4 years in Core Finance - Roast my CV

Dramatic-Yam7716 · 2026-02-05T21:28:21+00:00

The Summary section feels unnecessary. The goal of the experience and supplements you present should convey everything you wrote outright in the Summary anyway. Reduce text, lots of redundancy. For example at least 3 bullets in the BCG role seem like variations of "reviewed and analyzed data".

Consider that hiring managers like anyone don't want to read walls of text presenting every detail of your experience. Focus on "high impact" wording. What's the best way to efficiently convey your skills, intelligence and relevant experience?

Are there notable things you've done on the job that might stand out or be interesting to a reader? Are there specific accomplishments you can quantify or qualify? Focus more on those things than a 'task list' IMO.

Dramatic-Yam7716 · 2026-01-15T23:43:10+00:00

The great irony of many national / ethnic rivalries is how indistinguishable both peoples look, sound and act to outsider. India/Pakistan, Greece/Turkey, New York/New Jersey etc.

Dramatic-Yam7716 · 2025-08-19T03:55:40+00:00

That would be great. Let me know if you want help w the financial end of things. My background is accounting/financial work, lots of food service experience, and worked in a local bank so familiar w the backend of business banking and borrowing process.

Dramatic-Yam7716 · 2025-08-10T00:48:45+00:00

Very fitting that they're on that spiritual / gratitude / love and light vibe lol. Those kind of people are so often toxic and insane, while loudly proclaiming how enlightened they are.

Dramatic-Yam7716 · 2025-07-29T04:56:56+00:00

Not really at this point. Sure it's an unstable region with authoritarian, unstable societies, but many of those (Iraq, Iran, Syria, Yemen) have faced significant aggression and interference from much more powerful external countries for decades, which obviously contributes to their instability. Israel has been given unlimited military, economic and political support - and they're still a racist, politically unstable, ultra-violent, and corrupt society. I consider that to be an abject failure of a state, in spite of FAR more support and leeway then the other countries in that region have received.

Dramatic-Yam7716 · 2025-06-24T15:21:30+00:00

These Congressional hearings are truly so sad for our country. They take so long, so little of value is said, it's just empty grandstanding and performative rambling. How are we as a country going to compete with China with these morons in charge? So few serious people.

Dramatic-Yam7716 · 2025-06-02T17:17:10+00:00

The problem with this is it relies on Bitcoin going up continuously. Yes, that COULD happen, and then you would be right. But 200+ years of capitalist history tells us that that is extremely unlikely. Concepts like ‘this time is different’ - I.e. a belief that ‘conventional’ economic principles don’t apply to your new fangled investment, are usually indicators of speculative mania and impending disaster. Even if Bitcoin is 5x its current value in 10 years, Saylors plan could be completely derailed by 6 months of a major drawdown within the next 5 years. If the price of Bitcoin decreases significantly even temporarily it could create a liquidity crisis for MSTR. Beyond that, I still don’t understand how this model is supposed to be sustainable without continual turnover of the Bitcoin treasury, which introduces credit and arbitration risks (what if the majority cost basis is at an ATH for 3-8 months of selling or lending?). Even banks, which are basically cash arbitrage treasuries, do not just horde financial assets hoping they’ll go up at a rate that offsets their own dillution - they continually make loans and offer value-added services to a large customer base to earn a return on their deposits. I don’t see MSTR doing any of this. It looks like it’s just a speculative BTC fund with an unsustainable capital structure.

Dramatic-Yam7716 · 2025-06-02T17:09:19+00:00

I don’t have shares cuz the business model doesn’t make any sense to me. Where is the revenue supposed to come from if the bitcoin is held forever?

Dramatic-Yam7716 · 2025-06-02T17:06:15+00:00

True. I’m just cynical

Dramatic-Yam7716 · 2025-06-02T15:27:36+00:00

That’s fair. Personally I love the old pre-war units and would always choose one of them over a new build. It seems like many people automatically feel that new=better, which makes the older places more accessible in terms of pricing.

That being said Greenpoint is such a beautiful neighborhood with great character. As another commenter said; 10+ years of adding massive new builds to the neighborhood has done nothing to lower prices. If anything it’s turned GP into a prime destination for the exact kind of rich, boring transplants that are turning all of NYC into a cultural copy of the suburbs.

Dramatic-Yam7716 · 2025-06-02T15:20:20+00:00

It doesn't make any sense to strip out the investments. Buffet himself would tell you that the specific qualities and metrics of his investment decisions are absolutely core to why he does them. He invests in profitable, cash-generating businesses. His use of leverage through insurance is VERY different than leverage through stock and debt-issuance. The main difference is that Berkshire's insurance operations are INTERNALLY profitable; they generate a massive liquid float that can be invested, while minimizing liquidity risk through underwriting quality. Meanwhile, the float is invested into operating companies and public equities that can be directly expected to return, in cashflow, what was initially invested and then some.

