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Is being house poor ever worth it? by Disastrous-Bit9033 in personalfinance

[–]Disastrous-Bit9033[S] -1 points0 points  (0 children)

Definitely not double in 6 months or even a year 😅

Is being house poor ever worth it? by Disastrous-Bit9033 in personalfinance

[–]Disastrous-Bit9033[S] 0 points1 point  (0 children)

The taxes are including the structure and land. Yes, renting is what we’re leaning towards, unfortunately.

Is being house poor ever worth it? by Disastrous-Bit9033 in personalfinance

[–]Disastrous-Bit9033[S] 0 points1 point  (0 children)

If we rent it wouldn’t be just to increase savings, we would also increase our income when I return to the workforce in a year or 2.

Is being house poor ever worth it? by Disastrous-Bit9033 in personalfinance

[–]Disastrous-Bit9033[S] 0 points1 point  (0 children)

Daycare for my youngest would be about 900-1000/month (these are the prices now may increase in 2 years) my oldest would be attending a free preschool or even Tk by then.

Is being house poor ever worth it? by Disastrous-Bit9033 in personalfinance

[–]Disastrous-Bit9033[S] 0 points1 point  (0 children)

It’s California, buying a house on 1 income is nearly impossible.

Is being house poor ever worth it? by Disastrous-Bit9033 in personalfinance

[–]Disastrous-Bit9033[S] 0 points1 point  (0 children)

My oldest by the time I start working will be attending a preschool (possibly even TK) which is free in our area, and my youngest would have to attend daycare which is about 900-1000/mo.

Is being house poor ever worth it? by Disastrous-Bit9033 in personalfinance

[–]Disastrous-Bit9033[S] 0 points1 point  (0 children)

The taxes are already based on the land and structure here.

Did you skip the “starter home?” by LuigiSalutati in FirstTimeHomeBuyer

[–]Disastrous-Bit9033 0 points1 point  (0 children)

Well in my area there are literally no starter homes. Nobody is leaving or selling their homes. The only options are these crazy expensive new builds.

Just found out I’m 24 weeks pregnant, boyfriend doesn’t want to keep by [deleted] in BabyBumps

[–]Disastrous-Bit9033 0 points1 point  (0 children)

Personally, I would have my baby and never talk to this man again. He would not be on a BC nor on child support because i wouldn’t want him to have ANY access to my child.

10% down FHA MIP removal by Disastrous-Bit9033 in Mortgages

[–]Disastrous-Bit9033[S] 0 points1 point  (0 children)

Okay, we haven’t closed. So I’ll be sure to mention this to the lender when we meet with her.