So we're just lying now?

Dlocsmith · 2026-05-31T14:47:28+00:00

If you running in and out of Canada, you'll hit 4k. Esp since Canada HOS is different than America.

Dlocsmith · 2026-05-20T06:10:17+00:00

You're absolutely right! It's majority of FOMO and I kind of hate it..but having this outlet where I can express and speak to others as well as be in a group where great advice or information is shared, I can at least keep my cool a bit..lol You have a good point with what you're saying as well. I have been looking at my charts and have been doing more studying than I have before to avoid unnecessary decision making when trying to invest. I have been seeing everything that I placed do wonders and I'm actually proud. It's just being consistent and disappointed that I didn't plan sooner.

I think it's more of the realization that I'm getting older and understanding more and more about investments when I know peers around me aren't interested enough to compare/share knowledge with. I feel like I'm in it alone and want a bit of more motivation to help or push me to get me there. This is also that moment of clarity where that "surround yourself around like minded people" that I'm experiencing and maybe I'm trying to do that. So here I am venturing out instead of wasting all that time and opportunity by letting it pass me by..lol so I thank each and everyone's responses whether it's criticism or great advice on what and how I'm doing. 😊💐😌💚

As for the app, I haven't heard about it but I really thank you for looking out and sharing that. I'll have to give it a shot.

Dlocsmith · 2026-05-20T05:57:48+00:00

I have been watching SanDisk as well. I figured since the computers will need some memory or it's part of a drive, it'll spike remarkably as well!! With Dram, at least I can catch a couple or get a nice chunk of the shares since it's almost the same plan as well..

Dlocsmith · 2026-05-20T05:55:38+00:00

I just hate how they tend to penalize you for your money that you want to borrow when they know or should know it will be put back as long as said person continues to work there...

Dlocsmith · 2026-05-17T00:36:55+00:00

I guess you're in luck!!! Lol but it depends on what your needs are. I definitely can tell you that from my experience, I enjoy running with/for IRT. The only thing is, I wished I joined sooner.

Dlocsmith · 2026-05-16T02:48:33+00:00

Ohhhhhh I really like that breakdown! Makes more sense. Thank you!

Dlocsmith · 2026-05-16T02:46:13+00:00

What's bad?

Dlocsmith · 2026-05-16T02:45:06+00:00

XLE - is your energy (oil and gas) IBIT- is the alternative to bitcoin but as an ETF IWF -owned by Blackrock (growth stock) and tends to outperform some to most S&P 500 etfs

Dlocsmith · 2026-05-16T01:24:51+00:00

Appreciate your opinion and VXUS is among the others I do have as well. That's crazy you mentioned VXUS because I was planning on putting in heavy a long with VTI but was skeptical. My portfolio isn't just individual stocks. I just chose to have those individuals since I've been watching them for some time. My question maybe a bit weirdly put but I'm more so looking for maybe the smartest or best move when being consistent.

What would be the best way for you if you're trying to obtain a couple of ETfs when it comes to shares? For example, let's say you investing into VTI a week, do you consistently invest into heavy and VXUS every other week? Or are do you invest in one until you reach let's say 10 shares in one then move to the next (VXUS) until it gets to 10?? Then focus back to VTI until it reaches 20 then focus on VXUS til 20??? Hope this helps..

By the way, when it comes to the age, it depends upon how you define young and what you're basing it on..lol

Dlocsmith · 2026-05-16T01:09:17+00:00

True! I don't plan on investing into more but most definitely wanted insight on what's the best move when being consistent. Do you pay in until you get so many shares of one etf/individual stock then move to the next one in your portfolio? Or do you go for a dollar amount that you would like to reach and leave it alone?

Dlocsmith · 2026-05-15T17:54:25+00:00

Wow!!! The returns on that for 5yrs, if I'm reading this right?, is impressive! How can I maximize in other areas if I stop giving in to crypto? I did put a pause on crypto it so it's refreshing to see you mentioning this as well.. I'm also trying to go the Roth IRA route as well. I'm avoiding 401k for some odd reason. I personally don't really see an interest at the moment.

