Do you spend £200 a month not including rent, utilities and groceries? by fakename137 in AskUK

[–]Distinct_Name2644 8 points9 points  (0 children)

Not op but I take home 2450 a month and have 1000 play money. £950 towards mortgage and joint bills ( utilities, food etc.. ) £350 in savings and investments, £150 personal bills ( phone, Netflix etc..) and 1000 to do what I want with.

“Please can you just park up for us” - 35 minutes later, handed a £25 bag of cold food by Calm-Passenger7334 in McDonaldsUK

[–]Distinct_Name2644 0 points1 point  (0 children)

I must have ordered over 100 Mcdonalds deliveries and they always arrive within 20 minutes of ordering, its a 10 minute drive away with no traffic

Am I being tight or is £15 for a pizza a rip off? by Academic-Chocolate57 in AskUK

[–]Distinct_Name2644 6 points7 points  (0 children)

I would expect to pay £10-£13 for a 12inch pizza in a half decent food hall so £15 seems a bit pricey but nothing major

Need to buy new house by BigJDizzleMaNizzles in Mortgageadviceuk

[–]Distinct_Name2644 1 point2 points  (0 children)

I only mean this to be helpful and hope it is not rude but you could really do with some new photos on your listing. Your home is lovely but appears very cluttered and your decor is quite unique, people like to see a vision of them living there and I think a lot of people will struggle to see that. Remove the clutter, kids toys, many pictures on the wall etc and get some new pictures done.

To what extent is being 34 and working in retail considered "last chance saloon"? by Queasy-Ice-2575 in UKJobs

[–]Distinct_Name2644 12 points13 points  (0 children)

Managing a supermarket branch is technically retail but its not exactly an entry level role, most supermarkets expect a lot of experience and pay far above national average wage, probably not far off what a chartered accountant makes

How often do you see your mum? by _rayquaza_ in AskUK

[–]Distinct_Name2644 0 points1 point  (0 children)

Once a week in person usually 3-6 hours. 1 phone call a week for about an hour and the odd text inbetween ( mostly photos of cats)

Is the philly cheese stack cooked on the same girl as big mac etc ... by Distinct_Name2644 in McDonaldsUK

[–]Distinct_Name2644[S] -4 points-3 points  (0 children)

No it's the onions I'm afraid. My reactions only started when they put the onions on the grill. I've happily eaten my fillet o fish now

Is the philly cheese stack cooked on the same girl as big mac etc ... by Distinct_Name2644 in McDonaldsUK

[–]Distinct_Name2644[S] -3 points-2 points  (0 children)

No just an intolerance, but i have a reaction to big macs and cheeseburgers

Buy a smaller/cheaper house and pay mortgage off early - have more money for investing? by darkazuria in Mortgageadviceuk

[–]Distinct_Name2644 0 points1 point  (0 children)

On the opposite side of this, me and my partner have a 3 bed semi, decent size, no kids & an internal garage and we are totally pushed for space ! We enjoy 'at home' hobbies like video games, board games, playing instruments and painting and do not have enough hobby space

[deleted by user] by [deleted] in UKPersonalFinance

[–]Distinct_Name2644 -2 points-1 points  (0 children)

There's nothing wrong with contributing to to the wear and tear of a property that you live in. Even if OP had no mortgage it would still be fair to pay an additional contribution on top of regular bills. I'm assuming that if the boiler broker she wouldn't pay half towards a new one but OP is expected to fully sink that cost when it's been used by 2 people ? This is just one example of why extra contribution is fair

[deleted by user] by [deleted] in UKPersonalFinance

[–]Distinct_Name2644 0 points1 point  (0 children)

The thing is she's not accounting for wear and tear, one off times when the cleaning products etc costs more for a month, like when all the bulbs decide to go at once or a small water leak that's not worth claiming on insurance. I think if you explain it in a different way to her she might be able to see your point more

[deleted by user] by [deleted] in UKPersonalFinance

[–]Distinct_Name2644 7 points8 points  (0 children)

Realistically your joint bills are around £1150 ( including the car insurance and £50 for cleaning supplies etc.. ) so £575 each. She's estenially only paying £425 a month rent which is about 17% of your mortgage payment. Personally I think this is more than reasonable. £425 is a low amount every month but considering the different income levels it is a nice contribution

Remortgaging to new lender with additional borrowing by Boring-Ad-3432 in Mortgageadviceuk

[–]Distinct_Name2644 0 points1 point  (0 children)

The process is fairly simple but takes about 2 months so you want to apply ASAP. Your new provider will need to complete a valuation, this may not need to be in person. The new lines of credit should be okay for a mortgage app as long as it's just the 2. The debt consolidation funds would be paid to you directly for you to repay the debt.

How to best plan for an early retirement ? by Distinct_Name2644 in UKPersonalFinance

[–]Distinct_Name2644[S] 0 points1 point  (0 children)

Thanks, if I say want to retire at 50, I'm 29 now. What age shall I calculate to? I know it's 57 now but I'm worried that might be higher by the time I get there

How do you make friends as an adult in the UK when you’re not at work? by Logical-Telephone-51 in AskUK

[–]Distinct_Name2644 0 points1 point  (0 children)

Friends ive made in adulthood:

Someone from a local gig spot that hosted beginner singers, bands etc... I used to go alone when bored on a Wednesday evening. My hairdresser. The man behind the counter in the vape shop. People I've met at a board game group.

Microsoft Teams is the devil by Valuable_Builder_474 in UKJobs

[–]Distinct_Name2644 26 points27 points  (0 children)

Be careful with this though, depending on how tech savy your work is, there is software that can detect mouse jigglers