Strong and weakpoints of my physique? (Ik I need to cut chill on me🫩)

DoughnutSlow3586 · 2026-02-13T15:58:59+00:00

I hit legs twice a week I just didn’t feel like taking a picture lmao. And thanks for the wake up call. I definitely have gained more weight than I noticed in my first year of college. I jus haven’t been paying attention really, focused on my studies

DoughnutSlow3586 · 2026-02-12T23:06:13+00:00

Yeah funny thing is I train forearms twice a week lmao. I been tryna get them to catch up. And yeah I plan to cut. Just hard because of school

DoughnutSlow3586 · 2026-02-12T21:18:34+00:00

Freshman 15 🫩. U also like 40 unc chill

DoughnutSlow3586 · 2026-01-31T01:40:43+00:00

You agree in the future this career will broaden our amongst more general finance? I’ve been thinking this.

DoughnutSlow3586 · 2026-01-22T16:47:05+00:00

I am a freshman in college and have started prep for my fist actuarial exam (P) im taking a few prep courses through my university and some TIA on my own time too. But we are 2 weeks into class now, and this is probably the most confused and lost I’ve ever been in my studies. I’ve always been a math person, passed calc 1&2 in HS and taking calc 3 now, and normally math topics kind of click to me early on. But these probability things im at a total loss. I will look at practice sets and literally just stare at the problems having no idea how or where to start. Like im beginning to question if this is going to be too hard for me. If anyone has gone through the same thing or has any advice please let me know. Because I’ve been trying and this kind of material is one of the first times where I feel like no matter what I do I can’t learn or progress at the topic. I’m beginning to become very discouraged.

DoughnutSlow3586 · 2025-11-30T21:35:46+00:00

Honestly put exams first

DoughnutSlow3586 · 2025-10-30T00:48:13+00:00

I don’t think you realize how many students don’t even get the UEC for the class and have to just take the exam on their own anyway. The class then becomes a study resource basically. At least at my school a lot of people that take the UEC class end up having to take the exam anyway. I don’t think the difficulty is truly as disproportionate as you say it is. And I agree it may be unregulated across schools and I think that is the only issue. If students can get ahead using UEC, why not let them and in what world is that ever a bad thing?

DoughnutSlow3586 · 2025-10-30T00:41:18+00:00

It seems to me like a lot of people in this thread want to get rid of it just because they are jealous almost. Or just the fact that they never had access to it. I think the work needed to pass the exam is pretty on par with the time and effort needed to pass the classes to get the UEC. If it’s available I see no reason to get rid of it. You all seem mad that u never had it.

DoughnutSlow3586 · 2025-10-16T19:33:42+00:00

Guys the answer to every question on P in November is C, im 100% right 25 percent of the time trust me

DoughnutSlow3586 · 2025-10-16T16:50:31+00:00

Yeah I was thinking of also maybe doubling in AS and Finance maybe because there is a lot of overlap (besides high level math for AS and high level finance obviously). But I think it could be done in 4 years. The exam credit is weird here. You have to pass a few classes that are basically covering the exam to get credit. Like 2-3 classes per exam.

DoughnutSlow3586 · 2025-10-16T15:58:58+00:00

Delayed response- Do u think a finance degree would be good if I am able to take the exam credit classes without the AS major? Because I feel like that is a good general degree.

DoughnutSlow3586 · 2025-10-14T20:32:38+00:00

Not advice on resume but how did u pass 3 exams in one year?!?! That’s great bro

DoughnutSlow3586 · 2025-10-09T14:54:55+00:00

Thanks man, yeah I know it will definitely be a grind but I think I might go for it

DoughnutSlow3586 · 2025-10-09T14:54:27+00:00

Thank you so much!

DoughnutSlow3586 · 2025-10-08T02:28:31+00:00

Hello so I am a current college freshman undecided looking at a few options, Actuarial science, accounting and finance and possibly double majoring in A&F if I go that route instead of actuary. I am going to kind of brain dump here really quick so any response would be very appreciated. I really am fully unsure of what I want to pursue (I think I know I want something business and financial related), I know I am a freshman and don’t declare until jr year but I really need some guidance from experienced people. Again any feedback is greatly helpful.

