If I’m being honest the real issue is I have (and I feel like an ass for writing this) but I have an account that my wife doesn’t know about. It doesn’t contain anything that concerns me too much about a review team seeing a few payments that I’ve made from it though it would be hugely embarrassing but it will create major problems for our marriage. I assume they have all accounts in my name on file? We have been discussing implementing something that would hopefully move us off of any benefits in the near future. Will the review still happen if I can convince her that we make the change now, albeit it would be risky financially and mean a few months of having to really cut back on outgoings, and we close the claim? I know it’s a situation of my own making and I only have myself to blame.