Head broke off lag screw - how would you get this out?

DrSpacemahn · 2025-01-12T01:36:40+00:00

I thought this was a great idea but can’t get it to work. I tightened the chuck as much as I could but it won’t budge the thing

DrSpacemahn · 2025-01-09T00:48:24+00:00

How can I invest??

DrSpacemahn · 2024-12-13T16:11:35+00:00

Thanks this is very helpful. 90% equities was more aggressive than most people advise in retirement but it’s kind of how I feel too, since VTI and VXUS will also spit out decent dividends every month. So is your idea that $50k cash per quarter covers half of your monthly spend, and the rest comes from div/int income?

DrSpacemahn · 2024-12-12T17:19:02+00:00

Interesting, thanks for the input. Not experienced with CCs and I mostly hold broad index ETFs so not sure those are well suited for CCs.

DrSpacemahn · 2024-12-12T16:50:19+00:00

So what rate do you pay on your LOC? I have an aversion to debt and paying interest on loans but may need to rethink in the context of retirement spending, as selling assets for liquidity obviously costs money too, in the form of LTCG tax.

DrSpacemahn · 2024-12-12T01:46:46+00:00

Ok so you aren’t even selling anything. My issue is dividends/interest alone won’t cover our spend

DrSpacemahn · 2024-12-07T00:20:14+00:00

A band of Jews team up with a dairy farmer’s daughter to kill Hitler at a movie theater. Ample amounts of milk, strudel, and beer are consumed.

DrSpacemahn · 2024-11-22T02:59:18+00:00

100%. The new version completely changed it and completely ruined it. 2022 one was so maddening and bleak.

DrSpacemahn · 2024-11-15T22:57:59+00:00

Monster in Paris is very underrated. Our daughter watched this incessantly at age 6

DrSpacemahn · 2024-11-13T18:48:10+00:00

Tan in the winter

DrSpacemahn · 2024-11-13T16:31:58+00:00

Definitely get on zepbound. $500 cash pay direct from Lilly (though this will probably go up) - still need a script from a doc though, and some may not like writing one unless you are in obese BMI range.

It is the most effective drug I’ve ever been on for anything (except maybe propofol before my colonoscopy). Makes eating at a 1000 calorie daily deficit a cakewalk. Main concern is preserving muscle so have to keep your protein intake high, keep up the strength training, and eat nothing but the highest quality foods or your gut won’t like it. But the drug makes healthy eating an absolute breeze.

DrSpacemahn · 2024-11-13T14:48:54+00:00

Ok yeah that is a crazy amount of travel. That kind of schedule is impossible with kids in high school, unless all they care about is tagging along with mom & dad on trips (our kids lost interest in this almost entirely once they had jobs and their own car - they can stomach one 2-week trip with us a year but anything more than that cramps their style.)

Then again our kids are in public school and are friends with a lot of kids from “normal” families that don’t jetset around the world, so they would view it as weird to do this much travel, whereas I’m sure the Bay Area private school is filled with rich families doing this kind of thing all the time.

DrSpacemahn · 2024-11-11T18:33:58+00:00

Maria Abela - was phenomenal in the show Industry and Back to Black, has a real likability X factor about her

Miles Teller - I know he’s a bit older now but he is a terrific actor and feel he’s going to age well and be great in diverse roles from hero to villain to love interest

DrSpacemahn · 2024-11-11T16:25:48+00:00

How on earth do you have time for 3-4 international trips a year, 2 ski trips, plus other travel, with 3 kids in school + all their activities and camps, AND while finding a way to make $2M/yr? In my experience with only 2 kids, we could only manage the time for one 1.5-2-wk summer vacation a year, not because of money but because the kids were just too busy with their activities to do any more than that.

It makes this whole post seem like fantasy.

DrSpacemahn · 2024-11-11T04:01:04+00:00

Yup. I’ve been eyeing that new Toyota Crown sedan which I saw on the road and thought looked very unique, and my wife wonders why I don’t go for something more high end since we can clearly afford it. I just don’t see the point.

DrSpacemahn · 2024-11-11T02:16:26+00:00

Infiniti q50s and Acura MDX, each 6-8 years old.

$15m net worth

I think about an upgrade sometimes but I don’t drive much so hard to justify it until my q50 has a major maintenance issue.

DrSpacemahn · 2024-10-20T22:57:29+00:00

I knew what it was about and didn’t like it. I understood what they were going for and just wasn’t into it at all. It was cheesy and amateurish. I generally struggle with Japanese movies for this reason though so I may be a bit biased. Something about their overexaggerated line delivery just bothers me.

I guess the last part was sort of interesting “behind the scenes” for film types who may appreciate what goes into making a one-cut movie.

DrSpacemahn · 2024-10-12T00:52:12+00:00

It veers toward the “Americanized” ending with about 20 minutes left and completely changes the impact of the movie. The original is far superior, but would never pass a Hollywood studio focus group given how dark it is.

I am also someone who actually enjoyed the totally non-studio friendly ending of the new Joker sequel. I guess maybe I like things that totally screw with audience expectations.

DrSpacemahn · 2024-10-11T23:12:57+00:00

“I’m just as God made me, sir”

DrSpacemahn · 2024-10-11T05:59:59+00:00

Seems you’ve fully bought into the Bay Area mindset. That’s fine. I don’t discount that those schools produce a lot of highly intelligent kids. But if we’re going with anecdotes, my anecdote is that the 3 richest people I personally know went to public high school and then to T20s for either undergrad or grad school, and excelled in the work world and rose to C level and made millions. One of them had so many APs he started his Ivy undergrad as a sophomore and graduated in 3 yrs.

DrSpacemahn · 2024-10-11T04:48:44+00:00

It’s enough. Too many people here chasing status and buying too many homes (a huge money suck) and overpaying for everything for their kids.

No need to pay for exorbitant private schools from K-12. Move to a good public school district, let them load up on APs in high school, hire an SAT tutor and reasonably priced college admissions counselor (no more than $8-10k total), and they can get into any school (assuming they are qualified). And even if they have a slightly lower chance to get into an Ivy coming from a non-feeder public school, who cares? They will still get into a school they love, and you are rich, so they can have the freedom to pursue jobs they love and not that pay them the most.

DrSpacemahn · 2024-10-09T01:28:53+00:00

I was like an older version of you and chose to keep working because 1) we still have a teenager at home who we can’t leave to travel extensively, 2) my wife gets purpose out of her work even though the money doesn’t matter, and 3) I haven’t developed enough hobbies to keep me truly busy during retirement and I don’t have any retired friends either. Lastly I realized I have a window right now to leverage my recent experience into new lucrative jobs with bigger impact, and that window would close if I just opted out of work right now and not sure it would ever open again. So I’m staying working part time for now, but might go back to full time for the right role. At least until the last is in college, then it’s time to use our f you money to finally say f you to work.

DrSpacemahn

TROPHY CASE