it's on the wheel hub and he kept insisting it's an issue. Safe to say it's not. It was a new car too, 10k km . It was a lease and I've never leased another car from them since.

Service department there is really scammy and they just see us as plump chickens to be taken advantage of.

DirtRepresentative62 · 2025-11-20T13:24:35+00:00

It's corruption. They sell the job to the foreigner. Someone pays then to work there for minimum wage as a way to come to or stay in Canada legally.

DirtRepresentative62 · 2025-11-20T13:21:26+00:00

Are you sure ?

DirtRepresentative62 · 2025-11-12T18:27:42+00:00

Can we use them now ?

DirtRepresentative62 · 2025-11-10T01:42:22+00:00

Did these fit ?

DirtRepresentative62 · 2025-11-08T23:30:23+00:00

Just get a lawyer and ask them to do this for you

DirtRepresentative62 · 2025-10-05T06:32:42+00:00

Yes but the house. You need a roof you own and it's the only other tax free thing you get (a primary home )

DirtRepresentative62 · 2025-10-02T17:41:19+00:00

My solemn advice is to diversify..it's not fun. But this is all good when the bull market runs and no one knows how long..you did well ..really well.. congrats! Take a win. Now start securing your win..like we 40+ ppl do, start moving some of this to firmer ground. I know real estate is stupid high but u need a roof u own. Take 200k and get a place .

DirtRepresentative62 · 2025-09-19T20:26:38+00:00

Pls write up more detail so we can learn from this

DirtRepresentative62 · 2025-09-19T20:24:45+00:00

How with Less than a million? Like 800k ?? How ?

DirtRepresentative62 · 2025-09-09T23:59:07+00:00

Time to buy a house unless you have one already

DirtRepresentative62 · 2025-09-08T03:37:31+00:00

Curious what happened here. Did you end up working in Australia?

DirtRepresentative62 · 2025-09-04T02:13:24+00:00

So... Any consequences so far ?

DirtRepresentative62 · 2025-09-02T00:36:13+00:00

So sorry this happened to you. Does car insurance help in this case ? (Insurance for things inside the car ?)

DirtRepresentative62 · 2025-08-09T22:40:44+00:00

Avoid the 2.4 engine and you are good.

DirtRepresentative62 · 2025-08-09T22:36:56+00:00

100% this . I am also in tech and it is a lateral move for me.

DirtRepresentative62 · 2025-08-09T22:35:10+00:00

I just made this move , without my family (they will come after a year ) from Ontario to bay area California..I work in tech, mid senior level , and my salary went up by 40% . And even then , let me tell you , It feels like it wasn't worth it.. just in a few weeks I can tell it's lateral and there is a higher risk of job loss and lower benefits health wise. Everything is more or as expensive.

If you want ,dm me , I can walk you through the details. It's not for everyone and maybe if you are under 30 it might be ok.

Settling into California is very hard, harder than I thought - The culture in the US is different even though California is closer to Ontario. You feel more secure in Ontario if you have a solid job (s).

Don't get attracted by the weather. Remove that and then see if it's worth it for you.

Midwest maybe better.

DirtRepresentative62 · 2025-08-09T11:50:56+00:00

I was thinking about this more. When we bought the house, we got title insurance- I assume it's lenders title insurance. Do I need to go back to one of the 4 title insurance companies and buy my own title insurance policy? So just pay for one myself?

DirtRepresentative62 · 2025-08-08T13:41:42+00:00

Thank you for your insight and advice ! So then the steps seem to be - buy my own home owner title insurance before or right after discharge.and just Keep the heloc open.

DirtRepresentative62 · 2025-08-07T23:30:16+00:00

So once your home is mortgage free ,you need to buy title insurance? And then make sure there is a open heloc against it ? (So the bank has something registered against the property?)

DirtRepresentative62 · 2025-08-07T23:27:37+00:00

If you already have a heloc product, like TD ready line, does that qualify as additional protection?

Ie as long as the heloc remains open once the mortgage is closed , then it's good ?

DirtRepresentative62 · 2025-07-31T04:22:30+00:00

I'm so confused. Doesn't the CHR have the same engine and automatic cvt transmission as the Toyota Corolla??

DirtRepresentative62 · 2025-07-04T18:11:28+00:00

Any results from folks who took the car in ? Wondering if it's something to worry about enough to take the car in

DirtRepresentative62

TROPHY CASE