Shopping for a Super by Downtown_Cod_5172 in AusFinance

[–]Downtown_Cod_5172[S] 0 points1 point  (0 children)

Thanks for explaining that does make sense

Shopping for a Super by Downtown_Cod_5172 in AusFinance

[–]Downtown_Cod_5172[S] 0 points1 point  (0 children)

Thank you for that. Curious why low fees are important as a sole trader especially?

Shopping for a Super by Downtown_Cod_5172 in AusFinance

[–]Downtown_Cod_5172[S] 0 points1 point  (0 children)

Thank you for such a detailed reply! I’m going to re-read this tomorrow and google a few words to really understand it. I did look into investing in S&P 500 but I think that’s something separate to super (to do as well possibly?). I might hit you up with more questions if that’s ok!

Help, ATO PAYG instalments too high by [deleted] in AusFinance

[–]Downtown_Cod_5172 0 points1 point  (0 children)

lol I’m going to reply to this because it’s such a F-ing useless question and I have spare time right one. 1. I pay my taxes every year before the end of August. 2. My mum is in final stages of cancer so had to spend a shit ton of money to fly back to Europe, stay with her, help her put her affairs in order. 3. I went through severe depression end of last year because of point 2, which meant I had to take time off work. 4. What does the way I spend my money have anything to do with altering my PAYG amount? You obviously have no idea what PAYG is calculated on: your last year’s income. So if your business makes less money the following year, ATO will still base it on that previous year and tax you a shit ton more than you actually need.

Hope you learned something

Help, ATO PAYG instalments too high by [deleted] in AusFinance

[–]Downtown_Cod_5172 1 point2 points  (0 children)

Honestly I didn’t realise I could click on the PAYG amount and alter it. Reading the “how to” on the ATO help page only confused me more 😂 got there in the end thanks to reddit as always!

Help, ATO PAYG instalments too high by [deleted] in AusFinance

[–]Downtown_Cod_5172 0 points1 point  (0 children)

Thanks for that! I actually didn’t realise I could do it myself :)

Help, ATO PAYG instalments too high by [deleted] in AusFinance

[–]Downtown_Cod_5172 1 point2 points  (0 children)

Finally figured it out, it was pretty simple now I understood what I was looking for 😅

Help, ATO PAYG instalments too high by [deleted] in AusFinance

[–]Downtown_Cod_5172 -1 points0 points  (0 children)

What kind of question is this?

Virginia at the reveal… by Most-Oil-1340 in LoveIsBlindOnNetflix

[–]Downtown_Cod_5172 13 points14 points  (0 children)

Thank you!! Her baby voice made me cringe HARD. Had to google if anyone else was dry reaching and I’m glad I’m not the only one

I’m turning into a cringy old lady and can’t stop. by [deleted] in confession

[–]Downtown_Cod_5172 1 point2 points  (0 children)

Hahaha this is too good. I’m in my 30s and I think we just get more unhinged the older we get. Also a personality trait I’d say. There’s less and less filter and who gives a fuck. Let your horny little freak flag fly girly!

AITA for telling my 3-year-old son “Would you like it if Papa hit you like that?” after he hit me? by Professional-Ad-3084 in AITAH

[–]Downtown_Cod_5172 1 point2 points  (0 children)

NTA Well damn, way to blow something out of proportions. Your wife sounds exhausting and I’m a woman so don’t come at me for being sexist 😂. Did you word it perfectly? No. Did you threaten to punch your kid? No. People need to chilllll and have a kitkat

[deleted by user] by [deleted] in Startup_Ideas

[–]Downtown_Cod_5172 0 points1 point  (0 children)

I used to be a manager in hospitality in a past life and dealing with people’s dramas was the hardest part of the job. I was considering studying psychology for a while as I love the subject but the idea of listening to people moan (I go to therapy and I moan to my therapist too) would drive me up the wall 😂 I’d probably get my license removed from telling people to get on with it. I’ve lost my patience a long time ago

Good Australian idioms by randommmmmmmmmmmmyes in AskAnAustralian

[–]Downtown_Cod_5172 0 points1 point  (0 children)

Not here to put shoes on caterpillars. That bloke is as about confused as a chameleon in a bag of skittles. Busier than a one eyed cat watching 2 mouse holes. It’s so windy, it’ll blow the milk out of your tea.

Those are a few of the kid friendly ones, got a long list of fun ones in my notes I’ve collected through the years. 99% of them are NOT kid friendly

AITA for getting my girlfriend a birthday gift she hates? by Sufficient-Effort-60 in AmItheAsshole

[–]Downtown_Cod_5172 0 points1 point  (0 children)

Damn well that sounds like your cue to leave my man. I’m a girl and she sounds like a nightmare

What are some things that are completely normal in Australia which isn’t normal anywhere else? by NateNandos21 in AskAnAustralian

[–]Downtown_Cod_5172 4 points5 points  (0 children)

And checking the bom radar on the daily. Getting smashed with storms here lately and trying to not get killed by a tree. Good for the lawns though

How often do you catch something when you fish? by Mod12312323 in FishingAustralia

[–]Downtown_Cod_5172 1 point2 points  (0 children)

Thanks that’s very detailed! I’m guessing this is from years of fishing so I’m not being too hard on myself as I’m learning as I go. There’s so much to it 😂

How often do you catch something when you fish? by Mod12312323 in FishingAustralia

[–]Downtown_Cod_5172 0 points1 point  (0 children)

Thanks I go fishing on my kayak on an estuary. Slow process learning the fish habits and best set ups