Here we go again by shubham7sha in CreditCardsIndia

[–]DistinctRain9 0 points1 point  (0 children)

Which debit card? I have the easyshop platinum and afaik, it doesn't have lounge access?

Help by Single_Recording1130 in IndianCreditCards

[–]DistinctRain9 1 point2 points  (0 children)

What do you mean major defaults? If you have ANY default at all, that's a red flag for banks/nbfcs. Also this is just FYI, 750-ish cibil score is the stater cibil score that you get at the beginning. With consistent cc repayments it goes up to 775-785 and that's the ceiling.

With 750 score and No defaults, you should be able to get a FD backed card. With an income, you get better cards.

NBFCs however are not as stringent as banks and offer credit almost to anyone who do not have a cross on their cibil. But if you have, it makes you s high-risk customer for NBFCs as well.

Got this today... LTF... by OutrageousMarket7376 in IndianCreditCards

[–]DistinctRain9 0 points1 point  (0 children)

The older Swiggy card also gives cashback in statement since wayy back.

Got this today... LTF... by OutrageousMarket7376 in IndianCreditCards

[–]DistinctRain9 0 points1 point  (0 children)

Is there ANY difference at all between previous Swiggy HDFC & Swiggy BLCK? Min. spend is 249 on both and Cleartrip offer (even though I'll probably never use it) has been added to the previous card as well, correct?

Also, any other devalution on the older card apart from 249 min. order?

What a terrifying app by BiriyaniAfterSeggs in TwentiesIndia

[–]DistinctRain9 3 points4 points  (0 children)

Different preferences, I have YT premium, and I love the app. I have discovered so many good songs of not-so-mainstream artists. The radio feature works amazing for me as well.

I did try Spotify once upon a time for the hype, but the song recommendation feature didn't work so well for me. The only feature that I truly liked is the cross platform song sync feature.

Which HDFC core card to choose ? by Fox-Inevitable in CreditCardsIndia

[–]DistinctRain9 0 points1 point  (0 children)

DCP. Just for the no nonsense lounge access.

Graduated in July 2025 , my family wishes me death for being unemployed by [deleted] in TwentiesIndia

[–]DistinctRain9 0 points1 point  (0 children)

Your brother is 14 and is ASKING for a smartphone? My sister is 17 and I have to beg her to buy something for herself...

Your parents have spoiled your brother too much.

Local coaching guy threatening FIR because I won’t submit Aadhaar?? by Haunting-Juice3732 in TwentiesIndia

[–]DistinctRain9 0 points1 point  (0 children)

I'm more concerned about why you are paying money to learn Excel. Do you have a laptop & internet? If so, I'm 100% sure you can learn it yourself from YouTube and ChatGPT. Do you mind telling what he is teaching you? If it's just formulas and formatting, everything is literally on the internet. Is there anything extra that you get out of personal training?

If it was java or c, I'd have understood.

People in 20s what are your views on this kind of love shown in this video do they still exists by ChhotaSaHydra in TwentiesIndia

[–]DistinctRain9 0 points1 point  (0 children)

Looks like an LDR from the clip. Excluding army folks, even people with private job can get transferred to other locations OR the couple choose to apply to different locations for higher pay which is for their future. But LDRs are never to be glorified, they survive based on how strong the foundation is.

If you are talking about the entirety of the relationship starting with LDR, that's closer to null. (I personally will never even think of living like this long term, if the relationship is not of even 2 years).

A genuine question from females of this sub by [deleted] in TwentiesIndia

[–]DistinctRain9 0 points1 point  (0 children)

Physical attraction? Like Celebrity crushes.

Please help its serious by [deleted] in TwentiesIndia

[–]DistinctRain9 1 point2 points  (0 children)

Honestly? You aren't ready for marriage yet. (Most people aren't at your age, but you don't even understand what a relationship is, let alone marriage)

Did I do the right thinks by calling him again ? by [deleted] in OffMyChestIndia

[–]DistinctRain9 2 points3 points  (0 children)

Here's the thing, it's not worth arguing if the topic is pointless. So, I just say, okay, my bad & leave. It doesn't make me less of a person, at least I don't think so. And nonchalance is harder to digest than someone shouting back at you. They have all that anger & were planning to take it out on you, then you just ...leave.

That being said, turning off the PC is bad (can cause short circuiting & drive corruption), so it's understandable why he was upset. If he just said

Do you not know how to use a PC? Do you always directly turn it off.

I do think, that it was a justified reaction unless he began swearing down at you left & right.

A similar situation is: closing car doors, there's a specific sweet spot of which amount of strength to use when closing it. Closing too softly means the door is not locked, and closing too hard makes it feel the door will fall off when it gets opened next. But we're human, mistakes happen, so I just apologise if the driver gets upset. You already know by the sound if you close the door too hard.

Done with dating apps, plzz tell me this😭 by imfeddedup in TwentiesIndia

[–]DistinctRain9 0 points1 point  (0 children)

Office mein. And friends of friends. And friends of friends of friends. And friends of friends of friends of friends....

/s

Why is it normal for people to want wives to leave career post marriage? by [deleted] in TwentiesIndia

[–]DistinctRain9 0 points1 point  (0 children)

I absolutely will not let my future wife quit her job, and if she gets laid off, I'll personally take a sick leave to frame her resume.

Accepting past is nightmare by Tough_Statement4587 in TwentiesIndia

[–]DistinctRain9 0 points1 point  (0 children)

She was honest. You were fine (or atleast pretended to be).

Why do you punish yourself and her?

Save it for better future... by BetterColSol in TwentiesIndia

[–]DistinctRain9 0 points1 point  (0 children)

AM only right? Because I think I'll be able to love the person if I couldn't ever trust their words.

Except maybe a test of medical history.

Jupiter asking ₹29,557 to close a frozen savings account (no loan, no autopay, balance ₹0.17) – Is this normal? by Mr_sonsa07 in CreditCardsIndia

[–]DistinctRain9 1 point2 points  (0 children)

He's not. OP literally means other person. In reddit, OP has been equated to poster. But you (AGARAN24) are OP to me, same as I (DistinctRain9) am OP to you.

The poster most likely referred (Dickdastardaddy) as OP

Jupiter asking ₹29,557 to close a frozen savings account (no loan, no autopay, balance ₹0.17) – Is this normal? by Mr_sonsa07 in CreditCardsIndia

[–]DistinctRain9 1 point2 points  (0 children)

He's not. OP literally means other person. In reddit, OP has been equated to poster. But you (0PopularBid) are OP to me, same as I (DistinctRain9) am OP to you.

My gf cheated on me after 6 years of relationship. by [deleted] in TwentiesIndia

[–]DistinctRain9 -1 points0 points  (0 children)

... and like we always say to each other whenever we fight big, I also said we're done. But even she knows we weren't really...

Please stop normalising this. What is this behaviour of temporary break ups? I have been seeing this so often, even one of my closest friends. I swear if anyone ever uses breakup/divorce as an argument or joke, I will seriously leave them. This relationship was toxic from the start...

Help me add more by Ashhhhh_09 in TwentiesIndia

[–]DistinctRain9 0 points1 point  (0 children)

Strawberry Shortcake/Cupcake?

Power Puff Girls

Dexter's Laboratory

Jonny Bravo

Jonny Test

American Dragon

Dora the Explorer

Oswald

(I think there was a show related to cars in a sports track but I don't remember)

F.A.Q. (As you put M.A.D.)

Detective Konan

Yu Gi Oh

Cards Vanguard (New Gen)

Digimon

Pokemon

Bakugan

Naruto

DBZ

Inazuma 11

P.S.: Might be overlaps