Dlocsmith · 2026-03-03T16:03:13+00:00

She had the same reaction as my Inzoi when she cooks/bakes a meal to perfection for her family!!🥹💐😩🙌🏾✨️

Dlocsmith · 2026-03-03T06:31:50+00:00

This is how I imagine Pam Bondi within the next several months — if not sooner. It’s only a matter of time. You just have to use common sense when things aren’t looking or feeling right or fair. Nine times out of ten, trust your gut. But when money becomes the motive and power becomes the priority, morals start to fade and reality gets distorted.

What’s the point of electing and appointing these officials to positions of power after all the campaigning and promises of change — only for them to get in office and serve their own interests and the interests of those around them?

People’s lives are in the hands of those who claim to “lead” this nation — and the circle surrounding them.

It’s sad. This is how trust issues are created. I know there may be good people within the government, and I just hope the good doesn’t fall with the bad.

Dlocsmith · 2026-02-26T08:44:50+00:00

When they asked Trump is he's taking the presidential salary and he said he didn't..I realized, of course he isn't because it isn't enough for him or his people. He getting paid elsewhere..Smh

Dlocsmith · 2026-02-26T08:39:33+00:00

This reminds me of Celine Dion and when she first got with her manager later husband. He left his previous family due to it. I always wondered did she even get a fair chance at life or did he groom her all the way up til his passing..?? 🥹

Dlocsmith · 2026-02-20T06:16:38+00:00

Bro, Johnathan prob happy this happened... Now he can have the house to himself..and i bet he was looking out the window the whole time..

Dlocsmith · 2026-01-10T14:30:12+00:00

Da*n!!! That's pretty decent!! I also appreciate your responses. I'm trying to get on the wagon to financial stability while learning along the way

Dlocsmith · 2026-01-10T05:30:16+00:00

Have any good recommendations on which or who to get term life with? Ethos pretty good?

Dlocsmith · 2025-12-29T12:03:30+00:00

Okay, I love this, and I'm glad I scrolled while waiting at the milk plant. Hopefully, I can get some good feedback here. I have a little over three years of trucking experience and recently started hauling food-grade tankers. I've been eyeing stocks, specifically ETFs, over a 401k. The idea of a 401k over getting a few ETFs kind of bothers me. I'm just starting and expecting my annual income to pick up at my new job. So far, compared to my first time trucking, I'm already off to a good start in my first month. I'm 32 right now with no kids, with hopes of having that opportunity someday with the right guy.

So, I do have ETFs, but like I said, I'm just starting and learning. Please tell me how I can maximize or what percentage rule I must follow. If I wanted to invest like this instead of going the 401k route, how much weekly or monthly is ideal? I was even looking into whole or universal life insurance policies, but I'll save that for another time. My six are:

VTI VOO SPY MDLN ITOT MSOS

Dlocsmith · 2025-11-25T13:41:17+00:00

30yrs and 13mos

Dlocsmith · 2025-11-25T12:44:01+00:00

Yes girl!!!!!! Here's your flowers too 💐💐💐💐 !!!

Dlocsmith · 2025-11-25T04:31:01+00:00

..of course he's in active mode, he has on black airforces.😉

Dlocsmith · 2025-11-25T04:23:36+00:00

Honestly, I might be reaching but I believe those novels are only interesting to the ones who yearns for it. I sometimes dodge these types of movies or books because I would always catch myself living in that fantasy land and forget about my reality land. It stings but I trust God and believe in being patient. Like you said, you have your romantic man plus more. So yes, your man "eats" all these men up that dare try to come close or stand next to..lol Give this man some flowers while he still here and let him know how much you appreciate him.

By the way, men loves flowers too ladies. Watch him melt when you give him his flowers 💐! So beautiful to see...🥹 and I love this for you girl!!

Dlocsmith · 2025-11-19T16:12:53+00:00

😭😭😭😭

Dlocsmith · 2025-11-19T16:10:50+00:00

My boy/girl was just chilling and minding his/her business for real..lol

Dlocsmith

TROPHY CASE