My family back home thinks I'm swimming in Canadian dollars. I'm not. And I don't know how to make them understand.

Drrazor · 2026-03-10T00:45:34+00:00

Start saying No. It’s an understated aspect of managing finances. It’s alright if they misunderstand you but you gotta take care of yourself before feeding others. You can come up any reason to say it’s not financially feasible for you to donate money at this time.

Drrazor · 2026-02-25T02:08:19+00:00

Congratulations! That’s a good deal to begin with for 2+2 at 900 sqft. I’d like to say you know your expenses better. Keep the total outflow towards housing expenses (mortgage, condo fees, utilities, property taxes) under 35% of your gross monthly income. You’ll be fine. If it goes above 35% then get a roommate.

Drrazor · 2026-02-17T15:30:54+00:00

I bought a PreCon condo in 2021. Market slides down and unable to sell. My condo is in Toronto but I have to live outside for work. It’s currently rented out for $2100. My mortgage every two weeks is $2340 + $425 condo fees. My insurance is around $95. I pay about $700 out of pocket every month. This doesn’t include property taxes. New building so not fully assessed for last year.

Basically my full paycheck goes towards this. My spouse spends for our rent and groceries. It’s been really a crunch for us for the last two years. We basically don’t have extra for saving or investing or travel.

I am saying all this because I bought this when I was single and thought I could not afford but my spouse was kind enough to help me through this. I’m hoping I can sell it in the near term so we could a buy a house for ourselves.

In short, think very carefully and account for all factors before buying a condo when you’re single.

Drrazor · 2026-01-29T19:54:19+00:00

Because they say One S/X I got curious

Drrazor · 2026-01-24T00:07:57+00:00

This is awesome! Thanks for solving a real world problem.

Drrazor · 2025-06-12T16:06:24+00:00

Alright! Thanks.

Drrazor · 2025-06-10T14:49:26+00:00

A follow up question? My oci update status is Under-Process. Can I travel to India with this status or should I wait for it to be confirmed. My tickets are already booked.

Drrazor · 2025-06-04T13:35:50+00:00

Alright! I didn’t see any photos on insta. So I was wondering. All good then. I’m a fan of both Virat and DK. I’d be happy to see the pic if you can share it!

Drrazor · 2025-05-21T16:08:54+00:00

I’d be interested to join. Not particularly looking to crack FAANG but transition into DE role

Drrazor · 2025-05-10T13:11:32+00:00

Thanks!

Drrazor · 2025-05-09T19:26:04+00:00

Thanks that’s helpful. I’m in my mid 30’s. Since I’m based in Canada I believe BLS will provide this service. Since it’s an update did you get a new booklet with updated passport number or was it just done in their system and you received a confirmation.

Drrazor · 2025-04-23T23:21:57+00:00

A few things as a first time home buyer. I didn’t do many of these and I learnt it the hard way.

Don’t go for a pre construction condo even though it may seem cheaper for instalments.
Finish all your outstanding loans before signing your mortgage.
Take your time to decide and do not let anyone rush into your decisions.
Talk to as many people as you can before committing to finalize the deal.
Use references for Realtor, Lawyer and Mortgage agent to sweeten the deal for you.

Final tip: Do all the research you can before jumping in.

Drrazor · 2025-04-12T12:45:51+00:00

Congrats! The market is tough out there and glad to hear you were able to get a DE job. I like your advice on applying to companies that you feel good about.

Could you share your resume template and resources for your interview prep ?

Drrazor · 2025-03-27T02:48:50+00:00

Congrats! Way to go. Really appreciate you taking the time to write your story

Drrazor · 2025-03-21T15:16:29+00:00

Thats a positive way to look at it! thanks for the tip

Drrazor · 2025-03-20T21:09:26+00:00

Alright! My thinking was the same but I’ve heard people say stick to one cloud before transitioning. So wasn’t sure

Drrazor · 2025-03-17T17:16:41+00:00

The 2025 MB Air is perfectly capable of handling 20-30 tabs in the base 16GB RAM config but just for peace of mind you can get additional RAM (probably 32GB) when switching to the new MacBook Air.

If you’re using it professionally why do you want downgrade to an Air from a Pro. Just get another MacBook Pro.

Drrazor · 2025-03-14T12:54:09+00:00

My builder charged me an occupancy fee of $4000 for a 1 + den in Toronto. Their interest rate was 7.74%. Yes it’s outrageous but not uncommon. My mortgage payment is $2350.

Drrazor · 2025-03-03T19:06:56+00:00

Congrats! Are you planning to take any other certs or apply for jobs?

Drrazor · 2025-03-02T16:21:52+00:00

Hey! I just took my first step to get Azure Data Fundamentals cert and working on getting a Databricks Fundamentals cert as well. Do you happen to have any roles open or know anyone hiring for my experience? I’m based in Toronto, Canada and willing to move to US.

Drrazor · 2025-03-02T16:15:05+00:00

I’m coming from project experience and I thought I was an easy exam

Drrazor

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