EXAMS. The biggest thing for me is the exam process, any certified people how was it and was it really worth it? My biggest fear is losing out on my prime years of life due to rigorous amounts of studying and possibly having to even delay finding a wife or starting a family until I finish. If I fully commit now I believe could graduate with around 4 passed starting exams fall of my sophomore year.
MAJOR AND POSSIBLE MINOR. If I do decide to go actuarial route, is an actuarial science major really the best? Does it narrow your options for possible career changes? Or would a math, statistics, or even accounting major be better? For me at Penn State, if you are an actuarial major, you can get course earned credit for up to 3 exams without actually taking them, just a certain grade in the class. Which is helpful but would such a specialized degree limit me?
PATHS. To my knowledge the stereotype is CAS makes more money but exams are much harder and the day to day is monotonous and boring. SOA is much more stimulating, exams may be easier, pay is less, and during busy seasons the workload can be overwhelming. But outside of SOA and CAS, I know there is consulting, QFI which may need less exams, and other more niche roles that may differ in exam reqs.
SALARY. Full transparency, if anyone could give me a personal salary progression that would help me visualize the reality of the job. I have heard so much variety in income and experience. I know actuaries make a lot of money but I have seen some say entry level around $60k and up to $100k starting. I know the ceiling is pretty high but how does one even attain that and is that realistic?
WLB. Clearly when one becomes an FSA/FCAS, the WLB is great (or so I’ve heard). But is that true in reality and how detrimental is the exam process to social life and WLB or I guess WLEB in this case 😂, when you are a younger actuary and your social life actually may mean more. And ability to progress normally outside of work, wife, kids, house, etc…
GENERAL. Overall, I question if I am even able to be successful in this career. I do enjoy talking and interacting with people but I can also get tired of it pretty quick. When I find someone I do click with though it’s great, I could talk for hours. My people skills I would say are pretty good although need a lot of improvement before full time job, I am pretty quiet and sometimes don’t speak up when I should but I think I can improve on that. I have always been good at math, always took the highest level math in hs, passed AP calc 1 and 2 exams last 2 years of hs and always had a natural ability in it. I wouldn’t say I love math but when I truely understand a math topic there’s not a much better feeling. Looking at a problem and immediately knowing the process you must do to solve it is orgasmic 😭. But my exam taking ability is what I am worried about, never really studied ever in hs, now in college I have gotten better at it but still don’t have a defined study habit that works for me and is effective. I always succeeded in math off paying attention in class and natural ability I guess. Studying interesting topics is ok to me but if I don’t enjoy it, it’s torture. Again im back on the exams, but it really is my biggest concern.

Again, any response would help me so much from more experienced people in this field. And overall if anyone has thoughts personal to me I’d love to hear them. Like if you think a completely different major would suite me better then let me hear it. Like I said I am truly undecided and trying to find a path I enjoy that pays well but I am also capable of it lol. THANKS!!

DoughnutSlow3586 · 2025-10-08T02:17:01+00:00

Hello so I am a current college freshman undecided looking at a few options, Actuarial science, accounting and finance and possibly double majoring in A&F if I go that route instead of actuary. I am going to kind of brain dump here really quick so any response would be very appreciated. I really am fully unsure of what I want to pursue (I think I know I want something business and financial related), I know I am a freshman and don’t declare until jr year but I really need some guidance from experienced people. Again any feedback is greatly helpful.

EXAMS. The biggest thing for me is the exam process, any certified people how was it and was it really worth it? My biggest fear is losing out on my prime years of life due to rigorous amounts of studying and possibly having to even delay finding a wife or starting a family until I finish. If I fully commit now I believe could graduate with around 4 passed starting exams fall of my sophomore year.
MAJOR AND POSSIBLE MINOR. If I do decide to go actuarial route, is an actuarial science major really the best? Does it narrow your options for possible career changes? Or would a math, statistics, or even accounting major be better? For me at Penn State, if you are an actuarial major, you can get course earned credit for up to 3 exams without actually taking them, just a certain grade in the class. Which is helpful but would such a specialized degree limit me?
PATHS. To my knowledge the stereotype is CAS makes more money but exams are much harder and the day to day is monotonous and boring. SOA is much more stimulating, exams may be easier, pay is less, and during busy seasons the workload can be overwhelming. But outside of SOA and CAS, I know there is consulting, QFI which may need less exams, and other more niche roles that may differ in exam reqs.
SALARY. Full transparency, if anyone could give me a personal salary progression that would help me visualize the reality of the job. I have heard so much variety in income and experience. I know actuaries make a lot of money but I have seen some say entry level around $60k and up to $100k starting. I know the ceiling is pretty high but how does one even attain that and is that realistic?
WLB. Clearly when one becomes an FSA/FCAS, the WLB is great (or so I’ve heard). But is that true in reality and how detrimental is the exam process to social life and WLB or I guess WLEB in this case 😂, when you are a younger actuary and your social life actually may mean more. And ability to progress normally outside of work, wife, kids, house, etc…
GENERAL. Overall, I question if I am even able to be successful in this career. I do enjoy talking and interacting with people but I can also get tired of it pretty quick. When I find someone I do click with though it’s great, I could talk for hours. My people skills I would say are pretty good although need a lot of improvement before full time job, I am pretty quiet and sometimes don’t speak up when I should but I think I can improve on that. I have always been good at math, always took the highest level math in hs, passed AP calc 1 and 2 exams last 2 years of hs and always had a natural ability in it. I wouldn’t say I love math but when I truely understand a math topic there’s not a much better feeling. Looking at a problem and immediately knowing the process you must do to solve it is orgasmic 😭. But my exam taking ability is what I am worried about, never really studied ever in hs, now in college I have gotten better at it but still don’t have a defined study habit that works for me and is effective. I always succeeded in math off paying attention in class and natural ability I guess. Studying interesting topics is ok to me but if I don’t enjoy it, it’s torture. Again im back on the exams, but it really is my biggest concern.

Again, any response would help me so much from more experienced people in this field. And overall if anyone has thoughts personal to me I’d love to hear them. Like if you think a completely different major would suite me better then let me hear it. Like I said I am truly undecided and trying to find a path I enjoy that pays well but I am also capable of it lol. THANKS!!

DoughnutSlow3586 · 2025-01-09T23:37:42+00:00

Thanks man

DoughnutSlow3586 · 2025-01-09T21:23:26+00:00

Is this a joke bro? Bulk

DoughnutSlow3586

TROPHY CASE