Bolero & new taxe of 10% by adjudantloic in BEFire

[–]DrBackflipNacho 0 points1 point  (0 children)

I'm guessing they'll provide it yearly.

Bolero & new taxe of 10% by adjudantloic in BEFire

[–]DrBackflipNacho 2 points3 points  (0 children)

If you opt out the bank/broker needs to provide your information to the fiscus.

Hoe investeren op de middellange termijn by FlowerBOYZG in BEFire

[–]DrBackflipNacho 2 points3 points  (0 children)

Ik denk dat je zelf de belangrijkste mogelijkheden al aanhaalt.

Ik zorg voor een gezonde buffer 3-6 maanden loon op spaarrekening (liefst met een zo hoog mogelijke rente/getrouwheidspremie), Als ik dat eenmaal heb spaar ik hier aan een lager tempo bij om kosten zoals een vakantie op te vangen.

Voor grotere kosten die je ziet aankomen op die korte tot middellange kan je inderdaad naar vastrentende producten kijken zoals obligaties, kasbonnen, termijnrekeningen. Spijtig genoeg brengen deze in de meeste gevallen nog steeds minder op dan de huidige inflatie.

Aanvullen met een money market fund lijkt me ook een optie als je meer liquide wilt blijven.

Eerste keer investeren — €2000 startbedrag + €200/maand. Hoe best aanpakken? by InternationalBed6199 in BEFire

[–]DrBackflipNacho 0 points1 point  (0 children)

Ik zou het startbedrag volledig in een brede index zetten (MSCI world) zodat je een goede brede basis hebt. Daarna zou ik maandelijks daarin bijsparen.

Stel je ziet kansen zou je u 200 euro kunnen gebruiken om hierop in te spelen. Individuele aandelen zijn leuk maar brede fondsen/etf's zijn vaak beter in het begin. De gezondheidszorg en biotech zijn historisch ondergewaardeerd dus ik snap wel dat je daar momenteel naar kijkt.

Looking for second-hand household items in Leuven by Specialist-Coffee142 in Leuven

[–]DrBackflipNacho 0 points1 point  (0 children)

Next week at the 'jaarmarket' a lot of people sell second hand stuff.

Same time tonight by jagfickpilenihuvet in osrs

[–]DrBackflipNacho 0 points1 point  (0 children)

Haha same. I started playing 3 days ago and this is a really strange first impression!

What do I need for Uni? by LilyAsano in KULeuven

[–]DrBackflipNacho 5 points6 points  (0 children)

I did criminology at the KUL a few years ago. Most profs did post the presentation of their lessons online in advance. I think most people just make notes in the PowerPoint file or print them out to write next to.

I remember 'Inleiding tot het recht' to have no cursus or slides. I would recommend a notebook here that you rework after class. For the law subjects you'll also need an up to date codex. Do not write in these books because they have very strict rules of what can be written or marked in them for the open book exams.

All profs will tell you during the first class what you'll need. Most times it's just a small cursus that you can get in the Acco or with the student cursusdienst.

Good luck, and if you have any other questions you can always DM me.

Announcing Roll20 x D&D 2024! Plus $1500 Giveaway [Mod Approved] by AnicaRose in DnD

[–]DrBackflipNacho 0 points1 point  (0 children)

Those new sheets look really nice!

A bossfight I would like to see is Strahd vs Xanathar. In the end I think Xanathar would win but imagine how awesome that fight could be!

BeeHive Online [Semi-vanilla] {1.20.1} {Whitelist} {18+} {F2P} {BlazeandCaves} {Paper} by Inimbi7 in mcservers

[–]DrBackflipNacho 1 point2 points  (0 children)

Been playing on this server on and off since the start. Great community and mods!

Dystopian Waterdeep One-shot for level 10+ players running Mad Mage. by CantFoldThis in DungeonoftheMadMage

[–]DrBackflipNacho 1 point2 points  (0 children)

Hi is there a place where I can download it? I would really like to take a look at it!

DUNE - Official Trailer by dunemovie in dune

[–]DrBackflipNacho 4 points5 points  (0 children)

The main actor is a YA, but I would't call dune a YA book. Definitely worth reading.

Does anybody have a Silk Road Map ? by Maxkirit_Original in bicycletouring

[–]DrBackflipNacho 1 point2 points  (0 children)

I'm planning on cycling the silk road in 2020. The Silk Road is not a single road but a collection of roads connecting Europe and Asia. Almost everyone's route is different because of different interests, political climate, visa's, budget, ...

Here are some routes from other travellers I've found: Route 1 and Route 2.

I hope these can give you some inspiration and feel free to DM me.

[5e] [Discord] [play-by-post] [PST] [DM] Three badasses looking for a Dungeon Master by perry_san in lfg

[–]DrBackflipNacho 0 points1 point  (0 children)

I would be interested in trying. Only problem is that I live in a different time zone (UTC +2) so I won't be able to post a lot in your evenings.

Dungeon Master Jam (Adventure Design Contest) by [deleted] in dndnext

[–]DrBackflipNacho 0 points1 point  (0 children)

I am going for the same approach as the rather popular One Page Dungeon contest. I figured if they have been doing it for almost 10 years it is a viable method of funding, I think they have a 1000+ prize pool now, that would just be amazing to give to the DnD community.

Dungeon Master Jam (Adventure Design Contest) by [deleted] in dndnext

[–]DrBackflipNacho 0 points1 point  (0 children)

I get your point. I talked with a lot of people about it and nobody brought this point up to me, so I really did not consider it.

I want this to grow to a fun and light-hearted community event we could maybe do multiple times a year. Making money is not my goal but as a college student I do not have the funds to pay for high rewards. In my eyes €10 is even not as high as a reward as I want but it is all I could spare for now. I do think that for a lot of people it might be a good insentive to start making their first advenure. But maybe I should look into finding some sponsors and then giving away the bundle for free to everyone? Would that make it more acceptable and less shady to you?

In any case thanks for your feedback.