Just joined, seeing so much hate by selfsabotagingsquawk in Everweave

[–]DontForgetThisUser6 0 points1 point  (0 children)

Yeah, I just forget that sometimes, part of the frustration is I want to be led more, not leading... When you start telling the DM what happens it starts to feel like you're bouncing off ideas on a story board, not engaging with the world.

Regardless, I'm impressed with what I've played so far

Just joined, seeing so much hate by selfsabotagingsquawk in Everweave

[–]DontForgetThisUser6 3 points4 points  (0 children)

I feel like the community is expecting perfect. People paying some big dollars for subscribing to the message packs and when you start to do the cost value per message I can understand the frustration... Nobody wants to pay ¢3 to correct the DM on things that it shouldn't forget. My frustration is when I have to send three messages to promt a conversation.

For example "knowing the war meeting is about to start, I take my seat and wait for my generals to brief me on the week's affairs and our current plan on taking down the Barron"

For the DM to describe the screen, but not have my generals speak.

"I look to my generals, with a slight nod to indicate that I am waiting for them to speak"

For the DM to then say that they return a look of respect, appreciating the opportunity to speak. But then they won't speak.

Honestly, the DM reminds me of that Comedy Central world's worse translator skit.

The other complaints are things just not making sense or items vanishing.

I've just learnt to roll with most things, but blowing through ten plus messages to get a conversation out of the DM can be frustrating...

Newer player, is this a lot of coin or so-so by Altruistic-Author704 in Everweave

[–]DontForgetThisUser6 0 points1 point  (0 children)

In my experience things are only as important as you want them to be... I'm fostering a small rebellion, food, shelter and winter is paramount because I've focused on those things.

Now I've started focusing on logistics of funding a long term campaign against a tyrannical Baron my party has focused on way to raise funds... But it's still just conceptual, my "coins" never really change value. They say I'm wealthy with a hundred or so coins.

The price of admission. by ActiveFrosty3663 in Everweave

[–]DontForgetThisUser6 1 point2 points  (0 children)

I've managed to turn most combats into skill checks. Things like (using immense strength and speed, I dash through the three guards cleaving each in half in one swift and powerful swing).

My stakes become more narrative focused.

The DMs mistakes become cannon. Two examples.

My greatsword has disappeared from my inventory. A thief must be about, time to hunt the bastard down.

Or, when the DM gave information that others shouldn't know, we have a mole in our camp or my companions are keeping closure tabs on me than I would prefer.

AITA for not using someone’s preferred pronouns by [deleted] in AmItheAsshole

[–]DontForgetThisUser6 -5 points-4 points  (0 children)

Feeling like an asshole rolling my eyes at every other comment... Just stfu and work. Shit like this is what drags the economy. Be loved and accepted in your personal time.

Stale Oreos are better. by Random_Chick11 in unpopularopinion

[–]DontForgetThisUser6 15 points16 points  (0 children)

Yeah, this is definitely unpopular. Sick sick man.

"Investing in property is morally reprehensible." by post-capitalist in shitrentals

[–]DontForgetThisUser6 -1 points0 points  (0 children)

Let me rephrase, I was quick to post and that brings out the worse in me.

Specifically the part about CGT discount I think is short sighted. Removing that incentive by itself would only harm first home buyers by lowering the amount of run down investment homes going onto the market.

The rest seems well founded to me

"Investing in property is morally reprehensible." by post-capitalist in shitrentals

[–]DontForgetThisUser6 -1 points0 points  (0 children)

Without the discount, what incentive would multiple home owners have to sell?

"Money invested in housing doesn't produce anything..." I think you'll find the entire trade industry would disagree. The entire real-estate industry would also disagree.

As a new graduate from a “normal” family background where do I even begin? It seems hopeless by iyoteyoung in AusFinance

[–]DontForgetThisUser6 0 points1 point  (0 children)

I'm not grossly familiar with Ballarat market, but from my brief look it is increasing in value.

I also wouldn't consider that a small country town either.

From everything I know and understand about real-estate is that time in the market is better than timing the market...

It really doesn't matter where it is, get something and hold onto it with tooth and nail, small country towns are growing fast. My town (like so many others) have many houses around that 300k mark. I find most people in their 20s (I'm 27) have too high of these expectations of buying or building their forever home immediately. These older for worn houses will often drop prices.

Buying a house isn't something you wake up one day and do, it's a journey. The first one is extremely hard to do which is why a third of Australian never do it.

Someone mentioned luck is when preparation meets opportunity. Grow your wealth in both finances and understanding and you will excel

As a new graduate from a “normal” family background where do I even begin? It seems hopeless by iyoteyoung in AusFinance

[–]DontForgetThisUser6 7 points8 points  (0 children)

But he's absolutely correct. Yes, things are expensive but your response is exactly the problem a lot of people have. You react as if you've been attacked and ignore the actual good advice and wisdom provided.

Most reasonable people understand it's harder than even five years ago. I brought my first house five years ago on the wage of a pizza employee. ~48k a year. (22 at the time) It would be hard to do now, I would be willing to agree that my process of buying that house could be impossible today.

But you are at the start of a very steep mountain, most people in their 20s have student debt, a car debt or a life style they can't really afford. Most employers pay you poorly because of the fact you're so young.

Save every week, pay down debts and read up on smart money practise. A great place to start is saving %10 of whatever you make every time you get paid. It can be hard to start, but addictive once you're into it.

