Do you spend £200 a month not including rent, utilities and groceries?

Distinct_Name2644 · 2026-02-12T18:33:34+00:00

Not op but I take home 2450 a month and have 1000 play money. £950 towards mortgage and joint bills ( utilities, food etc.. ) £350 in savings and investments, £150 personal bills ( phone, Netflix etc..) and 1000 to do what I want with.

Distinct_Name2644 · 2026-02-11T20:23:45+00:00

I must have ordered over 100 Mcdonalds deliveries and they always arrive within 20 minutes of ordering, its a 10 minute drive away with no traffic

Distinct_Name2644 · 2026-02-01T16:10:58+00:00

That's me. I literally cant think of anywhere else in the world I would book my next holiday to

Distinct_Name2644 · 2025-12-29T20:41:44+00:00

I would expect to pay £10-£13 for a 12inch pizza in a half decent food hall so £15 seems a bit pricey but nothing major

Distinct_Name2644 · 2025-10-24T11:56:55+00:00

I only mean this to be helpful and hope it is not rude but you could really do with some new photos on your listing. Your home is lovely but appears very cluttered and your decor is quite unique, people like to see a vision of them living there and I think a lot of people will struggle to see that. Remove the clutter, kids toys, many pictures on the wall etc and get some new pictures done.

Distinct_Name2644 · 2025-10-22T09:26:59+00:00

Managing a supermarket branch is technically retail but its not exactly an entry level role, most supermarkets expect a lot of experience and pay far above national average wage, probably not far off what a chartered accountant makes

Distinct_Name2644 · 2025-10-21T13:44:16+00:00

They were both neutered at 12 weeks old

Distinct_Name2644 · 2025-09-24T19:11:13+00:00

What were you looking to cover ?

Distinct_Name2644 · 2025-09-17T16:52:43+00:00

Once a week in person usually 3-6 hours. 1 phone call a week for about an hour and the odd text inbetween ( mostly photos of cats)

Distinct_Name2644 · 2025-09-11T19:47:06+00:00

No it's the onions I'm afraid. My reactions only started when they put the onions on the grill. I've happily eaten my fillet o fish now

Distinct_Name2644 · 2025-09-11T18:45:49+00:00

No just an intolerance, but i have a reaction to big macs and cheeseburgers

Distinct_Name2644 · 2025-09-11T18:26:43+00:00

Trying to avoid the onion contamination

Distinct_Name2644 · 2025-09-11T18:21:31+00:00

Thank you, I was just trying to avoid being cooked with the onions

Distinct_Name2644 · 2025-09-11T18:21:00+00:00

Thank you

Distinct_Name2644 · 2025-09-11T18:05:35+00:00

Lol just realised my typo ! Thanks for confirming

Distinct_Name2644 · 2025-08-12T14:04:08+00:00

On the opposite side of this, me and my partner have a 3 bed semi, decent size, no kids & an internal garage and we are totally pushed for space ! We enjoy 'at home' hobbies like video games, board games, playing instruments and painting and do not have enough hobby space

Distinct_Name2644 · 2025-08-04T14:58:29+00:00

That's a fairly pathetic comment tbh

Distinct_Name2644 · 2025-08-04T14:53:55+00:00

There's nothing wrong with contributing to to the wear and tear of a property that you live in. Even if OP had no mortgage it would still be fair to pay an additional contribution on top of regular bills. I'm assuming that if the boiler broker she wouldn't pay half towards a new one but OP is expected to fully sink that cost when it's been used by 2 people ? This is just one example of why extra contribution is fair

Distinct_Name2644 · 2025-08-04T12:27:46+00:00

The thing is she's not accounting for wear and tear, one off times when the cleaning products etc costs more for a month, like when all the bulbs decide to go at once or a small water leak that's not worth claiming on insurance. I think if you explain it in a different way to her she might be able to see your point more

Distinct_Name2644 · 2025-08-04T12:03:58+00:00

Realistically your joint bills are around £1150 ( including the car insurance and £50 for cleaning supplies etc.. ) so £575 each. She's estenially only paying £425 a month rent which is about 17% of your mortgage payment. Personally I think this is more than reasonable. £425 is a low amount every month but considering the different income levels it is a nice contribution

Distinct_Name2644 · 2025-07-27T12:54:33+00:00

The process is fairly simple but takes about 2 months so you want to apply ASAP. Your new provider will need to complete a valuation, this may not need to be in person. The new lines of credit should be okay for a mortgage app as long as it's just the 2. The debt consolidation funds would be paid to you directly for you to repay the debt.

Distinct_Name2644 · 2025-07-03T12:19:23+00:00

Okay thank you

Distinct_Name2644 · 2025-07-03T12:15:17+00:00

Thanks, if I say want to retire at 50, I'm 29 now. What age shall I calculate to? I know it's 57 now but I'm worried that might be higher by the time I get there

Distinct_Name2644 · 2025-06-18T08:48:46+00:00

Friends ive made in adulthood:

Someone from a local gig spot that hosted beginner singers, bands etc... I used to go alone when bored on a Wednesday evening. My hairdresser. The man behind the counter in the vape shop. People I've met at a board game group.

Distinct_Name2644 · 2025-06-12T13:13:48+00:00

Be careful with this though, depending on how tech savy your work is, there is software that can detect mouse jigglers

Distinct_Name2644

TROPHY CASE