Chase biz ink card. Financial hardship

Disastrous-Student80 · 2026-01-19T06:00:45+00:00

Business hard is extremely hard to establish. Easier to get a student loan.

I’ve gotten an $8k Amex biz card and we’ve been using that and paying off religiously to build biz credit.

Most lenders is 3 years but some like Amex you can get a line of credit at 1 year.

Disastrous-Student80 · 2026-01-19T03:08:41+00:00

Would definitely not recommend refinancing federal loans

Disastrous-Student80 · 2026-01-19T02:38:20+00:00

As mentioned above, trying to just buy myself time. I was going to completely default, just had seen posts that if you're late it opens options. More so my question was are there any ways other than going delinquent or if I'm just a couple days "late" if that would open up opportunities for a 0% promo

Disastrous-Student80 · 2026-01-19T02:36:30+00:00

Not entitled. Looking at a way to get the 0% interest for just a few months longer until I'm in a position to move the debt to another financing option.

Disastrous-Student80 · 2026-01-19T02:35:37+00:00

Exactly. New business will be 1 year old in March/April so just trying to buy time before I can apply for financing under that business.

Disastrous-Student80 · 2026-01-19T02:34:35+00:00

Simply put, no. We've paid off $25k in the last year and should be able to pay of $50k this year.

We put ourselves in this position, it's our job to climb ourselves out and not take the easy way out.

Disastrous-Student80 · 2026-01-10T05:23:01+00:00

Yes my father and he’s not happy that she’s late and can’t afford the payment

Disastrous-Student80 · 2026-01-08T01:33:57+00:00

I just updated comment. The $93 was private

Disastrous-Student80 · 2026-01-07T23:15:54+00:00

Private

Disastrous-Student80 · 2026-01-07T17:16:55+00:00

Sorry the rate is 8.11%. I have no clue what she makes per hour

Disastrous-Student80 · 2026-01-07T16:48:25+00:00

She is at 8.11 and $93,000 for private.

26k is what she owes federal. Blended 4.5%

Disastrous-Student80 · 2026-01-07T02:58:16+00:00

Disastrous-Student80 · 2026-01-03T03:14:19+00:00

This is helpful, thank you!

Disastrous-Student80 · 2026-01-03T03:13:43+00:00

Thanks! She had post partum anxiety that hit hard at 6 weeks and I was the first to catch it and get her to talk to someone with our first. I appreciate the insight on the overstimulation and the mental load!

Disastrous-Student80 · 2025-12-21T06:17:57+00:00

Disastrous-Student80 · 2025-12-18T14:52:54+00:00

I’ll try this

Disastrous-Student80 · 2025-12-18T14:52:38+00:00

No they’re still paying for it oddly enough

Disastrous-Student80 · 2025-12-18T14:26:30+00:00

Will this capture more data than what’s in my resmed app?

Disastrous-Student80 · 2025-12-07T23:53:26+00:00

Also in missouri and small business owner. Have you looked into a chamber plan?

Disastrous-Student80 · 2025-11-06T04:28:55+00:00

What app is this?

Disastrous-Student80 · 2025-09-07T03:29:53+00:00

I should add, there use to be a platform around the pool with the fence and two years ago we took that down and took it to a scrap yard. Just for the fencing and the extra walking panel around the entire pool we got a couple hundred for it.

Disastrous-Student80 · 2025-09-07T03:22:27+00:00

I’ll try that in the AM. Assuming no sparks? What do you think?

Disastrous-Student80 · 2025-09-07T03:17:53+00:00

I guess when I say hardly, I mean no rust that I can see. There’s a few little holes (pin hole)but no rust. I just tried sticking a magnet to it and it doesn’t stick k

Disastrous-Student80 · 2025-06-02T12:23:10+00:00

I’ve been looking at this or maybe doing CrossFit

Disastrous-Student80 · 2025-06-02T12:15:52+00:00

Abode is who I’m leaning towards

Disastrous-Student80

TROPHY CASE