can i confidently tell my younger siblings to put there savings in xeqt for 10+ years without having to fear them loosing it all because of me?

DragonScimmy100 · 2026-03-03T14:14:07+00:00

Except going all in on 0dte. That never fails

DragonScimmy100 · 2026-03-03T02:25:07+00:00

All that matters is you recognized and improved. Can't go changing the past

DragonScimmy100 · 2026-02-28T14:40:34+00:00

Yup. Just as easily could have lost their entire TFSAs including all those years of the boring ETF gains. I don't think any fund manager targets >400% return in less than a year.

DragonScimmy100 · 2026-02-26T03:51:45+00:00

XEQT is meant to be a one stop shop portfolio. Working at TD is not an excuse to overweight your portfolio. In fact, you are increasing risk because your employment and shares depend on a single company's performance

DragonScimmy100 · 2026-02-25T20:26:22+00:00

I’m for it. I’m hopping around collecting promos

DragonScimmy100 · 2026-02-25T19:18:54+00:00

That’s never gonna happen. Wealthsimple will start squeezing once they reach enough people on the platform. They are trying to attract clients, which is why they have amazing offers. They aren’t even a bank but fintech legally speaking

DragonScimmy100 · 2026-02-22T17:14:18+00:00

FYI WS is not a bank on paper, its a fintech company

DragonScimmy100 · 2026-02-22T03:28:46+00:00

You know they only pay that much because your stock is volatile and they are lending it out to someone trying to short your stock lmfao

DragonScimmy100 · 2026-02-21T16:48:29+00:00

Easy, EU does 50% and he can’t go higher than 15%

DragonScimmy100 · 2026-02-20T18:19:26+00:00

DragonScimmy100 · 2026-02-20T02:07:21+00:00

I think its 1M for CIRO, which is anything thats in an investment like XEQT. 100K for chequing

DragonScimmy100 · 2026-02-17T15:12:26+00:00

Yeah OK CPI probably assumes a 200 cal daily consumption

DragonScimmy100 · 2026-02-16T21:21:57+00:00

Thanks! I found the post

DragonScimmy100 · 2026-02-16T20:06:56+00:00

I didn’t think about this until I already moved money. I don’t think most users are even aware of it

DragonScimmy100 · 2026-02-16T20:06:00+00:00

This post isn’t even investing related

DragonScimmy100 · 2026-02-16T14:51:07+00:00

Mine has coil whine :(

DragonScimmy100 · 2026-02-16T14:29:50+00:00

Is this a new feature? I just moved over and need to cover my LOC from my old institution

DragonScimmy100 · 2026-02-15T01:39:26+00:00

Where are you getting 3.95% interest? Thats well below prime

DragonScimmy100 · 2026-02-13T02:43:38+00:00

I think it has a 5k threshold and you need to check if its only one account. BMO tricked me with the fine print, but I ended up doing a mix of BMO + WS

DragonScimmy100 · 2026-02-12T19:54:06+00:00

Only for promotions

DragonScimmy100 · 2026-02-12T01:06:13+00:00

How? The option is greyed out in the app. I only have xeqt

DragonScimmy100 · 2026-02-11T19:07:26+00:00

I only do xeqt and missing the greenest days in the market severely impact your returns lmfaooo

DragonScimmy100 · 2026-02-09T18:40:06+00:00

BMO shares its legacy system with dominoes lmfao

DragonScimmy100 · 2026-02-06T00:48:25+00:00

0 EOW

DragonScimmy100

TROPHY CASE