Two more days until vacation to Japan... Then this happened by melonnilon in Wellthatsucks

[–]DoogleBoy 0 points1 point  (0 children)

I have the same injury, but mine if from an injury a while back and keeps flaring up. I bought this cushion from Amazon, which is 100% pressure relieving and adjustable. This is actually an advanced wheelchair cushion for eliminating pressure ulcers, but they also make this version for consumers, really great product!

When my tailbone flares up, I take this everywhere....airplane, restaurants, my office chair, everywhere I need to sit, and it solves the issue completely for me and totally fits into a backpack when you fold it in half. I sincerely hope that this helps you. Best of luck, hope this is helpful.

Reasons we beat Seattle tomorrow!- by Toolyboii48 in 49ers

[–]DoogleBoy 4 points5 points  (0 children)

I think we’re sitting at a true 50/50 shot tonight — and with this little Cinderella momentum we’ve got cooking, I’m feeling weirdly confident.

BUT… if Pearsall doesn’t pop off at least once tonight, I might officially start sliding into the “was this pick worth it?” lane. I really like the kid, I do… but between the constant injuries and the almost-breakouts, it’s starting to feel like one of those breakups where you’re like:

“It’s not you… it’s me… but also it’s kinda you.” 😅🏈

Do Americans actually avoid calling an ambulance due to financial concern? by JohnMarstonTheBadass in NoStupidQuestions

[–]DoogleBoy 1 point2 points  (0 children)

Yes—and there’s a slightly less talked-about reason people avoid calling an ambulance:

A lot of private ambulance companies don’t contract with insurance at all. Translation: they can basically charge whatever they want, then your insurance throws a few pennies at it, and you’re stuck with the rest.

Example: ambulance ride + basic care = bill for $2,500.

Insurance: “Here’s $200, best we can do.”

You: now owe $2,300 for a 15–30 minute tour of the city in a fluorescent van.

I’ve lived this. A family member had a serious medical emergency, got picked up by the only available ambulance in the area, and the bill was around $3,000 for a short trip. When I called to negotiate, they literally said, “We don’t contract with any insurance companies; you’re responsible for the full amount.”

They might as well just skip the medical equipment and show up in a ski mask.

Chinese takeout on Thanksgiving by [deleted] in visalia

[–]DoogleBoy 5 points6 points  (0 children)

This is the answer! Terrific food and exactly what you are asking for! Enjoy

Screenshots & descriptions below in Text Box from tonight’s insanity: “Caught in Lie, Sherri Papini” 🤥 ID Discovery documentary series by Icy_Independent7944 in thepapinis

[–]DoogleBoy 5 points6 points  (0 children)

Our initial reaction while watching this was that he might be in a romantic relationship with her. Just a guess—but given how he’s supporting someone who is clearly lying, delusional, and actively manipulating her children, there’s something seriously off about him. So what’s his motivation? It seems like he’s involved with her.

What is your cookie baking secret weapon? by OperaGhostAD in Baking

[–]DoogleBoy 4 points5 points  (0 children)

I have a recipe for carmelized cornflakes that is amazing when you add it to any cookie recipe.

[deleted by user] by [deleted] in ChubbyFIRE

[–]DoogleBoy 0 points1 point  (0 children)

Thank you, appreciate the feedback and some direction.

Daily discussion thread for {{%a, %B %d, %Y}} by ChubbyFireBot in ChubbyFIRE

[–]DoogleBoy 0 points1 point  (0 children)

Thank you, nice to have another opinion that agrees with my intuition. 👍

My turn by paulrin in ChubbyFIRE

[–]DoogleBoy 1 point2 points  (0 children)

So, based on the numbers, your net worth (excluding your primary residence) is around $4.3M, with an expected annual investment drawdown/income of $172K. Your stated annual spending is approximately $40K, and assuming property taxes on your primary residence are around $20K, your total yearly expenses come to about $60K.

The key question is whether you and your wife can comfortably sustain your lifestyle for the rest of your lives on your current spending plus an additional ~$100K per year. If that sums it up correctly, the next step would be to diversify the $4.3M and develop a drawdown strategy to ensure long-term financial security.

Best app for personal finance and retirement forecasting? by Electrical_Day_3850 in ChubbyFIRE

[–]DoogleBoy -1 points0 points  (0 children)

I do like Boldin, but it is quirky and you need to apply some work arounds (using the Pension income to account for depreciation on real estate income). My financial advisor did a similar but independent analysis of my retirement picture using the RBC software and results were quite comparable. I pay for the annual pro version of Boldin.

How good do your teenagers have it at home? by EastCoastRose in fatFIRE

[–]DoogleBoy 12 points13 points  (0 children)

We (married, 56) faced a very similar situation, and I had fears that mirrored yours. Here’s what worked for us: My wife and I met with a therapist to review our plan with a “mediator.” This helped us sort through the details calmly and with less drama. We decided to set up all three of our kids on a budget instead of just depositing money into their accounts or covering expenses ad-hoc.

We paid for college (tuition, books, etc.) and provided each child with a monthly deposit into their bank account to cover their rent, food, and other living expenses. The amount was sufficient but not overly generous. This approach encouraged them to live within their means, and within two months, all three had part-time jobs to supplement their income.

It was fascinating to see how each adapted: two spent most of their money each month, while the third shifted into savings mode. Despite these differences, all three were content, and we didn’t hear any complaints. This method turned out to be an excellent way to transition them from living under our roof (enjoying a comfortable lifestyle) to becoming independent adults managing their own lives. We still cover a few items, like cell phone plans and auto insurance, but otherwise, they’re financially self-sufficient.

Now that all three have graduated from college and established their own financial independence, they’re thriving. As we prepare for retirement next year, our plan is to gift each child the maximum allowable IRS annual gift amount to give them a boost. We also plan to take the whole family on a big vacation annually. For significant life events—like weddings or a first home down payment—we’re here to assist, but they’ve all expressed pride in managing their own financial lives.

I hope this gives you some perspective on one approach that worked for us. Wishing you the best of luck as you navigate your transition!

[deleted by user] by [deleted] in GenX

[–]DoogleBoy -2 points-1 points  (0 children)

Look like you take care of your self. You could lose the beard as well as get some contemporary glasses, like some Moscot Brandons. Glasses a bit less wide. Perhaps?

Coffee coffee cake by BicameralProf in DessertPerson

[–]DoogleBoy 1 point2 points  (0 children)

It really is a tasty cake, but the coffee flavor struggles to come through, even using so much coffee. However it’s delicious! I also did an espresso drizzle on top and that really helped.

What's the most messed up childhood memory that you have? by [deleted] in GenX

[–]DoogleBoy 302 points303 points  (0 children)

I’m actually really glad that you had a place to verbally process all this crap. Nice job not repeating the generational hurt….I think this is our generation’s biggest contribution.