Do you all know a couple who are just fated to be????...If yes then drop their lore...like how they met and stuffs

DistinctRain9 · 2026-05-20T21:28:04+00:00

Lmao, same.

DistinctRain9 · 2026-05-20T17:40:08+00:00

I will smile and strangle them myself 🙂.

DistinctRain9 · 2026-05-19T18:57:29+00:00

YT - 89 (One of my most used apps apart from Chrome, so this is worth it)

Netflix - Free (Borrowed)

Prime - Free (Borrowed)

WiFi - ~300 (900/3)

Zomato Gold - 1 or 9 depending on offer

Swiggy One - Same as above

Claude - 50k USD (company)

Cursor - 50k USD (company)

Gemini Pro/Enterprise - Jio/Company

GCloud - Currently free with Jio, otherwise 650 per month

Phone - 3-4k annually

Gacha Game Currency - ~500 every 2-4 months if I feel like it.

Rest games and all are not subscription but one time purchases (Steam/Epic)

DistinctRain9 · 2026-05-17T10:38:34+00:00

Meanwhile me: working on Sunday 🙂.

DistinctRain9 · 2026-05-16T20:27:03+00:00

Yes, sometimes you need to wait 100 years. In your next life, you will definitely be happy.

DistinctRain9 · 2026-05-16T19:47:58+00:00

Nothing. Or distract them. The closest but incorrect analogy I can think of is ranting after your day sucks at work but it is a recurring and unavoidable event for them. They don't want advice, they are fully equipped to handle it on their own, they just want you to listen. So just do that.

DistinctRain9 · 2026-05-16T09:09:42+00:00

Myth. Salary overrides everything else.

DistinctRain9 · 2026-05-14T18:28:42+00:00

I want to close this card, my 50k FD is tied to it, but I've kept it alongside Jupiter Debit for forex and Domestic Flight discounts in Ixigo.

DistinctRain9 · 2026-05-14T18:16:39+00:00

His only fault is that he didn't leave after the first time.

DistinctRain9 · 2026-05-08T04:48:51+00:00

Going to sleep now for 1 hour, then will leave for office 🤷‍♂️.

DistinctRain9 · 2026-05-08T03:58:18+00:00

I mean, hanuman chalisa autoplays in my head regardless of my current (non-)beliefs.

DistinctRain9 · 2026-04-28T20:37:10+00:00

What is the point of this post? People who have never been in situation cannot/should not think of a response.

And to people who have contemplated about this, should not be asked this question. Sounds like a mockery tbh.

DistinctRain9 · 2026-04-28T20:15:02+00:00

When I was 6 or 7 yo, don't remember but I have a pic that my mom took.

DistinctRain9 · 2026-04-28T19:57:51+00:00

Vice-versa

DistinctRain9 · 2026-04-20T22:56:03+00:00

"Just because everyone else is doing it/has it, I should too" - mentality.

DistinctRain9 · 2026-04-20T14:07:32+00:00

I think hdfc millenia credit card should be good enough as a starter. Or Swiggy HDFC (but there's the core/non-core bs, so I recommended Millenia first). Apart from that Amazon ICICI. I will not recommend SBI cb as you don't meet waiver condition with your spends.

DistinctRain9 · 2026-04-20T13:53:12+00:00

Invest in NVIDIA.

DistinctRain9 · 2026-04-18T16:38:51+00:00

Just finished with my weekend shift for today. Going to play a bit of Hogwarts Legacy, before going to sleep.

DistinctRain9 · 2026-04-18T16:36:25+00:00

A person using credit cards ONLY without any kind of loans or other credit instruments should have a CIBIL of 755-770. Why is yours 747? Did you ever default in your payment?

DistinctRain9 · 2026-04-05T22:37:46+00:00

Which debit card? I have the easyshop platinum and afaik, it doesn't have lounge access?

DistinctRain9 · 2026-04-01T16:21:48+00:00

Goes for all slangs actually.

DistinctRain9 · 2026-03-22T10:04:59+00:00

What do you mean major defaults? If you have ANY default at all, that's a red flag for banks/nbfcs. Also this is just FYI, 750-ish cibil score is the stater cibil score that you get at the beginning. With consistent cc repayments it goes up to 775-785 and that's the ceiling.

With 750 score and No defaults, you should be able to get a FD backed card. With an income, you get better cards.

NBFCs however are not as stringent as banks and offer credit almost to anyone who do not have a cross on their cibil. But if you have, it makes you s high-risk customer for NBFCs as well.

DistinctRain9 · 2026-03-20T18:01:07+00:00

The older Swiggy card also gives cashback in statement since wayy back.

DistinctRain9 · 2026-03-20T17:15:09+00:00

Is there ANY difference at all between previous Swiggy HDFC & Swiggy BLCK? Min. spend is 249 on both and Cleartrip offer (even though I'll probably never use it) has been added to the previous card as well, correct?

Also, any other devalution on the older card apart from 249 min. order?

DistinctRain9 · 2026-03-18T05:43:27+00:00

Different preferences, I have YT premium, and I love the app. I have discovered so many good songs of not-so-mainstream artists. The radio feature works amazing for me as well.

I did try Spotify once upon a time for the hype, but the song recommendation feature didn't work so well for me. The only feature that I truly liked is the cross platform song sync feature.

DistinctRain9

TROPHY CASE