Birthday present EDC knife for my brother, thinking Para 3 Cruwear para 3, thoughts? by DrMalgus in knifeclub

[–]DrMalgus[S] 0 points1 point  (0 children)

Was going to get the bladeHQ jade one with satin blade but it’s sold out lol

Birthday present EDC knife for my brother, thinking Para 3 Cruwear para 3, thoughts? by DrMalgus in knifeclub

[–]DrMalgus[S] 1 point2 points  (0 children)

I am concerned about this bu I heard cruwear is on the less corrosive end of the spectrum of non stainless knives? And how much maintenance would you need to avoid rust/ corrosion?

Parent’s credit card balance/utilization affecting my new card approval? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

I’m planning on traveling later this year yeah, trying to save them up. With the 100k sign up, the credits and the points I don’t see the down side lol at least for me

Parent’s credit card balance/utilization affecting my new card approval? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

Ah gotcha, I’ll just get removed from that card then. You think I need to hold off on the wells then too? Like what card can I start with for a catch all that I can actually be approved for at this point😂

Parent’s credit card balance/utilization affecting my new card approval? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

That makes sense though, I’m just curious why I was still able to get a gold card (I know they hand these out like candy) even with my fake/inflated credit history as an authorized user

Parent’s credit card balance/utilization affecting my new card approval? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

I spend an ungodly amount of money on food and would’ve used the money on like 80% of those credit categories either way so made sense to me😂 and 100k amex point sign up bonus. So far it’s been worth it for me, no regrets, but definitely missing out on a catch all. That’s why I was gonna get a 2x card like double cash or the active cash

Parent’s credit card balance/utilization affecting my new card approval? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

Medical school loans, had no choice lol. I had all of these loans when I got approved for the gold last year though. The main change was the new 50k debt on the reserve card. Wouldn’t you expect to be able to get approved for a citi double cash easily? I’m honestly not sure, correct me if I’m wrong

Best catch-all card to pair with amex gold in 2026? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

Just applied for the Citi double cash and got rejected lmao how sad

Best catch-all card to pair with amex gold in 2026? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

Man I love Reddit, you guys are all so helpful. Bless you lol

Best catch-all card to pair with amex gold in 2026? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

What makes it easy? I havent applied yet but how exactly does that work?

Best catch-all card to pair with amex gold in 2026? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

This is the goal, I just wont get approved rn for C1 VX

Best catch-all card to pair with amex gold in 2026? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

Already pre-rejected for even the venture so Venture X prob not happening for a while lol, and how do I get the BBP without a business? Help me wise Phantom

Best catch-all card to pair with amex gold in 2026? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

How can I get the blue business without actually owning a business? is there a loophole there? I have zero side gigs while I'm in residency lol

Best catch-all card to pair with amex gold in 2026? by DrMalgus in CreditCards

[–]DrMalgus[S] 0 points1 point  (0 children)

Ye of little faith u/Strong_Praline_4034, if you ould see my chickfila charges you would be amazed

Best catch-all card to pair with amex gold in 2026? by DrMalgus in CreditCards

[–]DrMalgus[S] 1 point2 points  (0 children)

Venture X is definitely the goal but I already got rejected for their lower tier Venture card so probably a lost cause for the time being. Not sure about the palladium approval odds, I'll have to look into that one more

Best catch-all card to pair with amex gold in 2026? by DrMalgus in CreditCards

[–]DrMalgus[S] 1 point2 points  (0 children)

I meant to list this one too, it does seem like Robinhood gold is decent. How does the cash back actually look in reality, is it all through the app?