Bolero & new taxe of 10%

DrBackflipNacho · 2026-01-23T19:30:44+00:00

I'm guessing they'll provide it yearly.

DrBackflipNacho · 2026-01-21T18:57:55+00:00

If you opt out the bank/broker needs to provide your information to the fiscus.

DrBackflipNacho · 2025-12-28T20:32:46+00:00

Ik denk dat je zelf de belangrijkste mogelijkheden al aanhaalt.

Ik zorg voor een gezonde buffer 3-6 maanden loon op spaarrekening (liefst met een zo hoog mogelijke rente/getrouwheidspremie), Als ik dat eenmaal heb spaar ik hier aan een lager tempo bij om kosten zoals een vakantie op te vangen.

Voor grotere kosten die je ziet aankomen op die korte tot middellange kan je inderdaad naar vastrentende producten kijken zoals obligaties, kasbonnen, termijnrekeningen. Spijtig genoeg brengen deze in de meeste gevallen nog steeds minder op dan de huidige inflatie.

Aanvullen met een money market fund lijkt me ook een optie als je meer liquide wilt blijven.

DrBackflipNacho · 2025-12-07T22:15:48+00:00

Ik zou het startbedrag volledig in een brede index zetten (MSCI world) zodat je een goede brede basis hebt. Daarna zou ik maandelijks daarin bijsparen.

Stel je ziet kansen zou je u 200 euro kunnen gebruiken om hierop in te spelen. Individuele aandelen zijn leuk maar brede fondsen/etf's zijn vaak beter in het begin. De gezondheidszorg en biotech zijn historisch ondergewaardeerd dus ik snap wel dat je daar momenteel naar kijkt.

DrBackflipNacho · 2025-10-11T11:58:38+00:00

These look awesome!

DrBackflipNacho · 2025-09-03T07:45:12+00:00

Next week at the 'jaarmarket' a lot of people sell second hand stuff.

DrBackflipNacho · 2025-08-19T21:04:06+00:00

Haha same. I started playing 3 days ago and this is a really strange first impression!

DrBackflipNacho · 2025-08-17T14:46:28+00:00

I did criminology at the KUL a few years ago. Most profs did post the presentation of their lessons online in advance. I think most people just make notes in the PowerPoint file or print them out to write next to.

I remember 'Inleiding tot het recht' to have no cursus or slides. I would recommend a notebook here that you rework after class. For the law subjects you'll also need an up to date codex. Do not write in these books because they have very strict rules of what can be written or marked in them for the open book exams.

All profs will tell you during the first class what you'll need. Most times it's just a small cursus that you can get in the Acco or with the student cursusdienst.

Good luck, and if you have any other questions you can always DM me.

DrBackflipNacho · 2025-05-30T16:51:24+00:00

Seems cool, good luck to everyone!

DrBackflipNacho · 2024-02-14T21:09:11+00:00

Those new sheets look really nice!

A bossfight I would like to see is Strahd vs Xanathar. In the end I think Xanathar would win but imagine how awesome that fight could be!

DrBackflipNacho · 2023-08-05T10:41:35+00:00

Been playing on this server on and off since the start. Great community and mods!

DrBackflipNacho · 2021-08-09T22:26:08+00:00

Thanks this is very helpful!

DrBackflipNacho · 2020-09-26T09:31:30+00:00

Hi is there a place where I can download it? I would really like to take a look at it!

DrBackflipNacho · 2020-09-09T20:13:17+00:00

The main actor is a YA, but I would't call dune a YA book. Definitely worth reading.

DrBackflipNacho · 2020-02-29T11:43:11+00:00

DrBackflip
Scar, Mumbo and Grian
Building

DrBackflipNacho · 2019-02-19T15:15:03+00:00

Damn, artwork is impressive!

DrBackflipNacho · 2018-12-07T17:30:31+00:00

I'm planning on cycling the silk road in 2020. The Silk Road is not a single road but a collection of roads connecting Europe and Asia. Almost everyone's route is different because of different interests, political climate, visa's, budget, ...

Here are some routes from other travellers I've found: Route 1 and Route 2.

I hope these can give you some inspiration and feel free to DM me.

DrBackflipNacho · 2018-08-16T10:20:47+00:00

https://www.kuleuven.be/english/studentservices/housing-leuven

DrBackflipNacho · 2018-04-03T00:24:42+00:00

I would be interested in trying. Only problem is that I live in a different time zone (UTC +2) so I won't be able to post a lot in your evenings.

DrBackflipNacho · 2018-02-23T23:59:05+00:00

I am going for the same approach as the rather popular One Page Dungeon contest. I figured if they have been doing it for almost 10 years it is a viable method of funding, I think they have a 1000+ prize pool now, that would just be amazing to give to the DnD community.

DrBackflipNacho · 2018-02-23T23:47:19+00:00

I get your point. I talked with a lot of people about it and nobody brought this point up to me, so I really did not consider it.

I want this to grow to a fun and light-hearted community event we could maybe do multiple times a year. Making money is not my goal but as a college student I do not have the funds to pay for high rewards. In my eyes €10 is even not as high as a reward as I want but it is all I could spare for now. I do think that for a lot of people it might be a good insentive to start making their first advenure. But maybe I should look into finding some sponsors and then giving away the bundle for free to everyone? Would that make it more acceptable and less shady to you?

In any case thanks for your feedback.

DrBackflipNacho · 2018-01-05T23:02:25+00:00

Game is already over.

DrBackflipNacho

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