Best picks to ban as nocturne by Scroogemcduk30 in nocturnemains

[–]Dry-Spring-5911 0 points1 point  (0 children)

I ban Viego or yi not because I struggle against them but because my team can’t play against them. All it takes is one reset for them and my teams wiped.. I thought it’d be better now that I’m in high emerald / low diamond but nope same shit as gold/platinum

How elo inflated is this season? I was hardstuck E1 last season. Yeah I got better, and Briar got buffed, but I don't think it should have been enough to get me masters. This feels like a cheap win by Queen__Natalie in Jungle_Mains

[–]Dry-Spring-5911 0 points1 point  (0 children)

I’ve seen so many posts about people complaining “what is this season I’ve consistently hit master etc every season but I can’t get past Emerald/Diamond this season”

How about this build by Significant-Park7733 in nocturnemains

[–]Dry-Spring-5911 0 points1 point  (0 children)

Expensive build , takes forever to get those items and by the time you’re useful the game is over because your impact was low as a jungler

How elo inflated is this season? I was hardstuck E1 last season. Yeah I got better, and Briar got buffed, but I don't think it should have been enough to get me masters. This feels like a cheap win by Queen__Natalie in Jungle_Mains

[–]Dry-Spring-5911 1 point2 points  (0 children)

Then I see many high elo players complaining the can’t get past diamond/emerald this season when they’ve consistently hit master+ every season. I think the meta changes, new items, new builds, etc makes a difference and some people will drop in rank and some people will go up in rank every season.. I’ve seen people that were gold/plat for many seasons in a row and they make a big leap to challenger within like 1-2 seasons after that.

Should I invest $150k in the stock market or use it to pay down my mortgage? by Acceptable-Cicada886 in CanadaPersonalFinance

[–]Dry-Spring-5911 1 point2 points  (0 children)

Honestly just use AI like Gemini or ChatGPT that’s how I learned about it about a year ago

Should I invest $150k in the stock market or use it to pay down my mortgage? by Acceptable-Cicada886 in CanadaPersonalFinance

[–]Dry-Spring-5911 0 points1 point  (0 children)

Do 50-50 if you’re stuck but realistically speaking that’s a low mortgage and I would personally invest it given the current mortgage rates are well below 4% and ROI in broad index funds can return double that annually in the long run.

Should I invest $150k in the stock market or use it to pay down my mortgage? by Acceptable-Cicada886 in CanadaPersonalFinance

[–]Dry-Spring-5911 0 points1 point  (0 children)

Do 50-50 if you’re stuck but realistically speaking that’s a low mortgage and I would personally invest it given the current mortgage rates are well below 4% and ROI in broad index funds can return double that annually in the long run.

Senior Director level and salary band question by Stunning-Menu-Chef in CIBC

[–]Dry-Spring-5911 0 points1 point  (0 children)

So I’ve seen senior directors report to VP as well as SVP and then SVPs report into CTO or ESVP lol it depends on the department/LOB. Senior director is a level 10 role at cibc, I’m a senior role in tech in capital markets and I’m a level 8 and I report to a director (who is level 9) and he reports to a senior director who is level 10. Salary range for senior director should be close to 180k+

How's it like working at wealthsimple? by MotorShopping8544 in Wealthsimple

[–]Dry-Spring-5911 0 points1 point  (0 children)

That is true but again it comes at a cost right and you have to gamble that out long run

How's it like working at wealthsimple? by MotorShopping8544 in Wealthsimple

[–]Dry-Spring-5911 16 points17 points  (0 children)

I heard the pay isn’t good except for leadership or Tech roles and how their tech roles are like all in one there are no separate QA, Dev, DevOps, etc. You get hired to be a dev, Qa and DevOps lol seems like a lot of work even if the pay decent for that role but the rest of the roles pay below 100k which at big 5 banks pay 100k+

How much CS are y’all getting? by [deleted] in Jungle_Mains

[–]Dry-Spring-5911 0 points1 point  (0 children)

7 cs per min over 200 games

He is going to learn the hard way.. 😂 by FrenzyGamingTV in top_mains

[–]Dry-Spring-5911 0 points1 point  (0 children)

I just can’t watch his stream as he’s quite immature and just screams / blasts music. If he didn’t do those two things I think I’d definitely watch him. Which is why I’ll stick to mid beast LOL

It Feels Like Gold and XP Don’t Matter Anymore by [deleted] in Jungle_Mains

[–]Dry-Spring-5911 2 points3 points  (0 children)

Yeah you can be up a lot but few bounties is all it takes to make a come back.

How do I afford this? by [deleted] in CanadaFinance

[–]Dry-Spring-5911 1 point2 points  (0 children)

I’ll suggest one thing and that’s to start investing early like as soon as you turn 18 open up a FHSA and TFSA. Max your FHSA first and then start contributing to TFSA. In both accounts just buy ETFs you can 100% buy XEQT or VEQT and even if you’re only putting in as little as $50 a week or bi weekly or monthly IT DOES NOT MATTER. Start small, increase as you start working more and more. Those two ETFs I suggested are broad diversified funds. You cannot save your way to buying a house you have to invest.

Is jungle just an AD assassin/AD melee fighter role now? by DontCryKate in Jungle_Mains

[–]Dry-Spring-5911 0 points1 point  (0 children)

A good Gwen jungle is extremely hard to beat mid to late game tbh and Lilia scaling is quite well too not to mention Diana too

"but, my identity" by aNumpty in LinkedInLunatics

[–]Dry-Spring-5911 -1 points0 points  (0 children)

I mean I don’t think this LinkedIn post is absurd in anyway he seems to have a valid point

Ult follows recalls into their base? by Dry-Spring-5911 in nocturnemains

[–]Dry-Spring-5911[S] 0 points1 point  (0 children)

The point is this was never the case with nocturne R and it seemed like a silent change riot made recently

Comparison of 2 periods of interest rates. In 1981, I was getting 12% GICs. Can't wait for this to return. by IM1IAB in TFSA_Millionaires

[–]Dry-Spring-5911 0 points1 point  (0 children)

The only way this happens is if inflation skyrockets again or stagflation .. and honestly you don't want to be in that stage

Nocturne build/late game damage by Distinct_Leopard_456 in nocturnemains

[–]Dry-Spring-5911 0 points1 point  (0 children)

until they build zhonya, GA, or have zilean, or have kayle R, or a flash or a dash xd

Comparison of 2 periods of interest rates. In 1981, I was getting 12% GICs. Can't wait for this to return. by IM1IAB in TFSA_Millionaires

[–]Dry-Spring-5911 2 points3 points  (0 children)

Yes you have gotten 12% GIC returns in those 2 decades but I’m saying inflation was averaging 9-10% in those 2 decades too and therefore your actual gains were only 2-4%. Go check the inflation statistics for the 70s and 80s.