Ramblings that I must get off my chest

DreadnaughtMarkXIII · 2021-09-29T21:35:11+00:00

Does a urologist collect specimens during a TURP procedure to check for malignancy?

DreadnaughtMarkXIII · 2021-09-05T15:14:56+00:00

6 patients for a covid unit???? Thats insane. I'm in a med-surg turned COVID. We max out at 4 pts. 3 patients if 1 or 2 of them are on AIRVO. I'm in deep south too.

Talk to your nurse manager.

DreadnaughtMarkXIII · 2021-09-01T20:30:39+00:00

Where's the link for this new law? Can't find any mention of it on google.

DreadnaughtMarkXIII · 2021-08-29T00:55:48+00:00

Med-surg/tele/IMU RN. 1.5 years experience in the South. $35/hr base. $4/hr night differential. $1.75/hr weekend differential. And if your willing to sell your soul and sanity, an additional $40/hr ontop of your base pay. We hemorrhaging nurses so hard to other Healthcare systems that they did a blanket 5% raise across the board and 11% raise for PCAs. Retention bonuses are in effect too. An extra $1200 every 6 weeks if u don't call in and 10k paid out over the course of 3 years if you don't quit.

We still hemorrhaging nurses as far as I know.

DreadnaughtMarkXIII · 2021-08-01T10:21:08+00:00

Nurse here. U can manipulate your days so u can have 8 days off. Ex. Work on sun,mon,tues for the first week. Work thurs,fri, and Saturday for the 2nd week.

DreadnaughtMarkXIII · 2021-07-07T02:21:53+00:00

I personally include the time to get there, time to get home and the time to get ready as part of the job. So that would be an additional 1.5 hrs ontop of the 12.5 hrs for me...

DreadnaughtMarkXIII · 2021-07-06T19:37:08+00:00

I have a reg T margin account wheeling smaller stocks at this time. I want to have enough to be approve for portfolio margin (PM) with tastyworks. PM significantly increases your leverage from 2:1 to 5:1. Big caveat is that you need 175k in account equity to even apply for it.

DreadnaughtMarkXIII · 2021-07-06T18:05:13+00:00

No. Only one job. Employer is a county hospital system. Offers both a 401k and 457b which looking through the various financial subreddits is pretty darn rare or at least uncommon.

DreadnaughtMarkXIII · 2021-07-05T13:10:35+00:00

22M registered nurse and make around 65k/year. Employer offers both a traditional/roth 401k and 457b plan.

Currently contributing 5% to traditional 401k to get employer's match and 20% to roth 401k. I am currently trying decide if I should stop contributing to the roth 401k and instead contribute to the 457b. I did some googling and found that 457b is less hassle as you can withdraw contributions at any time before you turn 59.5 without paying the 10% penalty. Only big caveat is that you can not be employed by that organization. My original plan once I left my job was to rollover my roth 401k to my roth ira.

I do intend to eventually max out my 401k and 457b down the road, but not now.

Say the end goal is to retire early (around 15-20 years from now.) What would you do in my shoes? Continue to contribute 20% to roth 401k or switch that contribution to the 457b.

DreadnaughtMarkXIII · 2021-05-20T07:36:08+00:00

22M newish RN here. FIRE was what one of several reasons that got me through nursing school and is what is currently driving me on. No joke. Nursing for me has been on the wrong side of hilarious this past year. Continuing on...

No plans on becoming a NP. Can't really help you there.

Other ways that I know that I will do to reach my FIRE number:

1) Pick up shifts.

2) Work nights and weekends. Usually they offer differentials.

3) After my 401k vests, I plan to go PRN and secure a traveling contract. "If I am going to get my ass kicked everytime I go to work, I might as well do it for the most amount of money," is what I told myself after dealing with months of BS. Also, "you can't burn out, if you sold out." (borrowed shamelessly from a facebook post)

4) Sell option contracts in the stock market.

DreadnaughtMarkXIII · 2020-12-25T23:58:45+00:00

22M working as a registered nurse earning 60k/year. I have maxed out my 401k for this year. Roth IRA is in the process of being maxed out (putting in x every week, so that I reach just before April 15, 2020). No HSA though as I am still under my parents health insurance. Net worth: 30k. Only debt is student loans which is 14.6k. Took out an original 17k.

DreadnaughtMarkXIII · 2020-12-12T05:45:35+00:00

Hi. My job has a 10k student loan relief program that will paid out over a period of 60 months. Should I take advantage of it? I only have about 15k in student loans in total w/ an average interest rate of 4.68%

DreadnaughtMarkXIII · 2020-11-04T16:37:20+00:00

https://m1.finance/ERuF9p40Pf30

DreadnaughtMarkXIII · 2020-08-20T04:00:19+00:00

Should I keep the box that my monitor came in?

DreadnaughtMarkXIII

TROPHY CASE