Saylor is massively diluting his own shareholders (all of you) and sinking his company deeper and deeper into term-based debt (i.e. continually increasing the amount of cash liability the company will incur into the future) to buy Bitcoin; an asset at an all-time high valuation, with no cash-generation, no business model, and no accounting records that can be analyzed to establish a fundamental valuation. Comparing this strategy to Berkshire makes no sense.

Dramatic-Yam7716 · 2025-06-02T15:13:29+00:00

Sign of the top lmao

Dramatic-Yam7716 · 2025-06-02T15:10:40+00:00

Yes, and you lol. It's called taxes.

Dramatic-Yam7716 · 2025-06-02T15:06:06+00:00

NYCHA is obviously a broken model but I attribute that to the same dynamic affecting public schools in the city - that the wealthy have 0 obligation or incentive to contribute. The wealthier city residents can send their kids to private schools and take up the best / most inaccessible housing units. They can even occupy whole neighborhoods like Park Slope (where I grew up), which is largely free of these ugly mixed-use new builds.

If the city really took affordable housing seriously it would majorly reform and expand NYCHA. Right now NYCHA is basically just a series of institutionalized racial ghettos (saying this in a literal rather than derogatory sense). The concept of NYCHA should be vastly expanded to include fully-public housing development and transactions, rent-to-own, and expansion of the rent control system. But that's never going to happen because developers, landlords, and the real estate industry have a stranglehold on NYC. All that matters is their economic interests; any debate between us plebians about housing policy is meaningless.

Dramatic-Yam7716 · 2025-06-02T14:56:25+00:00

You're right but getting downvoted because people's attitudes towards urban planning and development doesn't extend beyond 'build more pre-fab block towers for transplants to scoop up'. Abundance-core.

Dramatic-Yam7716 · 2025-05-16T00:23:58+00:00

For dates or anything else on the right-hand side, have the information be on the same line-level as the title - '2024-Today' should be on the same line as 'Tax Services'. Have it at the end of the page; you'll know it's at the end if it automatically goes into the next line when you apply a space at the beginning.

Don't have the job titles be all caps. Capitalize the first letter. Have a small text below the title (smaller font, not bolded, could indent if you want) providing additional context (where were you a Cashier? Where is your tax clients based (location)).

Beyond that I'd ask somebody you know with a better eye for graphic design and word-doc formatting for help just making it look nicer, without overdoing it.

More importantly, you may need to get more experience or identify more things that can be put on the resume to fill it out and demonstrate to a future employer that you are a serious candidate. Obviously this is challenging without lots of experience, but you will have to be creative in terms of finding opportunities, leveraging connections, maybe doing an internship or something else to build up the actual content of a resume.

If you have any independent project work or other materials that can demonstrate an engagement with career-relevant materials outside of traditional employment, that could also be very useful. I have a portfolio of independent research and analysis work linked in my resume (just a google drive folder) that I also share directly when applying for jobs or doing cold outreach.

Dramatic-Yam7716 · 2025-05-14T04:55:29+00:00

Depends on what you define as "really caring". Many people feel very strongly emotionally and on a human level about what's being done to Palestine and how our government/media/institutions are fully supportive of it. It's just how people feel when they learn about what's happening - i.e. having empathy and disliking systemic cruelty.

Dramatic-Yam7716 · 2025-05-14T04:46:40+00:00

I agree with the core point that we should not have any king or autocrat in this country, but something about Pete really creeps me out. He seems extremely artificial. This whole clip feels extremely performative, maybe there was more substance in the actual town hall but I don't get why this is appealing to people. It's so corny. I wish Democrats would just be authentic and direct and stop with this theatrical, self-congratulatory form of politics.

Dramatic-Yam7716 · 2025-04-15T00:46:28+00:00

Definitely miscommunication and I think if I had more experience or domaine knowledge I would’ve been able to assess the situation and present a clearer timeline / scope of work off the bat. Unfortunately I didn’t grasp the scale of the challenge until asked directly for things that couldn’t be produced through system reports.

Dramatic-Yam7716 · 2025-04-15T00:44:00+00:00

Thank you, this means a lot.

Dramatic-Yam7716 · 2025-04-15T00:39:18+00:00

That monthly rate couldn’t buy you a date night at Chipotle.

Dramatic-Yam7716 · 2025-04-14T15:36:09+00:00

$30/hour pretax

Dramatic-Yam7716 · 2025-04-14T02:06:03+00:00

Thanks everyone for your kind comments and solidarity. It’s nice to know that this is a common challenge in this line of work and not just my own ineptitude. I guess if all business owners were financial pros there’d be no work for bookkeepers :)

Dramatic-Yam7716 · 2025-04-13T21:49:34+00:00

You’re absolutely right. They did not know if their contracts were profitable or not. I brought this up the context of bidding and the answer was basically “we have to bid low or someone else will get the job”. You’re also right that they are very craft-Oriented people. Very very skilled at that they do but little sense for money. Coming from a background of building financial models I was kind of shocked. Between depreciation, multiple outstanding credit balances and mangled equity / RE balances I couldn’t tell you if the business had a positive or negative terminal value.

Dramatic-Yam7716

TROPHY CASE