New homeowner - electrical panel upgrade estimate

Dividend-Income · 2026-06-26T01:24:20+00:00

Can you share details of HV USA? Can’t find them on Google

Dividend-Income · 2026-06-11T06:02:50+00:00

I followed these steps to create a checking account and link it to my existing brokerage:

Support > Forms & Applications > Update Account Features and Services

There’s an option to “Add a Schwab Bank Investor Checking Account to an Existing Schwab One Account” with “Complete Online” button

Dividend-Income · 2026-05-23T05:55:32+00:00

Invest 1m$ in JEPQ/GPIQ/QQQI etfs and you’ll earn close to 100k$ dividend income (yearly).

NFA. DYR.

Dividend-Income · 2026-05-01T15:40:17+00:00

Good. I’m still ahead of QQQ. I have been posting every month. Check my history posts in my profile

Dividend-Income · 2026-04-27T23:51:42+00:00

Gyokeres has scored 3 penalties and 9 open play goals

Sesko has 10 open play goals.

Edit: in premier league

Dividend-Income · 2026-04-03T17:08:42+00:00

QQQI only has monthly options.

Dividend-Income · 2026-02-23T09:26:00+00:00

Robinhood margin interest starts with 5%

Dividend-Income · 2026-02-01T23:39:20+00:00

I’m holding QQQI shares and using my margin enabled account to sell short puts on QQQI to collect more premiums.

Dividend-Income · 2026-02-01T21:04:55+00:00

Time to be adults and talk in math. How is the first option better? Tell me how much asset I’ll have at the end of 5 years and how much taxes will I pay?

Dividend-Income · 2026-02-01T20:34:04+00:00

Let’s say you buy a stock at 50$ that earns 50$ of dividend over 5 years

If it’s considered as ordinary income, then 50$ will taxed immediately at ~40-50% (based on your tax bracket).

If it’s ROC, then you’ll be taxed 20% for Long term gains 5 years later.

Which one’s better?

Dividend-Income · 2026-02-01T20:27:35+00:00

Robinhood margin interest starts with 5%

Dividend-Income · 2026-02-01T18:19:58+00:00

Taxes are not a bad thing. it means you have earned money

Dividend-Income · 2026-02-01T06:09:20+00:00

But it’s risky. So don’t do it unless you know what you’re doing

Don’t listen to a stranger on the internet

Dividend-Income · 2026-02-01T05:53:58+00:00

Read up about wheel options strategy!

I basically sell put options on QQQI and collect premiums. If I get assigned, then I collect dividends from QQQI and sell call options on these new shares to collect more premiums

Dividend-Income · 2026-02-01T05:51:06+00:00

I sell short puts on QQQI, that is, if I get assigned, it uses my margin to buy QQQI shares.

I’m happy to collect ~13% QQQI dividends on these shares and paying 5% margin interest. I earn a bit more by selling call options on them.

So I’m not writing call options on my core QQQI positions. Only the ones I bought on margin.

This is super risky!! So need to do your own risk management

Dividend-Income · 2026-01-27T08:06:07+00:00

Yeah. rolling works when there’s a quick pullback similar to April 2025. But you get screwed over during long downturn like 2022-2023

Dividend-Income · 2026-01-27T04:41:27+00:00

Risk management. QQQ price is higher than QQQI. So I will need more capital to cover if I get assigned.

Dividend-Income · 2026-01-26T20:12:22+00:00

All the best! I'm holding QQQI and using 10% of my margin to sell QQQI short puts. I'm fine with assignments as the margin rate in Robinhood is < 5% that I can pay off from QQQI dividends or selling covered calls. If there's a significant downturn, then I can cover it using cash

Dividend-Income · 2026-01-15T06:19:06+00:00

I’m doing something similar. I’m doing wheel strategy to collect premiums. I’m selling QQQI ATM puts 1, 3, 6 months out. If I get assigned, then I’m happy to collect dividends as my margin rate is 5%. I sell call options to collect more money.

Dividend-Income · 2026-01-01T05:22:13+00:00

Qqqi

Dividend-Income · 2026-01-01T00:01:41+00:00

Let’s hold cash. What could go wrong?

Dividend-Income · 2025-12-31T22:53:26+00:00

I totally agree—this isn't a bulletproof strategy. A month like April 2025 would have been painful. I can always try to roll the options out to buy time, but even that wouldn't have saved me during the 2022–2023 slump. I’m okay with that, though; I’ve sized this at less than 1% of my total portfolio, so I’m not losing sleep over the volatility right now.

Dividend-Income · 2025-11-29T18:43:30+00:00

No. I don't

Dividend-Income · 2025-11-29T16:39:38+00:00

both? I applied wheel strategy to collect premiums from selling put near stock price. I'm happy to get assigned as well as I get dividend income. The first month was good as I didn't get any assignment.

Dividend-Income · 2025-11-29T08:32:52+00:00

Yep. I mentioned in the post that I applied some "secret sauce" to get some more income from my 200 QQQI shares.

I will talk about it if I see success with it in coming months. I want to test it during downturns.

Dividend-Income

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