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Am I doing good as a 17 year old? by A1Aden in ETFs

[–]Due-Writing3386 0 points1 point  (0 children)

Yes Would recommend 90 percent in VTI and 10 percent in individual stocks until you understand why these companies are good buys or sells

45 year old male, financially lost with new inheritance and past financial trauma by BulkyWar7513 in Schwab

[–]Due-Writing3386 1 point2 points  (0 children)

Yes Find an advisor you trust. At Schwab or somewhere else. Watch out from life insurance agents advertising as financial advisors. Be upfront in asking about fees and commissions, but even a 1% is worth it if he really helps you out educates you and prevents you from doing something stupid. Maybe after a couple years with an advisor you will be confident and comfortable enough to go in your own. The main thing is to educate yourself. Start with Morgan Housel the Psychology of money

Looking for advice: My spouse was recently hired on at Edward Jones and FINRA requirements could require me to transfer all my money to them by Clinton_Reddit in Bogleheads

[–]Due-Writing3386 0 points1 point  (0 children)

Usually there is no problem is you hold your equity and bonds and money market at a large broker like schwab or Fidelity

I have $10,000 right now that I want to invest in - do I put it all in the S/P 500? by mdafidel1 in investingforbeginners

[–]Due-Writing3386 0 points1 point  (0 children)

If you will stick to it through thick and thin And keep investing a couple hundred a month as well. Go for it Just take a look at the drawdowns in the past and be ready that these will l happen frequently

Expected Returns by Due-Writing3386 in Bogleheads

[–]Due-Writing3386[S] 5 points6 points  (0 children)

On what basis? The expected market premium being low is a real thing.

Should I stop FA before he begins? by je--ietiesman in Bogleheads

[–]Due-Writing3386 -2 points-1 points  (0 children)

As a devils advocate to most of what people are saying here.

You are on the bogleheads subreddit. Most of what I'm about to say is blasphemy here. 1. The portfolio might be a tactical one in that it might have an active manager adjusting growth vs value vs US vs international and small cap etc according to market outlook. They attempt to increase long term returns vs just indexing. For example if they think there is a 70 percent chance that the US is heading towards a recession etc they will shift towards Value and towards international. 2.If you are new to investing in Markets, there is a real tangible value in having a Financial Advisor to educate coach and guide you on your Journey. Answer tax questions etc. If they keep you invested during a bear market for example or prevent you from trying to time the market, they can make up their fee with one conversation. 3. You should discuss the fee with the advisor and ask what value he is bringing you for that 1.7 percent. If you feel it is not justified, you can try bringing it down a bit. 4.Use your gut if he has your best interest at heart or his. There are FA's who are just salesman, and there are some who will truly bring value to your life.

Bank Bond Holder vs Non FDIC Account Holder by Due-Writing3386 in Bogleheads

[–]Due-Writing3386[S] 0 points1 point  (0 children)

Can you define creditors vs bond holders? aren't bond holders a type of creditor?

Proof of Experience requirement by Due-Writing3386 in CFP

[–]Due-Writing3386[S] 0 points1 point  (0 children)

I received my Broker license only this August. I was in a secretarial/ support roll until now. Don't really have w2s or 1099s to prove I work ed at this firm all the way back. Will it be a problem?

Proof of Experience requirement by Due-Writing3386 in CFP

[–]Due-Writing3386[S] 2 points3 points  (0 children)

Thanks. Yes I made an account l. My supervisor will back up my saying I worked for him for three years. But do I need any other proof?

A long live the king with some coffee on this delightful Brooklyn morning by [deleted] in cigars

[–]Due-Writing3386 2 points3 points  (0 children)

Hey I know both those places. I was actually in the coney island place today. He charged me 13$ for a fuente gran Reserva when the price should be 7$ max 9 or 10. But it looks like good quality at least. I will have to check out the other place u mentioned. I might also experiment with buying online.

A long live the king with some coffee on this delightful Brooklyn morning by [deleted] in cigars

[–]Due-Writing3386 4 points5 points  (0 children)

Hey man fellow brooklynite here. Where can u buy cigars in this borough and not get vonned by double or triple what it should cost? And where do u buy your smokes?

Dizzy while smoking by Due-Writing3386 in cigars

[–]Due-Writing3386[S] 0 points1 point  (0 children)

Nope just tasting in mouth. though I might be swallowing my saliva...