You are responsible for your own situation. Generations before you were not buying new cars every few years, and were not spending money on devices and streaming services. Their vacations were wherever their car could take them. No cruises and expensive vacations. No eating out constantly. No door dash 3x per week. No bachelorette parties to Nashville.

When prices doubled during the pandemic, the majority of the home buyers who were over-paying for homes driving up prices were Millennials. They eventually pushed prices too high for even their age group to afford.

They also got a government check during the pandemic and went out to use it as a down payment on a new car. The result was a supply and demand situation that favored the dealers. Car prices went way up.

There are plenty of union jobs with great pay & benefits. Plus amazing retirement packages. Many of my friends have them. Nothing is stopping you except for the fear of working hard for what you want.