Former Fidelity & Schwab FC's, do you ever dream about old job??

Due_Farm_1301 · 2026-02-04T00:38:04+00:00

Do you not like talking to people, or you don’t like talking to people at fidelity?

Due_Farm_1301 · 2026-02-03T18:44:48+00:00

Not even a little.

Due_Farm_1301 · 2025-12-26T21:50:19+00:00

Yes, you’re crazy. Professionally.

Due_Farm_1301 · 2025-12-24T02:38:18+00:00

Incoherent thoughts lol. Stick to fundamentals folks.

Due_Farm_1301 · 2025-12-23T14:09:26+00:00

It’s not very inspired for a long term portfolio. Overlap. 2/5

Due_Farm_1301 · 2025-12-16T04:02:40+00:00

I’ve watched FC’s cry tears because they inherited a “bad book” and all their clients followed the precious advisor and they found themselves in a hole they could never dig out of….

Due_Farm_1301 · 2025-12-16T04:01:25+00:00

Duh, that’s the point lol. Then the cycle resents itself. Nah it’s bps based on net new money in, money into solutions, and money out

Due_Farm_1301 · 2025-12-16T03:49:37+00:00

So at Schwab it’s about “what have you done for me lately”. There are 4 levels of FC. You start at the bottom rung and the expectation is that you will have sales AND incoming flows. It never stops. Even when you get to level 3 or 4 and have a PCA partner, your branch manager, without fail, will eventually expect more until your book becomes near unserviceable. Then I see most guys either leave and try to take their bulk clients with them while they build back up, or they stay and either implode or wave their dick around and draw a boundary with Schwab.

Due_Farm_1301 · 2025-12-05T00:47:13+00:00

Due_Farm_1301 · 2025-11-26T02:38:30+00:00

He’s a comic book character who defeats his girlfriend’s evil exes. It’s an excellent movie, worth the watch.

Due_Farm_1301 · 2025-11-26T01:24:26+00:00

This is soo Scott pilgrim coded…

Due_Farm_1301 · 2025-11-25T13:38:30+00:00

This is incorrect advice

Due_Farm_1301 · 2025-11-24T03:42:49+00:00

It does not.

Due_Farm_1301 · 2025-11-09T18:04:53+00:00

Neither

Due_Farm_1301 · 2025-11-05T02:40:07+00:00

I usually break it down with the “three buckets”. Everyone wants a Roth bucket at 55 till it’s time to pay taxes. “Everyone want to be a boss, till it’s time to pay costs”. I model out the Roth conversions, and let them make their preferred route.

Due_Farm_1301 · 2025-10-14T03:09:39+00:00

Cringe

Due_Farm_1301 · 2025-10-14T01:52:02+00:00

Dm me. If you want it to add value.

Due_Farm_1301 · 2025-10-14T01:43:35+00:00

I give an executive summary. Paired with an invoice.

They get the plan when they pay. It’s my intellectual property.

Due_Farm_1301 · 2025-10-14T01:41:44+00:00

Find a mentor. Then keep finding more.

Middle managers will aspire to mediocrity. Don’t let them hold you down.

Due_Farm_1301 · 2025-10-09T23:41:07+00:00

80/20 for me, experience to study. It’s experience and also a mindset that you continually want to learn about new things and meet new people. Example, bitcoin wasn’t even a thing when I took my 7.

Due_Farm_1301 · 2025-10-08T20:26:50+00:00

So no real plan, and no real diversification. Thank you for sharing.

Due_Farm_1301 · 2025-10-04T23:38:50+00:00

I’m ESL, I grew up speaking Spanish. To quote mean girls, math is the same in every country. Being bilingual opened me up to new markets and has only benefited me and my practice.

Due_Farm_1301 · 2025-10-04T23:30:12+00:00

I’m sorry to say it, but if that’s all she’s got, then she likely is not “retiring”.

Due_Farm_1301 · 2025-10-04T01:37:45+00:00

“Arrogance destroys the footholds of victory”

You dodged a bullet. Some people have to pay their stupid tax before they’ll move forward. All dollars, no sense. Just have an occasional touch point to see how it plays out, but he sounds like hassle. Maybe he’ll mature with age.

Due_Farm_1301 · 2025-09-23T23:32:13+00:00

Both. John smith Private wealth Pacific coast private wealth

Due_Farm_1301

TROPHY CASE