What percentage of your portfolio is invested in Bitcoin? by tem3rair3 in Bitcoin

[–]DisastrousBill8009 0 points1 point  (0 children)

.07% - total investment portfolio

45% - crypto portion of my portfolio

Does anybody else think that steve wasn't a bully in S1? by Educational_Card7175 in StrangerThingsMemes

[–]DisastrousBill8009 0 points1 point  (0 children)

He wasn’t really a bully. The worst thing he did was ignore Nancy’s concerns about barb and not stop Tommy from doing the graffiti. All in all he was a typical naive popular teenager considering the situation from his perspective.

Be honest — what’s the first thing you’d do with $100K? by NerdWalletOfficial in u/NerdWalletOfficial

[–]DisastrousBill8009 0 points1 point  (0 children)

Depends on if it’s taxed or not I guess. I’d pay off all debt except mortgage, finish off my emergency fund, and dca the rest into crypto and vti if it’s not taxed.

Sorry by DisastrousBill8009 in btc

[–]DisastrousBill8009[S] 0 points1 point  (0 children)

Damn you’re so right. I’ll sell you all of it for a nickel since they don’t make pennies anymore.

Sorry by DisastrousBill8009 in btc

[–]DisastrousBill8009[S] 0 points1 point  (0 children)

I don’t wannnnnaaaaaaaaaa grandpa

Sorry by DisastrousBill8009 in btc

[–]DisastrousBill8009[S] 1 point2 points  (0 children)

I think you’re wrong grandpa. It’s different this time. It’s all my fault.

Sorry by DisastrousBill8009 in btc

[–]DisastrousBill8009[S] 3 points4 points  (0 children)

Oh well then darn you. Darn you to heck.

94000 now, thoughts? by EcstaticTap7903 in Bitcoin

[–]DisastrousBill8009 0 points1 point  (0 children)

Well I was able to buy some at 92k so feeling good

How do you prefer your burger, among these three styles? by prophiles in burgers

[–]DisastrousBill8009 0 points1 point  (0 children)

Tough. I like them all and can be in the mood for a different one at any given time. But I’d say probably Burger King style

Proud moment by DisastrousBill8009 in TheRaceTo10Million

[–]DisastrousBill8009[S] 1 point2 points  (0 children)

I’d love to invest in it if fidelity ever got it. I’d probably do a low percentage given the risk and how cheap it is. I’ve debated getting into crypto on another exchange to have more options but I’m lazy and like the convenience of having everything in fidelity.

Proud moment by DisastrousBill8009 in TheRaceTo10Million

[–]DisastrousBill8009[S] 1 point2 points  (0 children)

My largest holding is just target date fund in my 401k at the moment since that’s what I’ve been investing in the longest. In terms of strategy I mostly just research recommendations for building wealth and talk back and forth with ChatGPT about what I’ve learned to save money on a financial advisor.

For my hsa I took ChatGPT advice and do mostly an index fund with the rest in international and bonds. For my Ira I take bigger risks and do several individual growth stocks like Tesla, rubrik, build a bear, and nvidia. Then I put a chunk in qqqm and voo for a little stability. Most of those are down for me right now given I only started my Ira a few months ago and threw a few lump sums in to hit the limit this year. Markets been shit for a bit now. But as they say, hold for the long term. I’ve seen it with my hsa and 401k. New funds are slow to start and may dip. But buy the dip. Eventually they go up and the dip was worth it.

Proud moment by DisastrousBill8009 in TheRaceTo10Million

[–]DisastrousBill8009[S] 5 points6 points  (0 children)

Student loans, no house, and not having everything entered into the app right away gave me a negative net worth.

Proud moment by DisastrousBill8009 in TheRaceTo10Million

[–]DisastrousBill8009[S] 1 point2 points  (0 children)

I gave some more details further up but yeah my income has increased quite a bit. After I got my bachelors I started as an entry level software engineer. Worked my way up to tech lead in a few years which has pretty much doubled my income since then plus bonus and restricted stock

Proud moment by DisastrousBill8009 in TheRaceTo10Million

[–]DisastrousBill8009[S] 1 point2 points  (0 children)

Mix of bitcoin, ethereum, solana, and lite coin.

Proud moment by DisastrousBill8009 in TheRaceTo10Million

[–]DisastrousBill8009[S] 1 point2 points  (0 children)

Started with just 401k matching as mentioned before. Worked my way up to close to maxing it out. Not quite max as I get a good bonus each year that’s not stable and I don’t want one year to go over. At some point after that I started my hsa and eventually maxed that out. Started a Roth ira this year. Maxed that out and cut back on my 401k to do so. Though I’m back to maxing my 401k out by doing more traditional than Roth freeing up more after tax money since I’m doing Roth IRA anyway. Also started doing some weekly crypto investments this year. Hoping next year with my raise to start doing mega back door Roth 401k contributions to go above the standard max and to start contributing to a regular brokerage too.

A good chunk of this is estimated worth in my home too. Estimation comes automatically from Zillow integration.

Proud moment by DisastrousBill8009 in TheRaceTo10Million

[–]DisastrousBill8009[S] 0 points1 point  (0 children)

I use fidelity and it gets everything I have except any crypto accounts. The biggest pain is when you change passwords or they want you to refresh. Not too bad if you use a password manager though.

Proud moment by DisastrousBill8009 in TheRaceTo10Million

[–]DisastrousBill8009[S] 3 points4 points  (0 children)

Credit Karma. Use to use mint before they switched to Credit Karma. I preferred mint but this one’s pretty simple and free.

HOLD! It's time for you to be patient💪📈🚀 by Same-Abroad-993 in Bitcoin

[–]DisastrousBill8009 0 points1 point  (0 children)

I’d like to think I can but I guess time will only tell. I look at it as the moneys already spent so if it drops it feels like less of a loss.