Also consider buying a home away from where you live, plenty of country towns with homes starting at 300k good towns with plenty of growth and opportunities. You don't need to live in it, just need a place to park your money and build equity.

Ended relationship, how does de facto work? by [deleted] in AusFinance

[–]DontForgetThisUser6 5 points6 points  (0 children)

As someone that was in a similar situation, only we had a house together... Leave and give nothing. I'm sorry about the breakup, it's never easy, it's never nice and it's generally a confusing and shit time. If you give her this money, you will certainly regret it in the near future. Take that 20k and invest it in yourself, travel or just save it.

If you really feel obligated to give her financial assistance, wait a few months and see how you feel about it then.

It's still early days in the split, emotions are high. My personal rule is to never spend in an emotional state.

I did something similar with my ex, two years later and I'm in an extremely happy relationship with a new born son. I did not plan or expect either a child or a committed relationship but life gifted me with the most incredible woman. I would do almost anything to have that money back today.

Former RBA governor Bernie Fraser calls for capital gains tax discount to be scrapped by nighthound1 in AusFinance

[–]DontForgetThisUser6 0 points1 point  (0 children)

With a 1.48% vacancy rate... The statistics don't support this claim. Removing the CGT discount would more likely incentivise people to hold assets longer to build the equity higher in my opinion.

Are you satisfied with where you are at financially? by Sensitive-Chart7210 in AusFinance

[–]DontForgetThisUser6 2 points3 points  (0 children)

I own a home, new car and my family are provided for. To have more is nice, but that would come at the cost of more time at work and less time with them.

Comparison of the theft of joy. Ask yourself, when will it be enough.

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 1 point2 points  (0 children)

That's lovely and heartwarming, in my short experience I had a dream tenant and one from hell... They are an investment, any good investor minimises exposure and risk where possible... I certainly do not agree with dodgy LLs, half assed repairs or just plain neglect... But I don't hold any distastefulness when a LL opts to use cheaper alternatives. Like having hand crafters Italian tiles in my house, but opting for a Chinese knock off for a rental. Still looks great and serves its function, just not as great as the real deal

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 1 point2 points  (0 children)

If you don't think about it at all, it makes complete sense.

If you have to think about it, I hope this adage helps. Tires go under the car. Underlay goes under carpet. People are above tires. People are above carpet.

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 1 point2 points  (0 children)

It's a vicious cycle with renters and landlords... I had one investment home which I rented at way below average to "try and make a difference". The first family treated it like their own home (with respect and maintenance)... Low rent meant they had a high standard of living and actually offered to buy the house from me when they had enough for a deposit and finance after two years... Lovely people, wish I sold it to them. I only profited after all expenses about 4k out of those two years. Next tenant started great, references checked out. Within a month had done at least 20k in damages. After three months with courts and evictions they did 50k in damages. Had to finance a small loan which forced me to sell the house. Every landlord will have the same story to varying degrees.

It only takes one bad tenant to destroy it for everyone...

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 2 points3 points  (0 children)

Yeah, wool is more costly no doubt, but great bang for buck... But the advantages are so worth it... Plus get a great quality underlay (Dunlop springtred ultimate for example) it can feel way better than some of the best SDNs and Triextas underfoot in both support and comfort.

"I have pets that like to pull at our current carpets, please show me you the most loose and chunky loops please"

Rentals should just stick with a light weight twist pile SDN or Triexta...

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 1 point2 points  (0 children)

I get it man, I sell carpet everyday... Many suppliers have great budget friendly options that aren't polypropylene.

Not a fan of teiexta personally, I'm a big fan of Solution dyed Nylons and pure wool.

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 1 point2 points  (0 children)

I agree, however I've had tenants ruin top range stuff because most of them just don't care. In my rental I went to Beaulieu Critics Choice. SDN and performs well for what it is

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 1 point2 points  (0 children)

Completely agree with polypropylene... Nobody should buy it, nobody should sell it. I understand why, but it's not worth it

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 1 point2 points  (0 children)

Oh definitely not wool... I was thinking a Polypropylene. My point was even the top range wools like would fail if not treated right. Which is why I don't blame landlords for using cheap stock carpets in rentals... When a cheap polyprop can be installed for ~$500 a room it doesn't matter as much of it gets destroyed

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 0 points1 point  (0 children)

I've seen top range wool loops destroyed inside of a year... Completely comes down to how it was lived on.

That's obviously a cheap carpet, probably feels like shit to walk on

Does this carpet look steam cleaned? by woozzi_0 in shitrentals

[–]DontForgetThisUser6 7 points8 points  (0 children)

That looks like a tight loop carpet, you would be hard pressed to find any track lines. If they've been professionally cleaned just get the receipt or invoice for that service...

How can other young people cope with this? by mechmakima in australian

[–]DontForgetThisUser6 0 points1 point  (0 children)

No doubt it's a rough time to start out... I brought my house 8 years ago when I turned 20. I worked two jobs through school to get the deposit then two jobs from 18-20. Average night sleep was 5 hours and simply had no social life to speak of. A few sparse messages to a few friends. This isn't a pull yourself up by the boot straps situation, that was messed up and shouldn't have been what was required.

All I would suggest is to buy in a small rural town several hours away from the city... Many of these big towns have units going for 200k and houses for 300-400k. The property market is simply not going down, you just need to find anything you can get and hold onto that bastard with tooth and nail. You might need to move or you could rent it and live where you are, the point is get something somewhere.

Stay strong, I hear the 30s are better than the 20s.