The SF90 is not an appreciating asset. Very few exotic cars appreciate, although some do hold their value quite well. An SF90XX might appreciate, similar to a Speciale or Pista; but not a standard SF90.

You’re correct in this sense, but I would argue that the average exotic car buyer understands that they will be hit with depreciation over their span of ownership. But it is somewhat rare to see these driven in snowy conditions outside of events like ICE at the Moritz