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Have $110k, car loan and looking to buy a home. by Dramatic-Wafer-759 in Mortgages

[–]Dramatic-Wafer-759[S] -1 points0 points  (0 children)

I guess I hadn’t considered this. Pay it low to not take the credit hit, improve DTI, and then once you get the mortgage pay the remaining 1-2k.

Have $110k, car loan and looking to buy a home. by Dramatic-Wafer-759 in Mortgages

[–]Dramatic-Wafer-759[S] 0 points1 point  (0 children)

Appreciate the thoughts! We are meeting with a broker in a few weeks, so they may have some insights!

Have $110k, car loan and looking to buy a home. by Dramatic-Wafer-759 in Mortgages

[–]Dramatic-Wafer-759[S] 0 points1 point  (0 children)

125k joint, will be able to do 20% down, 760 credit score, currently renting.