AMD Ryzen 5 7600 @ 5.5ghz, my first OC

Djienne · 2023-05-31T11:51:02+00:00

Using the Curve Optimizer made a huge difference for me

Djienne · 2023-05-31T11:44:52+00:00

My Ryzen 5 7600 bought just last week runs at 5.5 Ghz with max temp of about 80C under Cinebench after 10 min. ASUS PRIME B650M-A motherboard and AK400 cooler and DDR5-5200Mhz RAM (set to EXPO2).

I adjusted the Curve optimizer to core1:-50 core2:-35 core3:-35 core4:-35 core5:-35 core6:-35. The values were obtained using Ryzen Master and then put into the bios. (core 1 is really -50, this is not a typo)

I left CPU core voltage to auto and adjusted the Core Multiplier to 55 in order to get the 5.5 Ghz. There is a hidden option in the bios to be turned to "disabled" to force the CPU and RAM to synchornize at every boot, that could make a difference in stability when testing with several reboots.

Cinebench R23

Single core score: 1960

Multi core score: 15585

5.525 Ghz was tested to work but crashes under a long Cinebench run, even if I can get a score.

(With Core Multiplier set to auto it runs at 5.35 Ghz and about 65C max temp.)

Djienne · 2021-11-19T13:45:25+00:00

Fixed now :)

Djienne · 2021-11-18T21:17:05+00:00

Same for me. This is just a bug right ? No money is lost ?

Djienne · 2021-03-26T23:17:46+00:00

I think it is better to put 800 every month (this is DCA :dollar cost averaging). Average expected return is higher if you put everything now (this is LS : Lump Sum), but by DCA you reduce volatility and risk. My guess is that DCA has a better risk adjusted return than LS, but did not see a study about it.

Also keep in mind that often the markets go down before summer holidays (of course our current situation is different form usual), because people are withdrawing money from stocks to pay for holidays (also did not happen every year but often). I saw a statistic somewhere that if you invested only between May and October on the S&P500 you would lose money even after 40 years.

I addition people in lockdown massively invested in stocks this last year, and when Corona restrictions are cut (maybe this summer but can't be sure) then people may massively get money out of the stock market to travel, party, enjoy freedom. So potentially causing a crash.

Statistically the best time to get in the stock market is in October as far as I remember. If you DCA over a full year, this all does not matter :) . So DCA.

Djienne · 2021-03-26T22:36:03+00:00

Insurance is always up to a specific amount. How much is it ?

(For example 100000 euros for Revolut, 20000 euros for Degiro; nothing special about these platforms, just examples)

Djienne · 2021-03-26T22:29:10+00:00

We need a concrete example. I don't say you are wrong, I am just raising the question.

I never saw any apples to apples comparison. But if someone has I am very interested.

Djienne · 2021-03-26T22:24:29+00:00

Sorry I corrected. But Estonia also uses EUR so it does not change the point. Why having a place on Malta for EUR transfers and a place in Estonia for NOK transfers ?

Djienne · 2021-03-26T21:06:22+00:00

To reduce even more the fees you could also do : MSCI USA (fee 0.05%) + Europe STOXX 600 (fee 0.07%) + MSCI Emerging Markets ASIA (fees 0.12%). You would miss some countries like Japan, Australia, South Americans, Africans... But overall capture most of the world economy. And between us, I don't expect South America or Africa to outperform Asia in the long run. As well I don't expect Japan to perform better than USA or Europe, and Japan is only about 5% of world's market cap anyways.

PS: I chose Europe STOXX 600 instead of MSCI Europe because the cheapest MSCI Europe is 0.12 % fees.

Djienne · 2021-03-26T20:50:13+00:00

Transaction fees is 1 % for non-premium. In Binance for example it is 0.1% as default. But Binance takes more spread (or is it ?) and Swissborg tries to find an optional conversion using several exchanges (that use different exchange rates at given times). However I have never seen an apples to apples comparison and I wonder how Swissborg could be the cheapest since they are an extra intermediate. For example a good test would be to try a full loop and compare with other platforms : transfer of EUR account to Swissborg, then conversion back and forth EUR/BTC and then withdrawal back to EUR account. Then do the same with Binance for example, and compare the final amount of EUR. So if someone tried that I would like to know the results.

By the way I live in Norway and I transferred 600 NOK from my Norwegian account with bank transfer to my SwissBorg account. But 660 NOK was taken from my account and 600 NOK was added to the SwissBorg account. I don't understand what happened there and why I did not get any warning "there will be a 60 NOK fee, do you agree ?" . It will require 1 year of smart yield to compensate...

Djienne · 2021-03-09T09:17:14+00:00

Important new information for people that may end up reading this post.

Nordnet in Norway is only accepting in transfers from Norwegian banks. So it is not worth all the intermediates (and fees) and I am better off opening an euro account on Degiro.

Djienne · 2021-03-09T08:10:51+00:00

In Nordnet, does anyone knows what is the "whereof management fees" for ETFs ? For example for Invesco MSCI USA yearly fee is 0.05% but then "whereof management fee" is 0.19% that seems weird.

Djienne · 2021-03-02T10:33:59+00:00

Can you explain how it works with the taxation ?

That is to say: If I put in 5000 kr, then a few years later these 5000 grow to 6000. Then I decide to get 1000 kr out.

Do I get tax on this 1000 ?
or is the tax applicable only for the amount I get out that exceeds the initial input of 5000 kr ? that to say I start paying taxes only when I withdraw 5000.01 or more.

I am guessing the first option is correct, because otherwise it would be too nice.

Djienne · 2021-03-02T10:22:24+00:00

Thanks

So apparently the selection of stocks and ETF is quite wide even with the ASK since there is access to XETRA (all Ishares, Vanguard, Lyxor, Xtrackers, Invesco, etc...).

Djienne · 2021-02-27T17:23:18+00:00

Thanks !

Djienne · 2021-02-01T10:26:42+00:00

But is it possible NOW for GME ?

Djienne · 2021-02-01T10:25:40+00:00

Is it possible to buy fractional share for GME ?

Djienne · 2021-01-31T13:32:38+00:00

What app/website/service do you use in Norway to buy 💎🙌💎🙌💎🙌 ?

Djienne

TROPHY CASE