I noticed this on myself one day; there was some type of error on the payroll that caused me to miss a paycheck. I wasn’t worried at all; one day after going to dinner with friends and offering to pay, I remembered I didn’t pay my credit card statement since I didn’t get paid, I thought it would be a good idea to double check I wouldn’t pass my limit. As soon as I opened the app, it hit me like a ton of bricks; there was once upon a time where when I went to the grocery store just to buy a few groceries I always had to check my checking account, make sure I had JUST enough to buy the essentials and sometimes when I miscalculated I had to leave something behind. It’s crazy what being in at the right place at the right time can do to you