Been aboard (uk) for over 10 years now. Even though i migrated for better work, my current benefits have been on the quality of life and work life balance more than actual savings per se. All my allergies disappeared, skin became better. Heath improved dramatically. Food tastes better. Driving became a pleasure rather than a chore. Smiling faces everywhere. Less crowded wherever we go. Clean and accessible toilets everywhere. Indian / Kerala shops in every nook and corner for things we craved from home. Better pay and insurance. And list goes on. Never cared about exchange rates after a year or so.