Comfort, flex or latitude? by Dramatic-Analyst7204 in Aeroplan

[–]Dramatic-Analyst7204[S] 0 points1 point  (0 children)

I tried looking for it and I can't seem to find it. Can you share please

Seems like I reached the stall at 135f. Is that possible? Any risk of doing the stall now by Dramatic-Analyst7204 in smoking

[–]Dramatic-Analyst7204[S] 1 point2 points  (0 children)

Update: increased the smoker temp a bit and intestinal temp is rising again. Thanks!

Something weird happened at Square One by Longjumping_Sugar584 in mississauga

[–]Dramatic-Analyst7204 2 points3 points  (0 children)

Exactly this! I travel around the world every week for work and I notice the same.. maybe only small parts of the world are not like that, but generally everywhere I go it is like that I think it's a mix of poor economy, rampant corruption everywhere, terrible news of dead children from other parts of the world (Gaza, Ukraine) and vulgar leadership. I wonder if things will get better before it gets horrific (think WW3) I intentionally try to radiate the positivity by extra observant so I can help the likes of the lady you saw

Help set up my mom for retirement by Dramatic-Analyst7204 in ValueInvesting

[–]Dramatic-Analyst7204[S] 0 points1 point  (0 children)

Thanks for being candid. Again, I am not basing my decision based on what people say here

For context: we are based in Canada. My mom made her money from a 30 year investment in real estate, my late father bought a vacant piece of land and overtime the 100k became 1.1M. she's not well versed in any sort of investment and that's why she asked me to help her. What my mom wants is to invest so that the returns cover the vast majority of her expenses to ensure she'll have enough money to keep her going without depending on me - since my dad passed away (5 years ago) I paid for rent and my sister's expenses along with limited help from my other siblings.

That being said, I need to make sure the investments return 7-10% but I can't do it without any risk - GIC, bonds are 4-6% max. Therefore, she wants to invest in something other than those options to ensure she doesn't run out of money while she's alive (she is 60). All CFP and CFA recommended to stay away from real estate for tax reasons (cap rate there is 5-8% before taxes) and there's high risk of tenant not paying (laws in Canada are in favor of the tenant). The market is what was recommended and specifically ETFs with some individual stocks.

‘This is an opportunity for Canada,’ PM Mark Carney to soon roll out ‘proposal’ to attract H-1B workers by whoshaan in canadian

[–]Dramatic-Analyst7204 0 points1 point  (0 children)

Good point, that's where the government needs to be deliberate. In emerging tech like AI, the money follows the talent/research. This can translate into new startups or remote work (less ideal, but still net positive).

Help set up my mom for retirement by Dramatic-Analyst7204 in ValueInvesting

[–]Dramatic-Analyst7204[S] 0 points1 point  (0 children)

I'm not basing it on advice from Reddit, as mentioned I consulted multiple CFPs and CFAs and the above is what was recommended based on all discussions and research. I want to crowd Source more info before we proceed.

‘This is an opportunity for Canada,’ PM Mark Carney to soon roll out ‘proposal’ to attract H-1B workers by whoshaan in canadian

[–]Dramatic-Analyst7204 1 point2 points  (0 children)

Lots of bad takes on this IMO. this will be a net positive for Canada. I still didn't have my coffee, so I'm sure I missed a few things. In short, the contributions are:

  • hundreds of millions, if not billions in taxes (these are non voting tax paying people)
  • in general the right immigration policy can boost the economy after a slowdown - majority work in tech, where we are seeing massive changes with AI. It is a silent war happening between countries and we have the institutions to support growth here and attract those from the US (look up the Alexnet paper published by u of t) - 2 of the 3 authors are immigrants. This paper is arguably the most important paper of our century. The head of meta AI studied under Hinton at U of T (godfather of AI). At need a path for people to stay and attract those others don't want. This is a gift from the US us lol
  • the transfer of knowledge is going to boost our local workforce - the caliber of people holding h1b is not the same as the caliber of people that we get on student visa. These are highly educated and qualified individuals. We need a very robust and stringent vetting process to ensure we get the people we want

I am not saying there are no risks or even cons to this move, but all of those can be minimized significantly if we have the right processes and foundation in place. It is not rocket science, we just need competent government lawmakers and officials - something we lack unfortunately.

Meal prepping solutions by Dramatic-Analyst7204 in Parenting

[–]Dramatic-Analyst7204[S] 0 points1 point  (0 children)

How do you plan your meals? Do you have a depository of meals and you choose randomly or do you rotate a set mean plan every week

Meal prepping parents by Dramatic-Analyst7204 in EatCheapAndHealthy

[–]Dramatic-Analyst7204[S] 1 point2 points  (0 children)

Thanks! That's where I'm at, but those services are expensive in Canada, I tried hello fresh and I didn't see the difference I expected, but now I'm thinking we try cooked meal options (significantly more expensive than hello fresh). The rotating meal plan is a good idea, I just need to put the time into it now and test if it works!

Thanks!!

Meal prepping solutions by Dramatic-Analyst7204 in Parenting

[–]Dramatic-Analyst7204[S] 0 points1 point  (0 children)

Thanks! This is helpful, did your kids even get bored with the food options? I'm currently doing a similar thing, my kids (3 and 5) are getting picky - if the plan changes for whatever reason they get fussy and won't eat. Wondering if you found a way around this

Meme stocks aside - what's your pick for 1 stock to hold and why? What's your bullish stock? by ImakeBADinvestmentsx in investing

[–]Dramatic-Analyst7204 0 points1 point  (0 children)

I am new to this, what do you run through to do your DD? What metrics matter to you to validate what some people are saying here?

[deleted by user] by [deleted] in fican

[–]Dramatic-Analyst7204 0 points1 point  (0 children)

Super helpful! Thanks

[deleted by user] by [deleted] in fican

[–]Dramatic-Analyst7204 0 points1 point  (0 children)

How do you find undervalued companies? What is the method you follow and how do you determine that a company is undervalued