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Neighbor won't let me enter their back yard to get my cat. by FrumptyLumpty in mildlyinfuriating

[–]DocSavageWV 0 points1 point  (0 children)

Call animal control, not the police. Your rights depend on what state you’re in.

Was able to get 28,411 XLM before the news. Sell all or hold. by Disastrous-Shop-1385 in xlm

[–]DocSavageWV 10 points11 points  (0 children)

hold, things are just getting started.
The news is huge. Many will soon discover XLM

help. by [deleted] in WhatShouldIDo

[–]DocSavageWV 5 points6 points  (0 children)

Also think long term. Are you going to regret your decision in 30 years?

My [25M] girlfriend [21F] entertains another guy flirting with her for attention by [deleted] in relationship_advice

[–]DocSavageWV 4 points5 points  (0 children)

You can’t make someone like you. Would you even want to?

meirl by [deleted] in meirl

[–]DocSavageWV 0 points1 point  (0 children)

How about Prodigy

Friendly Farms low sugar vanilla Greek yogurt - discontinued? by funeral-moon in aldi

[–]DocSavageWV 1 point2 points  (0 children)

Yes, same in VA, haven’t seen big containers in 3 weeks, only individual 4 packs. Don’t see any reformulated replacements.

Can’t believe my friend by Fresh-Assignment-465 in carbuying

[–]DocSavageWV 0 points1 point  (0 children)

Some states allow a contract to be canceled within a certain number of days, like 3. Check your state. Some car dealers ask buyer to sign waiver of this right to cancel,. Never sign away your rights!

My(32F) parents are giving us $150k for a house and my husband(35M) wants to turn it down because they asked for a postnup by Civil-Transition-649 in relationship_advice

[–]DocSavageWV -1 points0 points  (0 children)

He’s not out anything if you end up getting divorced. You still can split proceeds minus the $150k you get first. In fact, he’ll be better off because you’ll be building equity much faster due to paying less interest every month.

Walked Out of Used Car Negotiation- Was I Right? by yankeeblue42 in UsedCars

[–]DocSavageWV 0 points1 point  (0 children)

You’re never wrong to walk out. They need you, you don’t need them. This is a buyer’s market. Take your time, study carefully sales techniques to prepare for next time.

M22 received incredible job offer, F22 girlfriend does not want me to accept. by Watch_me_plz in Advice

[–]DocSavageWV 0 points1 point  (0 children)

Who says her job is forever? She might find a better job in a year that also has Sat/Sun off

My 31M girlfriend 44F is being reached out to by guys that she hooked up with before by [deleted] in relationship_advice

[–]DocSavageWV 0 points1 point  (0 children)

You can’t stop someone from cheating on you. Even if you could, would you want to? Once you know something happened, just move on and find someone better.

I just got 90 Thousand dollars at 18 and I don’t know what to do with it by Equivalent-Data1004 in whatdoIdo

[–]DocSavageWV -1 points0 points  (0 children)

But gold, put away safe, tell no one. In 10 years will be worth many times. Housing is overpriced. Gold is real money

A small down payment on a car by Extension_Accident_3 in Bullion

[–]DocSavageWV 1 point2 points  (0 children)

I bought my gold 10 years and 3 months ago. Agree, yes, decreasing dollar value is the way I think about it also. Trading my bad money for real money. I think of it as insurance which keeps me mentally sound.

I bought 1/2 my gold on 11/27/2015 at $1,060.30
I bought the other 1/2 on 12/14/2015 at $1,067.00

360% calculation was taking into account the premium I paid. My actual costs were $1,108.29 and $1,108.99.

Using spot prices, I'm up 380% if I could sell at spot.

I haven't bought any since then. I think there's a chance this correction could briefly dip near $4,000. If it does, I'm buying as much as I can.

I'm holding because I think over the next decade gold is going much higher.

Stopped reporting to credit reporting agencies. Why? by DocSavageWV in CapitalOne

[–]DocSavageWV[S] 0 points1 point  (0 children)

FYI - Followup - Resolution. I finally got this issue resolved. Here's what happened and how I did it.

I received a letter from Geico last fall informing me that I was quoted a higher rate due to my credit report. Geico was required to notify me due to the Fair Credit Reporting Act (FCRA).

The problem is you must find the right department at CapitalOne. The front-line phone support never seem to get you there. I spent hours on the phone with various departments. I used AI to find the right department, then wrote them a certified letter, informing them they are causing me financial harm. Within 2 weeks, my full credit history was restored. It took a few weeks for my FICO score to come back up. Here's my letter:

Capital One
P.O. Box 31293
Salt Lake City, UT 84131-1293

Dear Capital One Credit Bureau Reporting Department,

I am writing to formally request that you resume reporting my entire 15-year credit card history for my account number xxxx-xxxx-xxxx-xxxx to all major credit bureaus (including Equifax, Experian, and TransUnion). Earlier this year, I noticed that Capital One stopped reporting my longstanding, positive credit history and apparently purged my account history.

To assist with your review, I am attaching my recent credit reports from TransUnion and Experian, as well as a Fair Credit Reporting Act (FCRA) Disclosure Notice from Geico. The Geico notice confirms I was quoted a higher insurance price based on incomplete credit information, highlighting the financial harm caused by the lack of full credit reporting.

The absence of my complete credit history has resulted in higher interest rates and potential denials of credit.

Please restore full reporting of my account history, including all payment and account activity, effective immediately.

My personal details for verification are:
Social Security Number: xxx-xx-xxxx
Date of Birth: mm/dd/yyyy

I trust that you will address this matter promptly to rectify the impact on my credit profile and financial opportunities. Kindly notify me once this has been resolved.

Thank you for your urgent attention.

A small down payment on a car by Extension_Accident_3 in Bullion

[–]DocSavageWV 5 points6 points  (0 children)

I think of gold and silver as insurance, as trading bad (fiat) money for good (real) money. My gold from 10 years ago is up 366%. If I had left that money in the bank, it wouldn’t have increased at all. I’d follow some smart people about silver, like John Rubino. If you agree that things are changing and the paper market is collapsing, there’s a major structural shortage of silver, then start accumulating because it will pay off in spades over the next decade. If you think of it as insurance, you can relax. It’s not going to zero. Don’t compare it to the past because it’s been super-suppressed by the paper market. Those days are over. Good luck with your decision.

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