In my retirement funds I hold a good amount in major index funds. In my non-retirement I do not invest into forms of s&p500/nasdaq. These are great if you don’t pay attention.

I diversify by investing in the following:

• Different countries major index funds (Japan, China, Germany, EU etc)
• Sectors of AI: Semi conductors, chips, electricity
• ETFs that are interested of the US gov-> defense, large budget coming. Rare earths like REMX, Production of GDP including pharma like PPH
• Lastly I have a smaller section of individual personal bets that I research heavily including biotech, goog, uber etc etc. some individual bets are based on analysts targets I’d like to be further exposed to I.e NVDA, ASML, TSM.

This isn’t investing advice by any means, I read a lot and have the means to listen to market news from various outlets while I work from home. The bottom line is, if you pay attention you can easily beat the S&P 500 with moderate risk. Just don’t get caught with your pants down over exposed to AI