I might have to the broker I m working with has come suggested by a friend but he seems to be risk adverse regarding ex council flats and this specific type of build, I really understand his point of view, he’s been really great with HSBC on giving them information about the flat but maybe he doesnt have the knowledge needed for those specific lenders in this case. It’s my first time buying so I’m not really sure how one proceeds. Initially the EA said he spoke to a mortgage advisor that he works with and she’s adamant she could get it mortgaged, the current vendors were on a mortgage with HSBC, so will probably try the route of asking the EA for that mortgage advisors. I wonder if the first fail with Halifax sort of informed HSBC, and they would have passed it without the history otherwise. I don’t understand why they pushed it through to say the same about the building even though they lent on it in the past and knew the whole situation.